Car loan

Loan for purchasing a car without down payment

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  • Apply onlineFill in an application even if you are the client of another bank
  • Fast decisionReceive an answer within 10 minutes
  • Simple applicationBorrow without collateral or a deposit

Car loan calculator

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3 000 EUR

15 000 EUR


0 %

10 %

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

Plan on purchasing a car?

A good car doesn’t wait around, so we’ll help you buy it straight away. You can pay it off over a longer period of time.

  • No deposit, collateral, car age limit, valuation or KASKO.
  • Receive the money in your account as soon as you sign the contract and repay within up to 7 years.
  • Interest rate from 7.9%* per year

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* 9% - lowest possible loan interest rate for clients who have their wages paid into a Citadele account and who register the car they buy with CSDD within 30 days of signing the loan contract. Assuming the loan interest rate is 9% per year, the total loan sum is 5 000 EUR, the contract is valid for 84 months, the application cost is 100 EUR, the Annual Percentage Rate (APR) is 10,21%, the total amount payable by the client is 6882,16 EUR, and the monthly repayment sum is 80,74 EUR.

How do I apply for a car loan?

  • Fill in the credit assessment form online on the home page, on the internet bank or on-person at the branch, and receive an answer
  • When you receive an offer, easily process it on the nternet bank or in mobile app
  • After receiving your financing, find your dream car and register it to your name with CSDD within 30 days of applying for your car loan

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