https://www.citadele.lv/en/private/accident-insurance

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https://www.citadele.lv/en/private/accident-insurance

Accident insurance

Choose accident insurance for yourself and your family and avoid sudden expenses after accidental injuries, disability or even death.

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Service provided by Citadele subsidiary AAS CBL Life

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For those who are active

From ages 3 to 70

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Apply for compensation easily and conveniently

Quick processing

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Various insurance programmes

Choose the most suitable for you at a great price

Who needs accident insurance?

  • Families with young children
  • Those with an active lifestyle
  • Those who play various sports like basketball or football, etc.
  • Those with risky jobs, like farmers and builders, etc.
  • Those with a limited budget for unexpected medical expenses
Apply for a consultation
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Accident insurance calculator

Age group
Profession  all construction workers (except underwater builders, tunnel builders, high-altitude climbers), logging and woodworking workers, roofers; bridge, road and railway builders, chimney sweeps, welders, lathe operators, millers, carpenters, farmers, agricultural workers, high - altitude window cleaners (=>20m), shipbuilders, dock workers, police officers working outside the office, fire-fighters, electricians. Construction material, chemical and heavy industry workers, couriers (motorcycles and bicycles), debt collectors, soldiers (not insured against accidents during service, on the premises and on the way to service).

(for adults only)

Would you like to insure the active physical and sporting activities named in the Sport II list?  Sport II - physical activities and sports such as:
- rowing slalom,
- acrobatics,
- speed skating,
- basketball (including streetball),
- baseball,
- martial arts (such as boxing, kickboxing, sambo, taekwondo),
- figure skating,
- diving accompanied by an instructor (or up to 30m with an appropriate PADI or CMAS system certificate),
- football (incl. beaches, indoor),
- hockey (incl. with a ball),
- equestrian sports (incl. polo),
- kiteboarding,
- downhill skiing,
- snowboarding (with participation in competitions),
- canyoning and rapids (kiteboard category I-III),
- kiteboarding,
- lacrosse,
- modern pentathlon,
- powerlifting,
- rugby,
- cycling,
- surfing (incl. windsurfing),
- skateboarding,
- softball,
- powerlifting,
- gymnastics,
- weightlifting,
- short-track speed skating,
- triathlon,
- participation in road traffic by motorcycle.
Insurance start date

(coverage is valid for 1 year)

Valid untill 08.02.2024

Accident insurance
Broken bones and injuries
2500
5000
10 000
Permanent disability
5000
10 000
20 000
Death as the result of an accident
5000
10 000
20 000
Insurance plans
Accident insurance
Broken bones and injuries
2500
Permanent disability
5000
Death as the result of an accident
5000
Accident insurance
Broken bones and injuries
5000
Permanent disability
10 000
Death as the result of an accident
10 000
Accident insurance
Broken bones and injuries
10 000
Permanent disability
20 000
Death as the result of an accident
20 000

You can protect yourself financially from:

  • Broken bones and injuries
  • Permanent disability
  • Death as the result of an accident
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What is the insurance coverage and limits?

Select the best insurance programme for you and experience more new things

Learn more

Simple, fast and convenient!

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Apply for a consultation

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Sign an agreement remotely or at a Citadele branch

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Sign the agreement at the branch or remotely

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Apply for a consultation

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Sign an agreement remotely or at a Citadele branch

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Sign the agreement at the branch or remotely

Ready? Let's go!

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Didn’t find the answer to your question?

Visit our interactive assistant and find the information you need

Interactive assistant
What is accident insurance?

Accident insurance is additional protection against potential financial loss caused by injury or sudden illness. Accident insurance pays out if a person is injured, becomes temporarily or permanently disabled, or dies.

How much do plans cost?

The cost of insurance depends on the insured person's work and sport activities.

How do I apply for indemnity?

You can apply for indemnity by filling in a form on our website, at a branch or through the online bank.

Where can I find a copy of my policy?

You can find your policy in the Citadele online bank under Correspondence With Bank.

How soon can I receive compensation?

To receive compensation in the case of broken bones and injuries or permanent disability, you must fill in a claim form on our website. Compensation is paid within 15 (fifteen) days of the decision to pay compensation being made.

More questions
What is accident insurance?

Accident insurance is additional protection against potential financial loss caused by injury or sudden illness. Accident insurance pays out if a person is injured, becomes temporarily or permanently disabled, or dies.

How much do plans cost?

The cost of insurance depends on the insured person's work and sport activities.

How do I apply for indemnity?

You can apply for indemnity by filling in a form on our website, at a branch or through the online bank.

Where can I find a copy of my policy?

You can find your policy in the Citadele online bank under Correspondence With Bank.

How soon can I receive compensation?

To receive compensation in the case of broken bones and injuries or permanent disability, you must fill in a claim form on our website. Compensation is paid within 15 (fifteen) days of the decision to pay compensation being made.

More opportunities

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Accumulative life insurance

Financial support in case of accidents, at the same time helping you to save for various goals. apply and receive an annual income tax rebate of up to 20 %. Service provided by Citadele subsidiary AAS CBL LIfe.
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3rd pension pillar savings

An additional pension for a better retirement. Set up a regular payment, save time and grow your pension savings without even trying. Service provided by Citadele subsidiary AS CBL Atklātais pensiju fonds.
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Leasing

Financing of up to 90 % for the purchase of a vehicle. Great terms even if you are not a Citadele customer. Apply and receive a reply within 2 hours.
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