How to start investing in funds, shares and bonds?*

Apply for a consultation

*AS "Citadele banka" does not offer investment portfolio management services, fund and asset management services, individual consultations on investing in financial instruments, or recommendations on the capital markets. These services are provided by companies in the Citadele Group: IPAS "CBL Asset Management", AAS "CBL Life" and AS "CBL Atklātais pensiju fonds”.

Step 1 - sign an agreement with Citadele bank

If you are a Citadele customer, sign an agreement on the opening of a financial instrument account and the enabling of transactions with financial instruments (in accordance with which Citadele will open a financial instrument and financial instrument cash account for you). This is an account into which the securities you purchase will be transferred, as well as the money you intend to use for financial instrument transactions.

  • The Citadele online bank: Investments > Creat new > Application for conclusion of the Contract on Financial Instruments Accounts and Transactions

Step 2 - transfer funds to your financial instrument cash account

Transfer funds to your financial instrument cash account in the way that's easiest for you

  • The Citadele online bank: Maksājumi > Payments > Payments between accounts
  • The Citadele mobile app: Pay > Between accounts
  • Additional options, you can also exchange currency within your financial instrument account. You can do this through the Citadele online bank: Payments > Currency exchange.

Step 3 - Submit a security purchase/sale order

  • The Citadele online bank: Investments > New order > Order for investment fund unit purchase or redemption or Order for stocks purchase/sale, or Order for bond purchase/sale
  • By calling a Citadele broker at +371 67010555
  • Worth to know - if you wish to invest in shares traded on the United States markets, you will also need to fill in and submit a W-8BEN tax form. Find out more by calling a Citadele broker at +371 67010555.

Other possibilities

You can also start investing in securities by applying for a visit to Citadele's head office in Riga, Republikas laukums 2A, by contacting the broker in advance by phone +371 67010555 or writing to broker@citadele.lv