Bank Citadele

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Bank Citadele

X smart KIWIE
Online offers
Mortgage loan

Mortgage loan

Advantageous terms when you purchase a home from a new project developer 01.01-31.12.2022

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X smart KIWIE
Online offers
Mortgage loan

Make an appointment at a branch

Apply online, choose the best time for you and add the appointment to your calendar

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Our most popular products

X cards

Aim higher with X card

The most convenient payment cards for your everyday needs, shopping, and during your travels

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Consumer loan

Let your needs meet their options

Apply online and receive an answer within 10 minutes. Up to €20,000 for any of your needs

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Mortgage loan

One step to a new home

Up to 95% financing with an ALTUM guarantee or a new house, apartment, construction project or ambitious renovations

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Car purchase loan

Drive your own car

A car loan of up to €20,000 with no deposit or CASCO. Great-value leasing terms

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Leasing

Turn your light to green

Funding up to 90% with a rate from 1.49% a year earlier. Log in and get an answer within 2 h

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X card insurance

Enjoy life carelessly

Traveling and shopping without worry, all that might go awry will be taken care of by the X card

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More options for a better life

Apply for a loan online without visiting a branch

Loan amount:

200 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 10.54 %

Commission fee: 0.00 EUR

Interest rate: 9.90 %

Total loan amount: 12 311.04 EUR

Monthly payment

256.48 EUR

Payments schedule

Informative loan payments schedule

2022-08-17

Agreement fee:

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	08/2022	10100.00	0.00	0.00	0.00
2	09/2022	9928.44	171.56	84.92	256.48
3	10/2022	9752.75	175.69	80.79	256.48
4	11/2022	9578.27	174.48	82.00	256.48
5	12/2022	9399.73	178.54	77.94	256.48

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
6	01/2023	9222.28	177.45	79.03	256.48
7	02/2023	9043.34	178.94	77.54	256.48
8	03/2023	8855.54	187.80	68.68	256.48
9	04/2023	8673.52	182.02	74.46	256.48
10	05/2023	8487.62	185.90	70.58	256.48
11	06/2023	8302.51	185.11	71.37	256.48
12	07/2023	8113.59	188.92	67.56	256.48
13	08/2023	7925.33	188.26	68.22	256.48
14	09/2023	7735.49	189.84	66.64	256.48
15	10/2023	7541.95	193.54	62.94	256.48
16	11/2023	7348.88	193.07	63.41	256.48
17	12/2023	7152.20	196.68	59.80	256.48

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
18	01/2024	6955.86	196.34	60.14	256.48
19	02/2024	6757.87	197.99	58.49	256.48
20	03/2024	6554.55	203.32	53.16	256.48
21	04/2024	6353.18	201.37	55.11	256.48
22	05/2024	6148.40	204.78	51.70	256.48
23	06/2024	5943.62	204.78	51.70	256.48
24	07/2024	5735.50	208.12	48.36	256.48
25	08/2024	5527.25	208.25	48.23	256.48
26	09/2024	5317.24	210.01	46.47	256.48
27	10/2024	5104.03	213.21	43.27	256.48
28	11/2024	4890.47	213.56	42.92	256.48
29	12/2024	4673.78	216.69	39.79	256.48

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
30	01/2025	4456.60	217.18	39.30	256.48
31	02/2025	4237.59	219.01	37.47	256.48
32	03/2025	4013.29	224.30	32.18	256.48
33	04/2025	3790.55	222.74	33.74	256.48
34	05/2025	3564.91	225.64	30.84	256.48
35	06/2025	3338.40	226.51	29.97	256.48
36	07/2025	3109.08	229.32	27.16	256.48
37	08/2025	2878.74	230.34	26.14	256.48
38	09/2025	2646.47	232.27	24.21	256.48
39	10/2025	2411.52	234.95	21.53	256.48
40	11/2025	2175.32	236.20	20.28	256.48
41	12/2025	1936.54	238.78	17.70	256.48

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
42	01/2026	1696.34	240.20	16.28	256.48
43	02/2026	1454.12	242.22	14.26	256.48
44	03/2026	1208.68	245.44	11.04	256.48
45	04/2026	962.36	246.32	10.16	256.48
46	05/2026	713.71	248.65	7.83	256.48
47	06/2026	463.23	250.48	6.00	256.48
48	07/2026	210.52	252.71	3.77	256.48
49	08/2026	0.00	210.52	1.77	212.29

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Loan amount:

3000 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 9.48 %

Commission fee: 230.00 EUR

Interest rate: 7.90 %

Total loan amount: 13 714.16 EUR

Monthly payment

280.92 EUR

Payments schedule

Informative loan payments schedule

2022-08-17

Commission fee:

