Products and services that are no longer offered

Effective since 01.03.2023

Mastercard credit card
Service	Fee
	Mastercard Standard
Currency	EUR	USD
Fee for card and supplementary card (per annum)	80 EUR	80 USD
Commission fee for goods and services purchase	0.5% (min EUR 0.15)	0.5% (min USD 0.20)
Cash withdrawal in ATM	3% (min. 5 EUR)	3% (min. 5 USD)
Minimum instalment	5% of the spent credit limit amount + 100% of excess expenditure
Credit interest (per annum)	26%
Interest for unauthorised negative balance (per day)	0.175%
Payment from account	As from X credit card bundle (in equivalent)
X credit cards (USD)
	X Platinum
Maintenance fee of the card (with up to 3 additional current accounts) and / or supplementary card	300 USD per year
Commission fee for goods and services purchase	0.5% (min 0.20 USD)
Cash withdrawal in ATM	3% (min. USD 5)
Payment from account with attached card	3% + as from X credit card bundle (in equivalent)
Minimum instalment	5% of the used credit limit amount + 100% of the fees and interest
Interest for unauthorised negative balance (per day)	0.175%
Priority Pass card issue	Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport¹	30 EUR in equivalent (VAT included)
Fast track visit in RIX airport	Not offered
Concierge service	Not offered
Currency exchange mark-up fee	4.3%

¹ Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
² For Priority Pass cards within a calendar year, 5 (five) visits to airport’s VIP lounge to X Infinite main card user are offered free of charge.
³ For X Infinite within a calendar year, 8 visits to main user is offered free of charge.