X credit cards

It is not possible to apply to this cards. Get to know our new X cards and choose the best one for you!

View the new X cards

KEEP USING YOUR EXISTING X CARD OR CHOOSE A NEW ONE

From 14.12.2020 it is not possible to apply to X hero and X Platinum cards. If you use one of these cards, don’t worry! You will still receive all their benefits until the card expires. Meanwhile, if you want a new X card, visit the online bank and submit a free-form order to replace your card.

X hero

  • Apply for a credit limit of up to €15,000 with up to 45 days interest-free and an interest rate from 12.9 %* per year. Find out more
  • Be insured for a sum of up to €75,000 on trips both in Latvia and abroad. The terms also apply in case of natural disasters. More on travel insurance
  • Enjoy purchase protection for 120 days from purchases for a sum of €10,000. More on purchase protection
  • Receive discounts from our business partners throughout the Baltics. When you register for the X REWARDS programme, collect points for each online and in-store purchase worldwide (€1 = 1 point). More on X REWARDS
  • Use contactless payments with your card, Android phone or Apple Pay, as well as a wristband, sticker or payment ring
  • Pay actively with your X hero and earn a 50 % or 100 % discount on your monthly card fee. Find out more

Price list

X Platinum

  • Apply for a credit limit of up to €15,000 with up to 45 days interest-free and an interest rate from 12.9 %** per year. Find out more
  • Feel safe when travelling in Latvia and abroad. Both you and your family will receive insurance covering up to €200,000. More on travel insurance
  • Enjoy purchase protection for 120 days from purchases for a sum of €20,000. More on purchase protection
  • Use contactless payments with your card, Android phone or Apple Pay, as well as a wristband, sticker or payment ring
  • Receive discounts from our business partners throughout the Baltics. When you register for the X REWARDS programme, collect points for each online and in-store purchase worldwide (€1 = 1 point). More on X REWARDS
  • Pay actively with your X Platinum and earn a 50 % or 100 % discount on your monthly card fee. Find out more

Price list