Bank Citadele

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Bank Citadele

Consumer loan
Become a customer
Mortgage loan

Join us while sitting on your sofa

Join Citadele in just 7 minutes and enjoy the benefits of our digital services

200 000+

of our customers use our app

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Become a customer

Consumer loan
Become a customer
Mortgage loan

Mortgage loan

Advantageous terms when you purchase a home from a new project developer 01.01-30.06.2022

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Consumer loan
Become a customer
Mortgage loan

Make an appointment at a branch

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Our most popular products

X cards

Aim higher with X card

The most convenient payment cards for your everyday needs, shopping, and during your travels

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Consumer loan

Let your needs meet their options

Apply online and receive an answer within 10 minutes. Up to €15,000 for any of your needs

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Mortgage loan

One step to a new home

Up to 95% financing with an ALTUM guarantee or a new house, apartment, construction project or ambitious renovations

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Car purchase loan

Drive your own car

A car loan of up to €15,000 with no deposit or CASCO. Great-value leasing terms

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Leasing

Turn your light to green

Funding up to 90% with a rate from 1.49% a year earlier. Log in and get an answer within 2 h

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X card insurance

Enjoy life carelessly

Traveling and shopping without worry, all that might go awry will be taken care of by the X card

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More options for a better life

Apply for a loan online without visiting a branch

Loan amount:

200 EUR

15 000 EUR

Loan period:

12 months

60 months

Annual percentage rate (APR): 8.33 %

Agreement fee: 0.00 EUR

Interest rate: 7.90 %

Total amount payable: 8577.72 EUR

Monthly payment

238.27 EUR

Loan schedule

Informative loan schedule

2022-05-25

Agreement fee:

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	05/2022	7600.00	0.00	0.00	0.00
2	06/2022	7412.72	187.28	50.99	238.27
3	07/2022	7222.58	190.14	48.13	238.27
4	08/2022	7032.77	189.81	48.46	238.27
5	09/2022	6841.69	191.08	47.19	238.27
6	10/2022	6647.84	193.85	44.42	238.27
7	11/2022	6454.17	193.67	44.60	238.27
8	12/2022	6257.81	196.36	41.91	238.27

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
9	01/2023	6061.53	196.28	41.99	238.27
10	02/2023	5863.93	197.60	40.67	238.27
11	03/2023	5661.20	202.73	35.54	238.27
12	04/2023	5460.91	200.29	37.98	238.27
13	05/2023	5258.10	202.81	35.46	238.27
14	06/2023	5055.11	202.99	35.28	238.27
15	07/2023	4849.66	205.45	32.82	238.27
16	08/2023	4643.93	205.73	32.54	238.27
17	09/2023	4436.82	207.11	31.16	238.27
18	10/2023	4227.36	209.46	28.81	238.27
19	11/2023	4017.45	209.91	28.36	238.27
20	12/2023	3805.27	212.18	26.09	238.27

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
21	01/2024	3592.53	212.74	25.53	238.27
22	02/2024	3378.36	214.17	24.10	238.27
23	03/2024	3161.29	217.07	21.20	238.27
24	04/2024	2944.23	217.06	21.21	238.27
25	05/2024	2725.08	219.15	19.12	238.27
26	06/2024	2505.09	219.99	18.28	238.27
27	07/2024	2283.09	222.00	16.27	238.27
28	08/2024	2060.14	222.95	15.32	238.27
29	09/2024	1835.69	224.45	13.82	238.27
30	10/2024	1609.34	226.35	11.92	238.27
31	11/2024	1381.87	227.47	10.80	238.27
32	12/2024	1152.57	229.30	8.97	238.27

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
33	01/2025	922.03	230.54	7.73	238.27
34	02/2025	689.95	232.08	6.19	238.27
35	03/2025	455.86	234.09	4.18	238.27
36	04/2025	220.65	235.21	3.06	238.27
37	05/2025	0.00	220.65	1.43	222.08

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Loan amount:

3000 EUR

15 000 EUR

Loan period:

