Bank Citadele

Notification on Cookie Use

On our website, we use our own and third-party cookies. Essential cookies, which help us run and secure the website, do not need your consent. For the use of statistics, analytics and marketing cookie, we need your consent in order to provide more convenient website and online service usage, and offer you relevant content and services depending on your usage habits. You can agree to this us of cookies by clicking Agree, and you can cancel or adapt this at any time using the following link: Cookie Settings. Find out more: Cookie Terms and Conditions.

Agree Disagree

Bank Citadele

Online offers
Consumer loan
Mortgage loan

Mortgage loan

Advantageous terms when you purchase a home from a new project developer 01.01-31.12.2022

Find out more

Online offers
Consumer loan
Mortgage loan

Make an appointment at a branch

Apply online, choose the best time for you and add the appointment to your calendar

Make an appointment

Our most popular products

X cards

Aim higher with X card

The most convenient payment cards for your everyday needs, shopping, and during your travels

Find out more

Consumer loan

Let your needs meet their options

Apply online and receive an answer within 10 minutes. Up to €20,000 for any of your needs

Find out more

Mortgage loan

One step to a new home

Up to 95% financing with an ALTUM guarantee or a new house, apartment, construction project or ambitious renovations

Find out more

Car purchase loan

Drive your own car

A car loan of up to €20,000 with no deposit or CASCO. Great-value leasing terms

Find out more

Leasing

Turn your light to green

Funding up to 90% with a rate from 1.49% a year earlier. Log in and get an answer within 2 h

Find out more

X card insurance

Enjoy life carelessly

Traveling and shopping without worry, all that might go awry will be taken care of by the X card

Find out more

More options for a better life

Apply for a loan online without visiting a branch

Loan amount:

200 EUR

20 000 EUR

Loan period:

37 months

84 months

Annual percentage rate (APR): 8.33 %

Commission fee: 0.00 EUR

Interest rate: 7.90 %

Total loan amount: 12 334.81 EUR

Monthly payment

202.21 EUR

Payments schedule

Informative loan payments schedule

2022-07-01

Agreement fee:

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	07/2022	10100.00	0.00	0.00	0.00
2	08/2022	9965.56	134.44	67.77	202.21
3	09/2022	9830.21	135.35	66.86	202.21
4	10/2022	9691.83	138.38	63.83	202.21
5	11/2022	9554.65	137.18	65.03	202.21
6	12/2022	9414.48	140.17	62.04	202.21

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
7	01/2023	9275.44	139.04	63.17	202.21
8	02/2023	9135.46	139.98	62.23	202.21
9	03/2023	8988.61	146.85	55.36	202.21
10	04/2023	8846.71	141.90	60.31	202.21
11	05/2023	8701.94	144.77	57.44	202.21
12	06/2023	8558.12	143.82	58.39	202.21
13	07/2023	8411.48	146.64	55.57	202.21
14	08/2023	8265.71	145.77	56.44	202.21
15	09/2023	8118.96	146.75	55.46	202.21
16	10/2023	7969.47	149.49	52.72	202.21
17	11/2023	7820.73	148.74	53.47	202.21
18	12/2023	7669.30	151.43	50.78	202.21

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
19	01/2024	7518.55	150.75	51.46	202.21
20	02/2024	7366.79	151.76	50.45	202.21
21	03/2024	7210.82	155.97	46.24	202.21
22	04/2024	7056.99	153.83	48.38	202.21
23	05/2024	6900.60	156.39	45.82	202.21
24	06/2024	6744.69	155.91	46.30	202.21
25	07/2024	6586.27	158.42	43.79	202.21
26	08/2024	6428.25	158.02	44.19	202.21
27	09/2024	6269.17	159.08	43.13	202.21
28	10/2024	6107.67	161.50	40.71	202.21
29	11/2024	5946.44	161.23	40.98	202.21
30	12/2024	5782.84	163.60	38.61	202.21

