Mortgage loan

Property insurance without additional charge

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  • Interest rate from 2%We apply the best rate to every customer
  • Offer in 24 hApply online and receive your offer in email
  • Funding with ALTUM up to 95%For families and young professionals

Property insurance free of charge for the entire term of the contract

When you take out a Citadele mortgage loan, you will receive home insurance at no additional cost for the entire duration during which the contract is in force. Insurance also includes movable property insurance up to 5,000 Euro and civil liability insurance up to 1,000 Euro, if the collateral for your mortgage loan is a residential property.

Mortgage loan for variety of needs:

Mortgage loan calculator

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50 000 EUR

300 000 EUR


10 years

30 years


0 %

95 %

We offer mortgage loans from 20,000 EUR.

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The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

ALTUM support program

  • For families with children, your deposit is smaller  - starting from  5% of the transaction sum. The government fee for changing property ownership is just 0.5%, mortgage registration is free of charge.
  • ALTUM support programme for young specialists with higher or secondary professional education up to 35 years of age.

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Offers by our partners

Have a look at our partners’ offers. When choosing your new home from one of these projects, you won’t have to pay for your home valuation.

See offers by our partners (In Latvian)