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Gold trading (only non-cash transactions)
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Information in Citadele bank
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Gold keeping in the bank
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0.035% per month (min. 30 EUR per month)
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Commission fee for safe-box opening if customer has lost the key of the safe box
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330 EUR
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Commission fee for customer’s safe-box content’s storage in Citadele Bank’s joint safe-box
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23 EUR per month (VAT included)
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Maintenance of the payment card and / or supplementary card
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8 EUR per month
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100 USD per year
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Commission fee for goods and services purchase
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Free of charge
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0.5%
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Cash withdrawal in ATMs
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3% (min. 3.50 EUR)
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3% (min. 6 USD)
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Minimum instalment
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5% of the spent credit limit amount + 100% of excess expenditure
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Interest for unauthorised negative balance (per day)
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0.175%
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Late payment interest (per annum)- 36%
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36% per annum
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Cash withdrawal at POS terminals at merchants
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Not available
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Currency exchange mark-up fee
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4.3%
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Payment from account
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Standard payment fee + 3%
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Fee for 1 person’s visit at Priority Pass VIP lounge at the airport
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30 EUR (VAT included)
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Concierge service
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200 EUR per year
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300 USD per year
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Maintenance of the payment card and / or supplementary card
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2.20 EUR per month
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Cash withdrawal in Citadele bank ATMs in Latvia
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Free of charge up to 750 EUR per month, 1% from amount above
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Cash withdrawal in ATMs of other banks
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1 transaction or 750 EUR per month - free of charge, 2% (min. 3.50 EUR) from amount above
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Credit limit repayment (at the end of the month)
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5% of the used credit limit amount + 100% of the fees and interest
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Credit limit interest (per annum)
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28%
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Interest for unauthorised negative balance (per day)
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0.175%
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Late payment interest (per annum)
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36%
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Currency exchange mark-up fee
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4.3%
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Maintainance of the card
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Free of charge
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SMS sent to customer about incoming sum to account
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Free of charge
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Cash withdrawal in Citadele bank ATMs in Latvia
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Free of charge up to 750 EUR per month, 1% from amount above
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Cash withdrawal in ATMs of other banks
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1 transaction or 750 EUR per month - free of charge, 2% (min. 3.50 EUR)from amount above
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Interest for unauthorised negative balance (per day)
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0.175%
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Late payment interest (per annum)
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36%
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Currency exchange mark-up fee
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4.3%
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Electronic currency exchange
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In accordance with Citadele bank rate
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Maintainance of the payment card and / or supplementary card
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2.20 EUR per month
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Cash withdrawal in Citadele bank ATMs in Latvia
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Free of charge up to 750 EUR per month, 1% from amount above
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Cash withdrawal in ATMs of other banks
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1 transaction or 750 EUR per month - free of charge, 2% (min. 3.50 EUR)from amount above
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Credit limit repayment (at the end of the month)
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5% of the used credit limit amount + 100% of the fees and interest
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Credit limit interest (per annum)
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28%
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Interest for unauthorised negative balance (per day)
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0.175%
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Currency exchange mark-up fee
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4.3%
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Consideration of an application for amendments to provisions of the agreement
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Free of charge
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Change of the pledge; Execution of amendments to provisions of the agreement; Issuing of credit, warranty agreement’s copy; Reiterative issue of schedule at the customer’s (int. al. pledgor) request
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50 EUR
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