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The operation of Citadele payment cards in Belarus may be limited

We would like to inform you that the use of Citadele issued payment cards might be limited in Belarus. Read more.

Attention: fraudsters sending fake bank emails

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X smart for youth
Green Savings Account
Mortgage loan

Prizes come to youth

For youngsters aged 7-21 X smart or X smart KIWIE card is free of charge and 3000 X REWARDS points* as a gift from us to get a cool prize!

* If they become new customers until 30.09.2023.

Find out more

X smart for youth
Green Savings Account
Mortgage loan

Reach your goals faster

No matter how different we all are, we all want to reach our goals and fulfil our needs as quickly as possible. Find what you need in one place so that you have more time to enjoy life.

Do you have a home you call your own?

Citadele Home will help make your home the best place to be.

• Mortgage loan

• Home energy efficiency loan

• Borrower’s life insurance

• Small home loan

Go to Citadele Home

Want to take care of your loved ones?

Citadele Family will provide you and your whole family with what you really need.

• X card

• Accident insurance

• Car leasing

• Short term savings

Go to Citadele Family

Drawn to anything modern and stylish?

Citadele Lifestyle will help you stay in step with today’s trends.

• Payment ring

• Consumer loan

• X REWARDS loyalty program

• Mobile app

• Electric car leasing

Go to Citadele Lifestyle

Planning the next family holiday?

Citadele Travel will help you enjoy your time abroad to the fullest!

• Cards X prime and X supreme

• Travel insurance with X card

• Contactless payments

Go to Citadele Travel

Looking for the perfect work-life balance?

Citadele Wealth will show you how to make money work in your favour.

• Green Savings Account

• Deposits

• Pillars pensions

• Life insurance with savings

Go to Citadele Wealth

Want your business to reach new heights?

Citadele Business will help your business grow and reach the next level.

• Payment plans

• Business financing

• Savings

• Citadele Phone POS

Go to Citadele Business

Make an appointment at a branch

Apply online, choose the best time for you and add the appointment to your calendar

Make an appointment

More options for a better life

Apply for a loan online without visiting a branch!

Loan amount:

200 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 21.79 %

Commission fee: 100.00 EUR

Interest rate: 9.90 %

Total loan amount: 2210.68 EUR

Monthly payment

175.89 EUR

Payments schedule

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	10.2023	2 000.00	159.07	16.82	175.89
2	11.2023	1 840.93	160.91	14.98	175.89
3	12.2023	1 680.02	161.76	14.13	175.89
4	01.2024	1 518.26	163.12	12.77	175.89
5	02.2024	1 355.14	165.23	10.66	175.89
6	03.2024	1 189.91	165.88	10.01	175.89
7	04.2024	1 024.03	167.56	8.33	175.89
8	05.2024	856.47	168.69	7.20	175.89
9	06.2024	687.78	170.29	5.60	175.89
10	07.2024	517.49	171.54	4.35	175.89
11	08.2024	345.95	172.98	2.91	175.89
12	09.2024	172.97	172.97	1.41	174.38
			2 000.00	109.17	2 109.17

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Loan amount:

3000 EUR

20 000 EUR

Term:

12 months

84 months

Annual percentage rate (APR): 13.55 %

Commission fee: 100.00 EUR

Interest rate: 8.80 %

Total loan amount: 5345.56 EUR

Monthly payment

437.13 EUR

Payments schedule

Informative loan payments schedule

29.09.2023

Commission fee:

100.00 EUR

No.	Payment month	Loan balance	Principal repayment	Interest payment	Total payment
1	10.2023	5 000.00	399.76	37.37	437.13
2	11.2023	4 600.24	403.86	33.27	437.13
3	12.2023	4 196.38	405.77	31.36	437.13
4	01.2024	3 790.61	408.80	28.33	437.13
5	02.2024	3 381.81	413.49	23.64	437.13
6	03.2024	2 968.32	414.94	22.19	437.13
7	04.2024	2 553.38	418.66	18.47	437.13
8	05.2024	2 134.72	421.18	15.95	437.13
9	06.2024	1 713.54	424.74	12.39	437.13
10	07.2024	1 288.80	427.50	9.63	437.13
11	08.2024	861.30	430.69	6.44	437.13
12	09.2024	430.61	430.61	3.11	433.72
			5 000.00	242.15	5 242.15

The calculator's calculations are for your information only, and each customer's situation is calculated individually.

Fill in an application

Monthly income after

taxes:

Monthly income after taxes:

Number of borrowers:

1 2

Number of dependents:

0 1 2 3 4

Monthly liabilities:

Balance of existing liabilities:

Term:

1 year

30 years

+ Free home insurance

800.00 EUR

Monthly payment

136 343.56 EUR

Loan amount

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

Apply for a consultation Apply for a loan

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Mobile app

Payment cards

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What's new

Press releases

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20.09.2023 Citadele Bank

The operation of Citadele payment cards in Belarus may be limited

15.09.2023 Citadele Bank

Changes to the “Regulations of Acceptance and Servicing of the Term Deposit”

01.09.2023 Citadele Bank

Notification on Cookie Use

Customer bundle

Cards

Payment methods

Contactless payments

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Bring a friend

For daily needs

For car

For home

Obligations

Price list

Currency conventer

Pension

Short term savings

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Finotherapy

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Currency conventer

For vehicles, equipment

For financial security

For home

For an active lifestyle

Price list

Currency converter

Useful

Contact us

Interactive assistant

Fees

Terms and conditions

The operation of Citadele payment cards in Belarus may be limited

Prizes come to youth

Green Savings Account

Mortgage loan

Reach your goals faster

Do you have a home you call your own?

Want to take care of your loved ones?

Drawn to anything modern and stylish?

Planning the next family holiday?

Looking for the perfect work-life balance?

Want your business to reach new heights?

Make an appointment at a branch

More options for a better life

Apply for a loan online without visiting a branch!

How can we help you?

Choose the topic you are interested in and find the answer to your question

Online bank

Mobile app

Payment cards

What's new

Information for citizens of Ukraine

Information for clients on war in Ukraine

Baltic economic overview

Press releases

The operation of Citadele payment cards in Belarus may be limited

Changes to the “Regulations of Acceptance and Servicing of the Term Deposit”

On the night of September 6, between 1:00 a.m. and 2:00 a.m., there will be a planned interruption in the digital services