Get X smart without visiting a branch

Special offer for new customers from 15.06 to 31.07.2020. More about offer.

  • google play
  • app store

X smart

  • Earn interest on your account balance
  • Free transfers within Europe
  • Free withdrawals from ATMs
  • Contactless card, Apple Pay or Andriod phone, wristband or sticker payments
  • Receive your card without visiting the bank

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X credit cards

  • Individually set credit interest rate
  • Up to 45 days interest free
  • Travel insurance and purchase protection
  • Open and use your credit card even without adding a credit limit
  • Contactless card, Apple Pay or Andriod phone, wristband or sticker payments

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X REWARDS PRIZES AND DISCOUNTS

  • Get discounts throughout the Baltics. Monthly offers for shopping, restaurants, leisure and cultural events
  • Receive X REWARDS points for every online and in-store purchase worldwide
  • Receive additional X REWARDS points at special partners
  • Exchange the points you collect for valuable prizes

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