Auto leasing

New - Leasing portal

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  • Financing of up to 90%Apply for the best-value financing terms
  • Individually set interest rateGet a great rate even if you are not a Citadele client
  • For up to 7 yearsRepay when convenient for you

Environmentally-friendly electric car with a great rate from 1.49%

  • Financial leasing or operating lease (car hire)
  • Interest rate from 1.49%*
  • Deposit from 0% when you take operating lease
  • Term up to 72 months
  • Special CASCO offers from “CL Insurance Broker” (electric cars with price up to 40 000 EUR)
  • State support for the purchase of an electric vehicle: 4 500 EUR** (for electric cars up to 72 600 EUR (incl. VAT) in the base set)

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* When applying for operating lease with a deposit under 10%, the interest rate is from 1.9%.
** Starting from April 2022.

Choose the most suitable leasing method for you

  • Financial leasing or operating lease*
  • Leasing on a new or second-hand car or motorcycle

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Leasing calculator

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700 EUR

6 300 EUR


10 %

90 %


2.49 %

10 %


350 EUR

6 650 EUR


5 %

95 %

Minimum leasing amount 5 000 EUR

Payment schedule Receive an offer

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually. 

* An example for financial leasing: buying a passenger car for EUR 15 000, the customer's first down payment EUR 1500, i.e. 10% of the purchase price, financing amount - EUR 13500. Leasing interest rate – 2,9% per annum, the APR (annual percentage rate) – 3,7%. Fee for execution of the contract - EUR 225.00. The monthly lease payment with a 60-month repayment period is € 241.98. The total amount to be paid in full term - EUR 16274.12. Calculating the APR, it is assumed that initially determined interest rate is fixed for the entire leasing (finance) the repayment period and the financing is repaid without delays. The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

Number Payment date Remaining amount Principal amount Interest amount Payment amount

Find out which leasing method is most suitable for you

  • Financial leasing will be most suitable if you want to own your car. Monthly payments, compared with an operating lease, will be higher, however, the car will be yours after the final payment. Most people in Latvia choose financial leasing.
  • An operating lease is suitable if you want to use a car for a certain amount of time and aren’t sure whether you wish to keep it. Monthly payments, compared with financial leasing, will be smaller. At the end of the lease period, you will be able to choose whether to return the car or purchase it for the remaining value.

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Do you want to receive more?

Are you a customer of Citadele Leasing or considering becoming one? Become a customer of Citadele Bank as well and receive bonuses!

  • Special offer for new clients – become a customer and make your first leasing payment to receive bonus
  • Choose X prime card and use it 6 months for free AND receive bonus worth of 50 EUR in our loyalty program X REWARDS
  • Or choose X supreme and use it 3 months for free! You will receive bonus worth of 20 EUR in X REWARDS program
  • Change your bonus for cool prizes – restaurant visits, gift cards and others. 

Become a customer