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
31	01/2025	5619.43	163.41	38.80	202.21
32	02/2025	5454.92	164.51	37.70	202.21
33	03/2025	5285.77	169.15	33.06	202.21
34	04/2025	5119.03	166.74	35.47	202.21
35	05/2025	4950.06	168.97	33.24	202.21
36	06/2025	4781.06	169.00	33.21	202.21
37	07/2025	4609.89	171.17	31.04	202.21
38	08/2025	4438.61	171.28	30.93	202.21
39	09/2025	4266.18	172.43	29.78	202.21
40	10/2025	4091.67	174.51	27.70	202.21
41	11/2025	3916.91	174.76	27.45	202.21
42	12/2025	3740.13	176.78	25.43	202.21

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
43	01/2026	3563.01	177.12	25.09	202.21
44	02/2026	3384.71	178.30	23.91	202.21
45	03/2026	3203.01	181.70	20.51	202.21
46	04/2026	3022.29	180.72	21.49	202.21
47	05/2026	2839.70	182.59	19.62	202.21
48	06/2026	2656.54	183.16	19.05	202.21
49	07/2026	2471.58	184.96	17.25	202.21
50	08/2026	2285.95	185.63	16.58	202.21
51	09/2026	2099.08	186.87	15.34	202.21
52	10/2026	1910.50	188.58	13.63	202.21
53	11/2026	1721.11	189.39	12.82	202.21
54	12/2026	1530.08	191.03	11.18	202.21

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
55	01/2027	1338.14	191.94	10.27	202.21
56	02/2027	1144.91	193.23	8.98	202.21
57	03/2027	949.64	195.27	6.94	202.21
58	04/2027	753.80	195.84	6.37	202.21
59	05/2027	556.48	197.32	4.89	202.21
60	06/2027	358.00	198.48	3.73	202.21
61	07/2027	158.11	199.89	2.32	202.21
62	08/2027	0.00	158.11	1.06	159.17

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Loan amount:

3000 EUR

15 000 EUR

Loan period:

12 months

84 months

Annual percentage rate (APR): 9.48 %

Agreement fee: 180.00 EUR

Interest rate: 7.90 %

Total loan amount: 10 732.80 EUR

Monthly payment

219.85 EUR

Payments schedule

Informative loan payments schedule

2022-07-01

Commission fee:

180

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
0	07/2022	9000.00	180.00	0.00	180.00
1	08/2022	8840.54	159.46	60.39	219.85
2	09/2022	8680.01	160.53	59.32	219.85
3	10/2022	8516.52	163.49	56.36	219.85
4	11/2022	8353.81	162.71	57.14	219.85
5	12/2022	8188.20	165.61	54.24	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
6	01/2023	8023.29	164.91	54.94	219.85
7	02/2023	7857.27	166.02	53.83	219.85
8	03/2023	7685.04	172.23	47.62	219.85
9	04/2023	7516.75	168.29	51.56	219.85
10	05/2023	7345.71	171.04	48.81	219.85
11	06/2023	7175.15	170.56	49.29	219.85
12	07/2023	7001.89	173.26	46.59	219.85
13	08/2023	6829.02	172.87	46.98	219.85
14	09/2023	6654.99	174.03	45.82	219.85
15	10/2023	6478.35	176.64	43.21	219.85
16	11/2023	6301.97	176.38	43.47	219.85
17	12/2023	6123.04	178.93	40.92	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
18	01/2024	5944.27	178.77	41.08	219.85
19	02/2024	5764.30	179.97	39.88	219.85
20	03/2024	5580.63	183.67	36.18	219.85
21	04/2024	5398.22	182.41	37.44	219.85
22	05/2024	5213.42	184.80	35.05	219.85
23	06/2024	5028.55	184.87	34.98	219.85
24	07/2024	4841.35	187.20	32.65	219.85
25	08/2024	4653.98	187.37	32.48	219.85
26	09/2024	4465.36	188.62	31.23	219.85
27	10/2024	4274.50	190.86	28.99	219.85
28	11/2024	4083.33	191.17	28.68	219.85
29	12/2024	3889.99	193.34	26.51	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
30	01/2025	3696.24	193.75	26.10	219.85
31	02/2025	3501.19	195.05	24.80	219.85
32	03/2025	3302.56	198.63	21.22	219.85
33	04/2025	3104.87	197.69	22.16	219.85
34	05/2025	2905.18	199.69	20.16	219.85
35	06/2025	2704.82	200.36	19.49	219.85
36	07/2025	2502.53	202.29	17.56	219.85
37	08/2025	2299.47	203.06	16.79	219.85
38	09/2025	2095.05	204.42	15.43	219.85
39	10/2025	1888.80	206.25	13.60	219.85
40	11/2025	1681.62	207.18	12.67	219.85
41	12/2025	1472.69	208.93	10.92	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
42	01/2026	1262.72	209.97	9.88	219.85
43	02/2026	1051.34	211.38	8.47	219.85
44	03/2026	837.86	213.48	6.37	219.85
45	04/2026	623.63	214.23	5.62	219.85
46	05/2026	407.83	215.80	4.05	219.85
47	06/2026	190.72	217.11	2.74	219.85
48	07/2026	0.00	190.72	1.24	191.96