230

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
0	08/2022	11500.00	230.00	0.00	230.00
1	09/2022	11296.24	203.76	77.16	280.92
2	10/2022	11088.67	207.57	73.35	280.92
3	11/2022	10882.15	206.52	74.40	280.92
4	12/2022	10671.89	210.26	70.66	280.92

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
5	01/2023	10462.57	209.32	71.60	280.92
6	02/2023	10251.85	210.72	70.20	280.92
7	03/2023	10033.06	218.79	62.13	280.92
8	04/2023	9819.46	213.60	67.32	280.92
9	05/2023	9602.30	217.16	63.76	280.92
10	06/2023	9385.81	216.49	64.43	280.92
11	07/2023	9165.83	219.98	60.94	280.92
12	08/2023	8946.41	219.42	61.50	280.92
13	09/2023	8725.52	220.89	60.03	280.92
14	10/2023	8501.26	224.26	56.66	280.92
15	11/2023	8277.38	223.88	57.04	280.92
16	12/2023	8050.21	227.17	53.75	280.92

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
17	01/2024	7823.30	226.91	54.01	280.92
18	02/2024	7594.87	228.43	52.49	280.92
19	03/2024	7361.62	233.25	47.67	280.92
20	04/2024	7130.09	231.53	49.39	280.92
21	05/2024	6895.47	234.62	46.30	280.92
22	06/2024	6660.82	234.65	46.27	280.92
23	07/2024	6423.15	237.67	43.25	280.92
24	08/2024	6185.33	237.82	43.10	280.92
25	09/2024	5945.91	239.42	41.50	280.92
26	10/2024	5703.60	242.31	38.61	280.92
27	11/2024	5460.95	242.65	38.27	280.92
28	12/2024	5215.49	245.46	35.46	280.92

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
29	01/2025	4969.56	245.93	34.99	280.92
30	02/2025	4721.98	247.58	33.34	280.92
31	03/2025	4469.68	252.30	28.62	280.92
32	04/2025	4218.75	250.93	29.99	280.92
33	05/2025	3965.22	253.53	27.39	280.92
34	06/2025	3710.90	254.32	26.60	280.92
35	07/2025	3454.08	256.82	24.10	280.92
36	08/2025	3196.34	257.74	23.18	280.92
37	09/2025	2936.87	259.47	21.45	280.92
38	10/2025	2675.02	261.85	19.07	280.92
39	11/2025	2412.05	262.97	17.95	280.92
40	12/2025	2146.79	265.26	15.66	280.92

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
41	01/2026	1880.27	266.52	14.40	280.92
42	02/2026	1611.97	268.30	12.62	280.92
43	03/2026	1340.82	271.15	9.77	280.92
44	04/2026	1068.90	271.92	9.00	280.92
45	05/2026	794.92	273.98	6.94	280.92
46	06/2026	519.33	275.59	5.33	280.92
47	07/2026	241.78	277.55	3.37	280.92
48	08/2026	0.00	241.78	1.62	243.40

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

How can we help you?

Choose the topic you are interested in and find the answer to your question

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Payment cards

Blocking, unblocking, replacing

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What's new

Information for citizens of Ukraine

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New Pension Tier 2 Plan

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Information for clients on war in Ukraine

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Press releases

All press releases

17.08.2022 Citadele Bank

Street Artist Kiwie Uses AI to Create New Citadele Card Design

02.08.2022 Citadele Bank

Changes to the operating hours of branches and customers service centres on August 5th

29.07.2022 Citadele Bank

Notification on Cookie Use

X smart KIWIE

A minute in the bank is a minute too many

Mortgage loan

Make an appointment at a branch

Our most popular products

Aim higher with X card

Let your needs meet their options

One step to a new home

Drive your own car

Turn your light to green

Enjoy life carelessly

More options for a better life

Apply for a loan online without visiting a branch

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Log in, access problems

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

New Pension Tier 2 Plan

Information for clients on war in Ukraine

Press releases

Street Artist Kiwie Uses AI to Create New Citadele Card Design

Changes to the operating hours of branches and customers service centres on August 5th

Pricelist Changes for Citadele products

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X smart KIWIE

A minute in the bank is a minute too many

Mortgage loan

Make an appointment at a branch

Our most popular products

Aim higher with X card

Let your needs meet their options

One step to a new home

Drive your own car

Turn your light to green

Enjoy life carelessly

More options for a better life

Apply for a loan online without visiting a branch

Informative loan payments schedule

Informative loan payments schedule

Can't make the loan offer based on the entered data.

Can't make the loan offer based on the entered data.

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Log in, access problems

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

New Pension Tier 2 Plan

Information for clients on war in Ukraine

Press releases

Street Artist Kiwie Uses AI to Create New Citadele Card Design

Changes to the operating hours of branches and customers service centres on August 5th

Pricelist Changes for Citadele products