Bank Citadele

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We have discovered that fraudsters are sending SMS on behalf of Citadele. Please do not open them and do not enter your data under any circumstances.

We would like to remind you that the bank never sends e-mails and SMS of this kind and does not ask its customers to enter their internet bank login names, passwords, codes or other personal information. We are taking all necessary measures to block sending of the fraudulent SMS as soon as possible.

Cashback 3%
Savings account+
2nd pillar pension

Cashback 3%

Become a customer and receive cashback on purchases with any X card. Special offer effective 1.02.-31.03.2023. Please see all conditions.

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Cashback 3%
Savings account+
2nd pillar pension

Better % rate!

For deposits in a Savings account + annual interest rate of 0.40 %. View our deposit interest rates and price list.

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Cashback 3%
Savings account+
2nd pillar pension

2nd pillar pension

Find out which pension plan suits your age.
The service is provided by Citadele group company IPAS "CBL Asset Management".

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Cashback 3%
Savings account+
2nd pillar pension

Our most popular products

X cards

5x more X REWARDS points with X prime

Enjoy modern services and collect X REWARDS points five times faster!

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Consumer loan

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Financing of up to 20 000 EUR to help with your plans. With no deposit, collateral and security.

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Mortgage loan

One step to a new home

Up to 95 % financing with an ALTUM guarantee or a new house, apartment, construction project or ambitious renovations.

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Leasing

Turn your light to green

Funding up to 90 % with a rate from 1.49 % a year earlier. Log in and get an answer within 2 h.

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Make an appointment at a branch

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More options for a better life

Apply for a loan online without visiting a branch

Loan amount:

200 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 21.79 %

Commission fee: 100.00 EUR

Interest rate: 9.90 %

Total loan amount: 2210.68 EUR

Monthly payment

175.89 EUR

Payments schedule

Informative loan payments schedule

2023-03-22

Commission fee:

100 EUR

No.	Payment month	Loan balance	Principal repayment	Interest payment	component.loanCalculator.consumerloan.popup.ttl_payment
1	03/2023	2000.00	100.00	0.00	100.00
2	04/2023	1840.93	159.07	16.82	175.89
3	05/2023	1680.02	160.91	14.98	175.89
4	06/2023	1518.26	161.76	14.13	175.89
5	07/2023	1354.72	163.54	12.35	175.89
6	08/2023	1190.22	164.50	11.39	175.89
7	09/2023	1024.34	165.88	10.01	175.89
8	10/2023	856.79	167.55	8.34	175.89
9	11/2023	688.10	168.69	7.20	175.89
10	12/2023	517.81	170.29	5.60	175.89

No.	Payment month	Loan balance	Principal repayment	Interest payment	component.loanCalculator.consumerloan.popup.ttl_payment
11	01/2024	346.27	171.54	4.35	175.89
12	02/2024	173.29	172.98	2.91	175.89
13	03/2024	0.00	173.29	1.36	174.65

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

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Loan amount:

3000 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 13.55 %

Commission fee: 100.00 EUR

Interest rate: 8.80 %

Total loan amount: 5345.56 EUR

Monthly payment

437.13 EUR

Payments schedule

Informative loan payments schedule

2023-03-22

Commission fee:

100 EUR

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
0	03/2023	5000.00	100.00	0.00	100.00
1	04/2023	4600.24	399.76	37.37	437.13
2	05/2023	4196.38	403.86	33.27	437.13
3	06/2023	3790.61	405.77	31.36	437.13
4	07/2023	3380.90	409.71	27.42	437.13
5	08/2023	2969.04	411.86	25.27	437.13
6	09/2023	2554.10	414.94	22.19	437.13
7	10/2023	2135.44	418.66	18.47	437.13
8	11/2023	1714.27	421.17	15.96	437.13
9	12/2023	1289.54	424.73	12.40	437.13

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
10	01/2024	862.05	427.49	9.64	437.13
11	02/2024	431.36	430.69	6.44	437.13
12	03/2024	0.00	431.36	3.02	434.38

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Monthly income after

taxes:

Monthly income after taxes:

Number of borrowers:

1 2

Number of dependents:

0 1 2 3 4

Monthly liabilities:

Balance of existing liabilities:

Term:

1 year

30 years

+ Free home insurance

755.52 EUR

Monthly payment

144 000.00 EUR

Loan amount

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

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What's new

Press releases

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28.02.2023 Citadele Bank

Information for the media Citadele has increased new financing to clients in 2022, reaching 1.2 billion

17.02.2023 Citadele Bank

Eesti Energia signed a loan agreement to refinance the bond

17.02.2023 Citadele Bank

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Attention: fraudsters sending SMS on behalf of the bank

Cashback 3%

Better % rate!

2nd pillar pension

Our most popular products

5x more X REWARDS points with X prime

Enjoy life carelessly

Aim higher with X card

Let your needs meet their options

One step to a new home

Turn your light to green

Make an appointment at a branch

More options for a better life

Apply for a loan online without visiting a branch

Informative loan payments schedule

Informative loan payments schedule

Can't make the loan offer based on the entered data.

Can't make the loan offer based on the entered data.

Can't make the loan offer based on the entered data.

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

Information for clients on war in Ukraine

Bank Economist Mārtiņš Āboliņš on current issues

Press releases

Information for the media Citadele has increased new financing to clients in 2022, reaching 1.2 billion

Eesti Energia signed a loan agreement to refinance the bond

Temporary planned interruptions to outgoing and incoming instant payments