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Log in, access problems

Mobile app

Payment cards

Blocking, unblocking, replacing

All topics

What's new

Information for citizens of Ukraine

Find out more

New Pension Tier 2 Plan

Find out more

Information for clients on war in Ukraine

Find out more

Press releases

All press releases

20.06.2022 Citadele Bank

As of August 20th, 2022, AS Citadele Banka will stop processing all (incoming and outgoing) payments to and from Russia and Belarus

11.06.2022 Citadele Bank

Artisans, Hospitality and Beauty Industry Transitioning Most Actively to Non-Cash Payment Acceptance

07.06.2022 Citadele Bank

Notification on Cookie Use

Double online bonus

Consumer loan

Mortgage loan

Make an appointment at a branch

Our most popular products

Aim higher with X card

Let your needs meet their options

One step to a new home

Drive your own car

Turn your light to green

Enjoy life carelessly

More options for a better life

Apply for a loan online without visiting a branch

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Log in, access problems

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

New Pension Tier 2 Plan

Information for clients on war in Ukraine

Press releases

As of August 20th, 2022, AS Citadele Banka will stop processing all (incoming and outgoing) payments to and from Russia and Belarus

Artisans, Hospitality and Beauty Industry Transitioning Most Actively to Non-Cash Payment Acceptance

Citadele is financing modern office building in Tallinn with 30 million euro

Notification on Cookie Use

Customer bundle

Cards

Payment methods

Contactless payments

Price list

For daily needs

For car

For home

Consumer loan

Price list

Currency conventer

Pension

Short term savings

Long term savings

Finotherapy

Price list

Currency conventer

For vehicles, equipment

For financial security

For home

For travels, purchases

Price list

Currency converter

Useful

Contact us

Interactive assistant

Fees

Terms and conditions

Double online bonus

Consumer loan

Mortgage loan

Make an appointment at a branch

Our most popular products

Aim higher with X card

Let your needs meet their options

One step to a new home

Drive your own car

Turn your light to green

Enjoy life carelessly

More options for a better life

Apply for a loan online without visiting a branch

Informative loan payments schedule

Informative loan payments schedule

Can't make the loan offer based on the entered data.

Can't make the loan offer based on the entered data.

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Log in, access problems

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

New Pension Tier 2 Plan

Information for clients on war in Ukraine

Press releases

As of August 20th, 2022, AS Citadele Banka will stop processing all (incoming and outgoing) payments to and from Russia and Belarus

Artisans, Hospitality and Beauty Industry Transitioning Most Actively to Non-Cash Payment Acceptance

Citadele is financing modern office building in Tallinn with 30 million euro