What is Klix Free 1/3/6?

The digit after Klix Free corresponds to the number of months as stated in the loan agreement for which you are able to repay the loan without paying interest or commission fees. The Klix Free monthly payment is calculated by dividing the total cost of the purchase (base loan amount) by the respective Klix Free digit: 1, 3 or 6. Buyers can also pay a different amount no smaller than the set monthly fee in order to still repay within the interest-free period.

Free 3 example:
The loan amount is 300 EUR. When the loan is repaid in full within three months of taking out the loan, the loan interest rate is 0%, the APR is 0%, and the total amount to be repaid is 300 EUR.


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