12 months

84 months

Annual percentage rate (APR): 8.33 %

Agreement fee: 0.00 EUR

Interest rate: 7.90 %

Total amount payable: 10 552.80 EUR

Monthly payment

219.85 EUR

Loan schedule

Informative loan schedule

2022-05-25

Agreement fee:

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
0	05/2022	9000.00	0.00	0.00	0.00
1	06/2022	8840.54	159.46	60.39	219.85
2	07/2022	8678.09	162.45	57.40	219.85
3	08/2022	8516.47	161.62	58.23	219.85
4	09/2022	8353.76	162.71	57.14	219.85
5	10/2022	8188.15	165.61	54.24	219.85
6	11/2022	8023.24	164.91	54.94	219.85
7	12/2022	7855.49	167.75	52.10	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
8	01/2023	7688.35	167.14	52.71	219.85
9	02/2023	7520.09	168.26	51.59	219.85
10	03/2023	7345.81	174.28	45.57	219.85
11	04/2023	7175.25	170.56	49.29	219.85
12	05/2023	7001.99	173.26	46.59	219.85
13	06/2023	6829.12	172.87	46.98	219.85
14	07/2023	6653.61	175.51	44.34	219.85
15	08/2023	6478.40	175.21	44.64	219.85
16	09/2023	6302.02	176.38	43.47	219.85
17	10/2023	6123.09	178.93	40.92	219.85
18	11/2023	5944.32	178.77	41.08	219.85
19	12/2023	5763.07	181.25	38.60	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
20	01/2024	5581.89	181.18	38.67	219.85
21	02/2024	5399.49	182.40	37.45	219.85
22	03/2024	5213.53	185.96	33.89	219.85
23	04/2024	5028.66	184.87	34.98	219.85
24	05/2024	4841.46	187.20	32.65	219.85
25	06/2024	4654.09	187.37	32.48	219.85
26	07/2024	4464.46	189.63	30.22	219.85
27	08/2024	4274.56	189.90	29.95	219.85
28	09/2024	4083.39	191.17	28.68	219.85
29	10/2024	3890.05	193.34	26.51	219.85
30	11/2024	3696.30	193.75	26.10	219.85
31	12/2024	3500.45	195.85	24.00	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
32	01/2025	3304.09	196.36	23.49	219.85
33	02/2025	3106.41	197.68	22.17	219.85
34	03/2025	2905.39	201.02	18.83	219.85
35	04/2025	2705.03	200.36	19.49	219.85
36	05/2025	2502.74	202.29	17.56	219.85
37	06/2025	2299.68	203.06	16.79	219.85
38	07/2025	2094.76	204.92	14.93	219.85
39	08/2025	1888.96	205.80	14.05	219.85
40	09/2025	1681.78	207.18	12.67	219.85
41	10/2025	1472.85	208.93	10.92	219.85
42	11/2025	1262.88	209.97	9.88	219.85
43	12/2025	1051.23	211.65	8.20	219.85

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
44	01/2026	838.43	212.80	7.05	219.85
45	02/2026	624.21	214.22	5.63	219.85
46	03/2026	408.14	216.07	3.78	219.85
47	04/2026	191.03	217.11	2.74	219.85
48	05/2026	0.00	191.03	1.24	192.27

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

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23.05.2022 Citadele Bank

Citadele provides strong support to Ukrainians and Baltic economy

13.05.2022 Citadele Bank

Citadele Mobile App Now Offers Currency Exchange

11.05.2022 Baltic Leasing companies and Insurance Broker

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Consumer loan

Join us while sitting on your sofa

200 000+

Mortgage loan

Your closest branch: your sofa

Make an appointment at a branch

Our most popular products

Aim higher with X card

Let your needs meet their options

One step to a new home

Drive your own car

Turn your light to green

Enjoy life carelessly

More options for a better life

Apply for a loan online without visiting a branch

Informative loan schedule

Informative loan schedule

Can't make the loan offer based on the entered data.

Can't make the loan offer based on the entered data.

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Log in, access problems

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

New Pension Tier 2 Plan

Information for clients on war in Ukraine

Press releases

Citadele provides strong support to Ukrainians and Baltic economy

Citadele Mobile App Now Offers Currency Exchange

Yamaha and BMW This Spring’s Most Popular Motorbike Brands