Loan with collateral

Unlimited options for using your loan: from renovating your home to starting a business.

Apply online

  • Up to 75 % financingReceive the best individually-calculated rate
  • Remote applicationApply online and receive a reply by email
  • For any goalApply regardless of whether you are planning a summer house, renovations or starting a business

Serious loans for serious plans

You own a home, but you’ve always dreamed of a summer house by the sea? Maybe your dream house is missing a garden deck or sauna? Are you ready for a more extensive home renovation, converting the attic and outfitting your kitchen with the best equipment? Or maybe you plan on starting a small business and you need help kicking things off? If so, we can help you bring these plans to life. 

Loan with collateral calculator

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EUR
EUR
years

Offer not available

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

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EUR

20 000 EUR

300 000 EUR

years

5 years

20 years

%

3.45 %

7 %

The calculations made using the calculator are of an informative nature and each client's situation is assessed individually.

Apply online

A loan with your property as collateral

Loan with collateral is for various goals – use the loan for home renovations, purchasing a summer house, building a sauna or deck, or even starting a business. Whatever the purpose of your loan, we can help you achieve it.

  • Financing of up to 75 % of the market value of your property
  • Loan from 20,000 EUR
  • Repay within up to 20 years
  • Option of delaying your base repayment sum for up to 6 months
  • Free insurance for the pledged property for the first year of the loan agreement. Read more here

Great offers

If you have a Citadele mortgage, you have the chance to take out one of our loans or a card credit limit with a better-value fixed interest rate.

  • Consumer loan, small home loan 7.9 % - 9.9 %*
  • Card credit limit 9 %**

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More opportunities

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