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  1. Private customers
  2. Retail price list
  3. Fees for 3rd Pension Pillar

3rd Pension Pillar

Standard commissions for contracts of individual participation

CBL Indeksu

Currency of agreement EUR
Payment to Bank of Latvia1 (from each contribution) 0%
The Pension Fund’s administration commission2 (per year from the value of the accumulated supplementary pension capital): 0.25%
Commission to asset manager2 (per year from the value of the accumulated supplementary pension capital) 0.20%
Custodian bank’s commission2 (per year from the value of the accumulated supplementary pension capital) 0.08%
Inactive fee6 (withheld monthly on the last date of the month) 5 EUR
Currency of agreement EUR
Payment to Bank of Latvia1 (from each contribution) 0%
The Pension Fund’s administration commission2 (per year from the value of the accumulated supplementary pension capital): 0.25%
Commission to asset manager2 (per year from the value of the accumulated supplementary pension capital) 0.20%
Custodian bank’s commission2 (per year from the value of the accumulated supplementary pension capital) 0.08%
Inactive fee6 (withheld monthly on the last date of the month) 5 EUR

CBL Aktīvais, CBL Sabalansētais

Currency of agreement EUR
Payment to Bank of Latvia1 (from each contribution) 0.245% or 0%5
The Pension Fund’s administration commission2 (per year from the value of the accumulated supplementary pension capital):
If accumulated amount is:
equal or less than 99 999.99 EUR 0.75% or 0.2%3,4
more than or equal to 100 000.00 EUR 0.2%
Commission to asset manager2 (per year from the value of the accumulated supplementary pension capital) 0.45% or 0.3%3,4
Custodian bank’s commission2 (per year from the value of the accumulated supplementary pension capital) 0.10%
Inactive fee6 (withheld monthly on the last date of the month) 5 EUR
Currency of agreement EUR
Payment to Bank of Latvia1 (from each contribution) 0.245% or 0%5
The Pension Fund’s administration commission2 (per year from the value of the accumulated supplementary pension capital):
If accumulated amount is:
equal or less than 99 999.99 EUR 0.75% or 0.2%3,4
more than or equal to 100 000.00 EUR 0.2%
Commission to asset manager2 (per year from the value of the accumulated supplementary pension capital) 0.45% or 0.3%3,4
Custodian bank’s commission2 (per year from the value of the accumulated supplementary pension capital) 0.10%
Inactive fee6 (withheld monthly on the last date of the month) 5 EUR

CBL Aktīvais USD

Currency of agreement USD
Payment to Bank of Latvia1 (from each contribution) 0.245% or 0%5
The Pension Fund’s administration commission2 (per year from the value of the accumulated supplementary pension capital):
If accumulated amount is:
equal or less than 111 999.99 USD 0.75% or 0.2%3,4
more than or equal to 112 000.00 USD 0.2%
Commission to asset manager2 (per year from the value of the accumulated supplementary pension capital) 0.45% or 0.3%3,4
Custodian bank’s commission2 (per year from the value of the accumulated supplementary pension capital) 0.10%
Inactive fee6 (withheld monthly on the last date of the month) 5 USD
Currency of agreement USD
Payment to Bank of Latvia1 (from each contribution) 0.245% or 0%5
The Pension Fund’s administration commission2 (per year from the value of the accumulated supplementary pension capital):
If accumulated amount is:
equal or less than 111 999.99 USD 0.75% or 0.2%3,4
more than or equal to 112 000.00 USD 0.2%
Commission to asset manager2 (per year from the value of the accumulated supplementary pension capital) 0.45% or 0.3%3,4
Custodian bank’s commission2 (per year from the value of the accumulated supplementary pension capital) 0.10%
Inactive fee6 (withheld monthly on the last date of the month) 5 USD

In force on 01.05.2025

1 The payment is determined in accordance with the current rate specified in the legislation of the Republic of Latvia and can be both reduced and increased during the term of the agreement

2 Calculated daily from the value of the accumulated pension capital, withholding once a month

3 The following price list is applied throughout the all term of the contracts concluded during the campaign from January 1, 2021 till June 30, 2022, in which accumulated capital value* is 3000 EUR (3,500 USD) or more, as well as for existing contracts, in which from November 1, 2021 till December 31, 2021 contribution of EUR 3000 (USD 3500) or more has been made, the following price list is applied throughout its duration: Payment to Bank of Latvia - 0%, The Pension Fund’s administration commission2 - 0.2%, Commission to the asset manager2 – 0.3%, Custodian bank’s commission2 – 0.1% and the variable part of the commission to the asset manager3 – 0%. *If the value of the savings falls below EUR 3000 (USD 3500), the standard price list is applied, except for the payment to Bank of Latvia, which is 0%.

4 The following price list is applied throughout the all term of the contracts concluded during the campaign from July 1, 2022 till December 31, 2024, in which the accumulated capital value ** is 500 EUR (550 USD) or more: Payment to Bank of Latvia – 0%, The Pension Fund’s administration commission2 - 0.2%, Commission to asset manager2 - 0.3%, Custodian bank’s commission2 – 0.1%. ** If the value of the accumulated capital falls below 500 EUR (550 USD), the standard price list is applied, excluding the Payment to Bank of Latvia, to which 0% applies.

5 For contracts signed between January 1, 2021 and December 31, 2024, regardless of the amount of pension capital accumulated in the contract, the payment to the Bank of Latvia - 0% during its entire term.

6 Inactive fee is applied if the accounts balance is less than 30 EUR for more than 12 month period and if the last contribution was made over 60 months ago. If participants balance is 0 EUR, inactive fee won't be withheld.

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