Loans and leasing

How does my source of income affect my credit rating?

If you are in paid employment and have been in your current job for at least 5 years, you will receive the maximum number of points in this category. The bank is a positive look on retirement income or own business. Unemployment benefits are not a stable source of income for the repayment of a consumer loan, as such a loan usually has a term of several years. In turn, the pension is a much more stable source. It is important to be aware that only official income is considered to determine a person's creditworthiness.

Are you satisfied with the answer?