Life insurance with savings

Insure your life while also saving towards your goals or your children’s future!

Apply for an agreement

  • Life and accident insuranceGain financial support in unexpected and unpleasant situations
  • Accumulative life insuranceInsure your life and save for your goals or dreams
  • Income tax rebateMake use of the opportunity to get a rebate on your Income Tax of up to 20 %*

Why insure your life and build savings?

Accumulative life insurance will help you feel more secure about your future plans, supporting yourself and your family in case of an accident. If you wish, when signing a life insurance agreement, you can both insure and save under one agreement. These savings will help you reach various goals: saving for your child’s education, a deposit on a house, or any other larger plan.

Life and accident insurance

  • When you insure your life, your family will be supported financially if the insured person dies
  • When you also add accident insurance, you will receive financial support in case of injury, disability and death

Apply for a consultation

Service provided by Citadele subsidiary AAS CBL Life

Accumulative life insurance

  • Save for large and small goals by paying at least 30 EUR per month
  • In addition to building savings, insure your life and gain financial support in unexpected, unpleasant situations: injuries or disability resulting from accidents
  • If you have a large family and a Family Card 3+, there will be no application fee, and you will also get a discount on the commission fee and accident insurance premium
  • When you contribute to savings, you can get an annual income tax rebate on your savings and insurance risk payments of up to 20 %*
  • You can link your savings to a savings account rate, or to share, bond or strategy investment funds

Apply for an agreement

Service provided by Citadele subsidiary AAS CBL Life

Accumulative life insurance for your children’s future

  • Save for your children’s education or their large or small goals by paying in at least 30 EUR per month
  • You can link your savings to a savings account rate, or to share, bond or strategy investment funds
  • When you contribute to savings, you can get an annual income tax rebate on your savings and insurance risk payments of up to 20 %*
  • In addition to building savings, insure your children’s life and receive financial support in case of injuries or disability resulting from an accident

Apply for an agreement

Service provided by Citadele subsidiary AAS CBL Life

If an accident happens:

  • Fill in an insurance incident form online or in person at any Citadele branch in Latvia
  • Send the insurer a description of the accident and medical documents confirming and linked with the accident
  • The insurer will do everything in its power to process your application as quickly as possible
  • If necessary, the insurer will contact you on the phone number or email in your application

Claim online

Income tax rebate calculator

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4 800 EUR

120 000 EUR

Annual savings payments

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Predicted tax rebate on your annual payments made