Products and services that are no longer offered

Effective since 02.04.2024

Safe keeping services
Service	Fee
Commission fee for safe-box opening if customer has lost the key of the safe box	330 EUR
Commission fee for customer’s safe-box content’s storage in Citadele Bank’s joint safe-box	23 EUR per month (VAT included)
Mastercard Gold
Service	Fee
	EUR	USD
Maintenance of the payment card and / or supplementary card	8 EUR per month	100 USD per year
Commission fee for goods and services purchase	Free of charge	0.5%
Cash withdrawal in ATMs	3% (min. 3.50 EUR)	3% (min. 6 USD)
Minimum instalment	5% of the spent credit limit amount + 100% of excess expenditure
Interest for unauthorised negative balance (per day)	0.175%
Late payment interest (per annum)- 36%	36% per annum
Cash withdrawal at POS terminals at merchants	Not available
Currency exchange mark-up fee	4.3%
Payment from account	Standard payment fee + 3%
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport⁶	30 EUR (VAT included)
Concierge service⁷	200 EUR per year	300 USD per year
Citadele payment card
Service	Fee
Maintenance of the payment card and / or supplementary card	2.20 EUR per month
Cash withdrawal in Citadele bank ATMs in Latvia	Free of charge up to 750 EUR¹ per month, 1% from amount above
Cash withdrawal in ATMs of other banks	1 transaction or 750 EUR¹ per month - free of charge, 2% (min. 3.50 EUR) from amount above
Credit limit repayment (at the end of the month)	5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum)	28%
Interest for unauthorised negative balance (per day)	0.175%
Late payment interest (per annum)	36%
Currency exchange mark-up fee	4.3%
Mastercard Debit payment card for youth²
Service	Fee
Maintainance of the card	Free of charge
SMS sent to customer about incoming sum to account	Free of charge
Cash withdrawal in Citadele bank ATMs in Latvia	Free of charge up to 750 EUR¹ per month, 1% from amount above
Cash withdrawal in ATMs of other banks	1 transaction or 750 EUR¹ per month - free of charge, 2% (min. 3.50 EUR)from amount above
Interest for unauthorised negative balance (per day)	0.175%
Late payment interest (per annum)	36%
Currency exchange mark-up fee	4.3%
Electronic currency exchange	In accordance with Citadele bank rate
Maestro
Citadele payment card with e-ticket functionality
Service	Fee
Maintainance of the payment card and / or supplementary card	2.20 EUR per month
Cash withdrawal in Citadele bank ATMs in Latvia	Free of charge up to 750 EUR per month¹, 1% from amount above
Cash withdrawal in ATMs of other banks	1 transaction or 750 EUR per month¹ - free of charge, 2% (min. 3.50 EUR)from amount above
Credit limit repayment (at the end of the month)	5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum)	28%
Interest for unauthorised negative balance (per day)	0.175%
Currency exchange mark-up fee	4.3%
Mastercard credit card
VISA Electron
Studies/Student Credit
Service	Fee
Consideration of an application for amendments to provisions of the agreement	Free of charge
Change of the pledge; Execution of amendments to provisions of the agreement; Issuing of credit, warranty agreement’s copy; Reiterative issue of schedule at the customer’s (int. al. pledgor) request	50 EUR

¹ The indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.
² Aged 7 till 21.
³ Fee for card issued before 21.09.2016.
⁴ Fee for card issued after 21.09.2016.
⁵ With prior 7 calendar days notice to Citadele Bank. Without prior notice 1% + fee as from current account.
⁶ Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account. For Priority Pass cards, issued before 11.02.2019. within a calendar year, three visits to airport’s VIP lounge to main card user is offered free of charge. For Priority Pass cards, issued after 11.02.2019. within a calendar year,five visits to airport’s VIP lounge to main card user is offered free of charge.
⁷ Fee for service is calculate for every card that is connected to Concierge Service, including supplementary cards/each user.