Loans and leasing

Car loan or leasing?

To purchase your chosen car, you can use one of two options: Consumer Loan for Purchasing a Car, or Leasing. 

You can see the most important information on each product and a comparison here

A car loan is suitable for buying a used car which doesn’t need a valuation, and KASKO insurance is not compulsory. Apply for a car loan here

Leasing is suitable for buying a new or almost new car. It is available for transactions starting at €5,000 and has lower interest than a car loan. When you sign the agreement, the owner on the car’s technical paperwork will be SIA Citadele Leasing, while the customer will be listed as holder. You can apply for leasing here
 

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