Products and services that are no longer offered

Gold
Service Fee
Gold trading (only non-cash transactions) Information in Citadele bank
Gold keeping in the bank 0.035% per month (min. 30 EUR per month)
Citadele payment card
Service Fee
Maintainance of the payment card and / or supplementary card 1.49 EUR mēnesī
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR1 per month, 1% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR1 per month - free of charge, 2% (min. 3.50 EUR) from amount above
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28%
Interest for unauthorised negative balance (per day) 0.175%
Late payment interest (per annum) 36%
Currency exchange mark-up fee 4.3%
Payment from account As from Mastercard Debit bundle
Mastercard Debit payment card for youth2
Service Fee
Maintainance of the card Free of charge
SMS sent to customer about incoming sum to account Free of charge
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR1 per month, 1% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR1 per month - free of charge, 2% (min. 3.50 EUR)from amount above
Interest for unauthorised negative balance (per day) 0.175%
Late payment interest (per annum) 36%
Currency exchange mark-up fee 4.3%
Electronic currency exchange In accordance with Citadele bank rate
Payment from account As from Mastercard Debit bundle
Maestro
Service EUR USD
Maintainance of the card (with up to 3 additional current accounts) and / or supplementary card 1.30 EUR per month / 1 EUR per month for Seniors Aged over 60 20 USD per year
Commission fee for goods and services purchase Free of charge 0.5%
Payments from account As from Mastercard bundle
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR1 per month, 1% from amount above 2% (min. 6 USD)
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR1 per month - free of charge, 2% (min. 3.50 EUR)from amount above 2% (min. 6 USD)
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28%
Currency exchange mark-up fee 0.175%
Late payment interest (per annum) 36%
SMS sent to customer about card transactions 0.11 EUR/Free of charge for Seniors aged over 60
Electronic currency exchange 4.3%
Mastercard credit card
Service EUR USD
Fee for card and/or supplementary card 22 EUR per year3 / 2.99 EUR per month4 50 USD per year
Commission fee for goods and services purchase Free of charge 0.5%
Cash withdrawal in ATMs 3% (min. 3.50 EUR) 3% (min. 6 USD)
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Interest for unauthorised negative balance (per day) 0.175%
Late payment interest (per annum) 36%
Currency exchange mark-up fee 4.3%
VISA Electron
Service Fee
Fee for card/supplementary card 1.30 EUR monthly
Payment from account As from Mastercard bundle
Cash withdrawal in Citadele Bank (Latvia) ATMs Free of charge up to 750 EUR1 per month, 1% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 750 EUR1 per month - free of charge, 2% (min. 3.50 EUR)from amount above
Cash withdrawal in other banks, in ATMs of other banks 2% (min. 3.50 EUR)
Amount of credit limit Not offered
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Interest for unauthorised negative balance (per day) 0.175 %
Late payment interest (per annum) 36%
Maxi Savings Account card
Service Fee
Maintainance of Maxi account card and / or supplementary card 1.30 EUR per month
Cash withdrawal in Citadele bank ATMs in Latvia 1%
Cash withdrawal in ATMs of other banks 2% (min. EUR 3.50)
Currency exchange mark-up fee 4.3%
Payment from account As from Mastercard bundle5
Studies/Student Credit
Service Fee
Consideration of an application for amendments to provisions of the agreement Free of charge
Change of the pledge; Execution of amendments to provisions of the agreement; Issuing of credit, warranty agreement’s copy; Reiterative issue of schedule at the customer’s (int. al. pledgor) request 50 EUR
  • 1 The indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.
  • 2 Aged 7 till 21.
  • 3 Fee for card issued before 21.09.2016.
  • 4 Fee for card issued after 21.09.2016.
  • 5 With prior 7 calendar days notice to Citadele Bank. Without prior notice 1% + fee as from current account.