Attention: fraudsters sending SMS on behalf of the bank

We have discovered that fraudsters are sending SMS on behalf of Citadele. Please do not open them and do not enter your data under any circumstances. We would like to remind you that the bank never sends SMS of this kind and does not ask its customers to enter their internet bank login names, passwords, codes or other personal information. We are taking all necessary measures to block sending of the fraudulent SMS as soon as possible.

What to do if you have received an SMS claiming to be from Citadele with a fraudulent link 

  • Business cards

    Business credit cards with X REWARDS programme - rewarding and insuring you.

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  • Accept payment cards

    Five types of terminal for different retail spaces.

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  • Microloan

    Financing of up to 30,000 Euro for your day-to-day needs.

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  • Loans

    Financing from 7,000 to several million Euro to develop your business.

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  • Accept cards over the internet

    E-commerce solution - we’ll help develop your business online.

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  • Leasing

    Buy a new or used car, commercial vehicle or industrial equipment by leasing.

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Offer for new clients

It’s the right time to open a Citadele account.

  • Free transfers for the first 6 months when you choose the best payment plan for you.
  • Use the X Business card for 12 months for free.
  • Choose a payment card terminal and use it for free for the first 6 months.
  • A personal transaction manager will take care of you.

Become our client

Choose the best starting plan for you at Citadele

Our payment plans are so beneficial that 9 out of 10 new clients choose one of them.

  • Open an account for free.
  • Your choice of payment plan with no fees for the first 6 months.*
  • One fee for multiple transactions.
  • X Business card free for 12 months.
  • Great mobile app for business clients too.

Choose the one for you

*Offer applies to new clients. 

X Business — a credit card that facilitates the daily business of your company

  • Select a payment plan and use X Business card free of charge for the first year.
  • Receive discounts at over 450 retail outlets throughout Latvia.
  • Travel and purchase insurance.
  • Cash deposits in Citadele ATMs free of charge.

Find out more

Need money to grow?

Credit rating - find out how much your business can get.

  • Save time. Find out instantly through our website.
  • Come as you are, even if you use a different bank.
  • Decide for yourself where to invest the money
  • Only pay interest on the money you use.

Find out now

Are you retailer?

Accept money from all clients using the most suitable payment card terminal.

  • Free  all POS-terminal subscription for the first six months.
  • Low commissions, no hidden costs.
  • News - currency exchange via the payment card terminal. Offer tourists the chance to pay in their own currency and earn more business. Your customers will appreciate it.
  • 24/7 support over phone.


Services for big businesses

  • Get to know your personal consultant now through our website.
  • Business solution centre - all the bank’s experts at your service.
  • Credit line, financing for investment, guarantees, co-financing from European funds, syndicated loans, factoring - and more. Your consultant will tell you all about them.
  • Consultations by Mārtiņš Āboliņš, bank economist.

Apply for a consultation

Leasing for the purchase of transport or industrial equipment

  • Quick reply. We will process your application within 2 hours.
  • From a tractor to an assembly line.

Ask a consultant


  • Bank Economist Mārtiņš Āboliņš on current issues

    Read comments and analysis on what’s new in economics

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  • Citadele Index - the opinion of Latvian business owners

    Find out the views of Latvian businessmen on current business and future forecasts.

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  • Overview of the Baltic Economy

    Read quarterly review and prognosis from Citadele economist Mārtiņš Āboliņš

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Press releases

All press releases

  • • Citadele Bank (Latvia)

    Changes in Citadele's Currency Catalog

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  • • Citadele Bank (Latvia)

    What to do if you have received an SMS claiming to be from Citadele with a fraudulent link

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  • • Citadele Bank (Latvia)

    Cash transactions available only in Euro in Citadele branch “Jelgava” and CSS “Deglavs”, “Spice Home”

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  • • Citadele Bank (Latvia)

    Investments in Sustainable Pension Plan Exceed 2 Million Euro

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