https://www.citadele.lv/en/private/savings/rates

Notification on Cookie Use

On our website, we use our own and third-party cookies. Essential cookies, which help us run and secure the website, do not need your consent. For the use of statistics, analytics and marketing cookie, we need your consent in order to provide more convenient website and online service usage, and offer you relevant content and services depending on your usage habits. You can agree to this us of cookies by clicking Agree, and you can cancel or adapt this at any time using the following link: Cookie Settings. Find out more: Cookie Terms and Conditions.

Agree Disagree
PRIVATE BUSINESS PRIVATE BANKING ABOUT THE BANK X REWARDS
PRIVATE
BUSINESS
PRIVATE BANKING
ABOUT THE BANK
X REWARDS
search close
open close
https://www.citadele.lv/en/private/savings/rates
  1. Private customers
  2. Savings account+
  3. Annual Percentage Rate on Deposits

Annual Percentage Rate on Deposits

for Private Customers and Legal Persons

Green Savings Accounty*

For deposits in a Green Savings account annual interest rate of 3.75 %.

Service Fee
Annual interest rates for Private Customers: EUR 3.75 %
Opening, closure of Green Savings Account Free of charge
Funds transfer from customer’s Green Savings Account with prior 60 calendar days notice to Citadele Bank As for payment from current account
Funds transfer from customer’s Green Savings Account without prior 60 calendar days notice to Citadele Bank 1 % + as for payment from current account
Service Fee
Annual interest rates for Private Customers: EUR 3.75 %
Opening, closure of Green Savings Account Free of charge
Funds transfer from customer’s Green Savings Account with prior 60 calendar days notice to Citadele Bank As for payment from current account
Funds transfer from customer’s Green Savings Account without prior 60 calendar days notice to Citadele Bank 1 % + as for payment from current account

Rates valid from 01.11.2023.

Term Deposit

With % disbursement in the end of term, applying in Online Banking (EUR, USD) or Branch (USD)

Min. deposit sum 1 m. 3 m. 6 m. 9. m. 1 y. 1.5 y. 2 y. 3 y. 5 y.
100 EUR 2,50 % 2,75 % 3,25 % 3,50 % 4,00 % 3,25 % 3,25 % 3,25 % 3,00 %
200 USD 0,00 % 0,00 % 1,75 % 2,00 % 3,00 % 3,00 % 3,00 % 3,00 % 3,00 %
Min. deposit sum 100 EUR 200 USD
1 m. 2,50 % 0,00 %
3 m. 2,75 % 0,00 %
6 m. 3,25 % 1,75 %
9. m. 3,50 % 2,00 %
1 y. 4,00 % 3,00 %
1.5 y. 3,25 % 3,00 %
2 y. 3,25 % 3,00 %
3 y. 3,25 % 3,00 %
5 y. 3,00 % 3,00 %

Rates valid from 22.09.2023.

With % disbursement every month, applying in Online Banking (EUR, USD) or Branch (USD)

Min. deposit sum 1 m. 3 m. 6 m. 9. m. 1 y. 1.5 y. 2 y. 3 y. 5 y.
100 EUR 2,5 % 2,74 % 3,23 % 3,46 % 3,93 % 3,18 % 3,15 % 3,11 % 2,80 %
200 USD 0,00 % 0,00 % 1,74 % 1,99 % 2,96 % 2,94 % 2,92 % 2,88 % 2,80 %
Min. deposit sum 100 EUR 200 USD
1 m. 2,50 % 0,00 %
3 m. 2,74 % 0,00 %
6 m. 3,23 % 1,74 %
9. m. 3,46 % 1,99 %
1 y. 3,93 % 2,96 %
1.5 y. 3,18 % 2,94 %
2 y. 3,15 % 2,92 %
3 y. 3,11 % 2,88 %
5 y. 2,80 % 2,80 %

Rates valid from 22.09.2023.

Commission fee for premature cancellation of the term deposit agreement 0 % of principal amount of term deposit**

Savings Account+

For deposits in a Savings account + annual interest rate of 1.50 %.

Service Fee
Annual interest rates for Private Customers: EUR 1.50 %, USD 1.20 %
Annual interest rates for Legal Persons: EUR 1.50 %, USD 1.20 %
Opening, closure of Savings Account+ Free of charge
Funds transfer from customer’s Savings Account with prior 35 calendar days notice to Citadele Bank As for payment from current account
Funds transfer from customer’s Savings Account without prior 35 calendar days notice to Citadele Bank 1 % + as for payment from current account
Service Fee
Annual interest rates for Private Customers: EUR 1.50 %, USD 1.20 %
Annual interest rates for Legal Persons: EUR 1.50 %, USD 1.20 %
Opening, closure of Savings Account+ Free of charge
Funds transfer from customer’s Savings Account with prior 35 calendar days notice to Citadele Bank As for payment from current account
Funds transfer from customer’s Savings Account without prior 35 calendar days notice to Citadele Bank 1 % + as for payment from current account

Rates valid from 15.05.2023.

Child savings accounts (the opening of new Child Savings Accounts will no longer be offered as of 02.12.2019.)

  • Annual interest rates: EUR 1.50 %, USD 1.20 %, GBP 0.05 %.

Rates valid from 15.05.2023.

Rates apply up to 5 000 000 EUR or the equivalent of this amount in another currency. Rates for deposits over the aforementioned sum are set individually. 5 000 000 EUR or the equivalent applies to the client or client group’s total balance in term deposits and savings accounts.

Interest rates may change.

* The interest rate is calculated on the balance of funds that does not exceed 100 000 EUR. The bank does not calculate and does not pay the client interest on the balance of money that exceeds 100 000 EUR. The client can only open one Green Savings Account.

** Withdrawing term deposit prematurely, the calculated interest shall not be paid and already paid interest shall be withheld from disbursable principal amount of the term deposit.