Savings for your future

With the Green Savings Account, we will support environmentally-friendly initiatives. We will invest* your money in sustainable projects, such as energy-efficient real estate projects.

Energy-efficient real estate:

• The home has been awarded an A or A+ energy-efficiency class;
• The building complies with the criteria of a Nearly Zero Energy Building in accordance with local legislation;
• The level of primary non-renewable energy used in the building is at least 10% lower than stipulated for the non-renewable energy level of a Nearly Zero Energy Building in accordance with local legislation.

* The first loan round for suitable projects will be issued within 6 months of the product entering the market, or as soon as the deposit fund reaches €10 million. Before then, deposited funds will be kept in the European Central Bank.

If you want to withdraw money from a Krājkonts+ savings account without paying a commission fee, you must notify the bank 35 days in advance. However, if you wish to receive your money sooner, without submitting a request, you must pay a commission fee, which is 1 % of the withdrawal sum.

If you wish to withdraw money from your Green Savings Account without paying a commission fee, you must notify the bank 60 days in advance. However, if you wish to receive your money sooner, without submitting a request, you must pay a commission fee, which is 1 % of the withdrawal sum.

All deposit agreements can be terminated at a bank branch or upon request through the Citadele Online Bank.

You can't pay bills from a savings account. Savings accounts are for long-term storage, not short-term repeat transactions.

If you want to transfer funds from your Saving account+, you must apply thirty-five days in advance if you wish to access the money without additional fees.

A savings account is a basic type of financial product that allows you to deposit your money and typically earn a modest amount of interest.

There is no minimum amount, you can begin saving from €1.