Bank Citadele

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X prime
Term deposit
Mortgage loan

X prime for free for a year

Become a Citadele customer with X prime between April 11 and June 18, 2023, and use our best card for free for 12 months.

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X prime
Term deposit
Mortgage loan

Increasing rates for term deposits

Make a deposit in a term deposit for 1 year and get 3.15% per year. View deposit rates and price list.

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X prime
Term deposit
Mortgage loan

Our most popular products

X cards

Aim higher with X card

The most convenient payment cards for your everyday needs, shopping, and during your travels.

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Accident insurance

Life more, worry less

Protect yourself from unexpected expenses in case of an accident from 5 EUR/month.
The service is provided by AAS "CBL Life".

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Consumer loan

Let your needs meet their options

Up to 20 000 EUR for any of your needs. With no deposit, collateral and security. Apply online and receive an answer within 10 minutes.

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Mortgage loan

One step to a new home

Up to 95 % financing with an ALTUM guarantee for a new house, apartment, construction project or ambitious renovations.

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Leasing

Turn your light to green

Funding up to 90 % with a rate from 1.49 % a year earlier. Log in and get an answer within 2 h.

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Home energy efficiency loan

For sustainable home

Financing up to 20 000 EUR for purchasing and installing solar panels or heat pump.

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Make an appointment at a branch

Apply online, choose the best time for you and add the appointment to your calendar

Make an appointment

More options for a better life

Apply for a loan online without visiting a branch!

Loan amount:

200 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 21.79 %

Commission fee: 100.00 EUR

Interest rate: 9.90 %

Total loan amount: 2210.68 EUR

Monthly payment

175.89 EUR

Payments schedule

Informative loan payments schedule

30.05.2023

Commission fee:

100.00 EUR

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	06.2023	2 000.00	159.07	16.82	175.89
2	07.2023	1 840.93	160.91	14.98	175.89
3	08.2023	1 680.02	161.76	14.13	175.89
4	09.2023	1 518.26	163.12	12.77	175.89
5	10.2023	1 355.14	164.86	11.03	175.89
6	11.2023	1 190.28	165.88	10.01	175.89
7	12.2023	1 024.40	167.55	8.34	175.89
8	01.2024	856.85	168.69	7.20	175.89
9	03.2024	688.16	170.10	5.79	175.89
10	03.2024	518.06	171.82	4.07	175.89
11	04.2024	346.24	172.98	2.91	175.89
12	05.2024	173.26	173.26	1.41	174.67
			2 000.00	109.46	2 109.46

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Loan amount:

3000 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 13.55 %

Commission fee: 100.00 EUR

Interest rate: 8.80 %

Total loan amount: 5345.56 EUR

Monthly payment

437.13 EUR

Payments schedule

Informative loan payments schedule

30.05.2023

Commission fee:

100.00 EUR

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	06.2023	5 000.00	399.76	37.37	437.13
2	07.2023	4 600.24	403.86	33.27	437.13
3	08.2023	4 196.38	405.77	31.36	437.13
4	09.2023	3 790.61	408.80	28.33	437.13
5	10.2023	3 381.81	412.67	24.46	437.13
6	11.2023	2 969.14	414.94	22.19	437.13
7	12.2023	2 554.20	418.66	18.47	437.13
8	01.2024	2 135.54	421.17	15.96	437.13
9	03.2024	1 714.37	424.32	12.81	437.13
10	03.2024	1 290.05	428.11	9.02	437.13
11	04.2024	861.94	430.69	6.44	437.13
12	05.2024	431.25	431.25	3.12	434.37
			5 000.00	242.80	5 242.80

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Monthly income after

taxes:

Monthly income after taxes:

Number of borrowers:

1 2

Number of dependents:

0 1 2 3 4

Monthly liabilities:

Balance of existing liabilities:

Term:

1 year

30 years

+ Free home insurance

800.00 EUR

Monthly payment

136 343.56 EUR

Loan amount

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

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How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Mobile app

Payment cards

Blocking, unblocking, replacing, X REWARDS

All topics

What's new

Press releases

All press releases

29.05.2023 Citadele Bank (Latvia)

Changes to working hours and services during on 29th May

22.05.2023 CBL Asset Management

On amendments to prospectuses of investment funds managed by “CBL Asset management” IPAS

16.05.2023 Citadele Bank

Notification on Cookie Use

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Attention: fraudsters sending e-mails on behalf of the bank

X prime for free for a year

Increasing rates for term deposits

Mortgage loan

Our most popular products

Aim higher with X card

Life more, worry less

Let your needs meet their options

One step to a new home

Turn your light to green

For sustainable home

Make an appointment at a branch

More options for a better life

Apply for a loan online without visiting a branch!

Informative loan payments schedule

Can't make the loan offer based on the entered data.

Can't make the loan offer based on the entered data.

Informative loan payments schedule

Can't make the loan offer based on the entered data.

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

Information for clients on war in Ukraine

Bank Economist Mārtiņš Āboliņš on current issues

Press releases

Changes to working hours and services during on 29th May

On amendments to prospectuses of investment funds managed by “CBL Asset management” IPAS

Citadele Bank 1st quarter 2023 results