X cards account bundles

X cards account bundles
Service Fee
X smart X supreme X prime
Maintainance of the card and / or supplementary card 1.99 EUR per month / Free of charge for Youth Aged 7-21 2.99 EUR per month 5.99 EUR per month/ 6.99 EUR per month, if allocated credit limit amount is from 5001 EUR to 10000 EU/ 7.99 EUR per month, if allocated credit limit amount is from 10001 EUR to 15000 EUR
Opening and maintenance of current account Free of charge
New card issue (instead of existing) Free of charge
SEPA, SEPA Instant payments initiated electronically1,2 Free of charge
Payments to own account within Citadele group, initiated electronically, bill payment in ATM 2,3 Free of charge
SMS sent by Citadele bank about incoming transactions Free of charge
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR4 per month, 1% from amount above Free of charge up to 1000 EUR4 per month, 1% from amount above Free of charge up to 1500 EUR4 per month, 1% from amount above
Cash withdrawal in other banks ATMs 750 EUR4 max per month - free of charge, above limit 2% (min. EUR 3.50) 1000 EUR4 max per month - free of charge, above limit 2% (min. EUR 3.50) 1500 EUR4 max per month - free of charge, above limit 2% (min. EUR 3.50)
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28% Individually Individually
Late Payment Interest 36% per annum
Interest for unauthorised negative balance (per day) 0.175%
Priority Pass Not offered Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered 30 EUR (VAT included)
Fast track visit in RIX airport Not offered
Concierge service Not offered EUR 200 per year per each card
Currency exchange mark-up fee 3%
Electronic currency exchange In accordance with Citadele bank rate
Payments outside SEPA in any currency5 15 EUR
Urgent payments outside SEPA in any currency5 35 EUR
SEPA and Payment within Citadele bank via Sky Branch, at branch 10 EUR
Non- SEPA incoming transfers with commission type BEN and SHA 5 EUR
X Infinite
Service Fee
Maintainance of the card and / or supplementary card 350 EUR per year (supplementary card free of charge)
Opening and maintenance of current account Free of charge
New card issue (instead of existing) 50 EUR
SEPA, SEPA Instant payments initiated electronically1,2 Free of charge
Payments to own account within Citadele group, initiated electronically, bill paymen in ATM1,2 Free of charge
SMS sent by Citadele bank about incoming transactions Free of charge
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 2000 EUR per month, 1% from amount above4
Cash withdrawal in other banks ATMs 1000 EUR max per month - free of charge, above limit 2% (min. EUR 3.50)4
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) Individually
Late Payment Interest 36% per annum
Interest for unauthorised negative balance (per day) 0.175%
Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)6,6
Fast track visit in RIX airport EUR 10 (VAT included)7
Concierge service Free of charge
Currency exchange mark-up fee 3%
Electronic currency exchange In accordance with Citadele bank rate
Payments outside SEPA in any currency5 15 EUR
Urgent payments outside SEPA in any currency 35 EUR
SEPA and Payment within Citadele bank via Sky Branch, at branch 10 EUR
Non- SEPA incoming transfers with commission type BEN and SHA 5 EUR
  • 1 Internetbank, MobileApp, regular payment, eInvoice regular payment processed as SEPA.
  • 2 Payments processed from current accounts are subject to the Mastercard Debit bundle payment fees.
  • 3 Internetbank, MobileApp, regular payment, eInvoice regular payment processed as internal payment.
  • 4 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.
  • 5 Detailed information including information on payment submission and execution cut-off times can be found on webpage www.citadele.lv. Payments to Belarus are subject to the additional fee indicated in 3.2. in the Schedule of Fees and Charges for private individuals for non-core products and services.
  • 6 For Priority Pass cards, issued before 11.02.2019. within a calendar year, three visits to airport’s VIP lounge to main card user is offered free of charge. For Priority Pass cards, issued after 11.02.2019. within a calendar year,five visits to airport’s VIP lounge to main card user is offered free of charge.
  • 7 For X Infinite within a calendar year, 8 visits to main user are offered free of charge.

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