Payment cards

Effective since 01.09.2024

C cards3
C Business 4 C Business Plus3
Service EUR USD EUR USD
Fee for card 4.50 EUR per month 45 USD per annum 8.50 EUR per month 70 USD per annum
Commission fee for goods and services purchase Free of charge 0.5% Free of charge 0.5%
Cash withdrawal in ATMs of Citadele Bank 1% (min. 1.30 EUR) 1.5% (min. 5 EUR) 3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in other banks, in ATMs of other banks 2% (min. 3 EUR) 1.5% (min. 5 USD) 3% (min. 3 EUR) 3% (min. 5 USD)
Minimum instalment 100% of the excess expenditure + 100% of the excess expenditure 100% of the excess expenditure + 100% of the excess expenditure 5% of the excess expenditure + 100% of the excess expenditure 100% of the excess expenditure + 100% of the excess expenditure
Interest rate (per annum) 24% 24% 20% 24%
Late payment interest (increased credit interest, per annum) 60%
Late payment interest 0.175% per day
Payment from account Standard payment fee Standard payment fee +3%
Currency exchange mark-up fee 4.3% 4.3% 3% 4.3%
Priority Pass Not offered Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 1 Not offered 30 EUR (VAT included)
Concierge service 2 Not offered EUR 200 annum USD 300 annum
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0.50 EUR 1.20 USD 0.50 EUR 1.20 USD
Fee for renewed payment card received by post4 1.50 EUR
Fee for renewed/ replaced payment card received at the branch4 10 EUR
SMS sent to customer about card transactions 4 0.15 EUR
Mastercard Business Debit cards
Service Payment card Cash deposit card
EUR EUR
Fee for card 2 EUR per month
Commission fee for goods and services purchase Free of charge Not available
Cash withdrawal in ATMs of Citadele Bank 1% (min. 1.30 EUR) Not available
Cash withdrawal in other banks, in ATMs of other banks 2% (min.3 EUR) Not available
Late payment interest (increased credit interest, per annum) 60%
Late payment interest 0.175% per day
Currency exchange mark-up fee 4.3% Not available
Balance review in Citadele bank (Latvia) ATMs Free of charge Not available
Balance review in other bank ATMs 0.50 EUR Not available
Fee for renewed payment card received by post4 1.50 EUR
Fee for renewed/ replaced payment card received at the branch4 10 EUR
SMS sent to customer about card transactions 0.15 EUR Not available
  • 1 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
  • 2 Service fee is applied for each payment card (incl. supplementary card) / cardholder linked to Concierge Service.
  • 3 Until 11 April 2022 the card was called X Corporate, until 2 April 2024 the card was called X Business.
  • 4 Fee set in EUR will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.