Products and services that are no longer offered

Gold
Service Fee
Gold trading (only non-cash transactions) Information in Citadele bank
Gold keeping in the bank 0.035% per month (min. 30 EUR per month)
Citadele payment card
Service Fee
Maintainance of the payment card and / or supplementary card 1.49 EUR mēnesī
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 800 EUR1 per month, 0.29% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 800 EUR1 max per month - free of charge, above limit 2% (min. 3.50 EUR)
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28%
Interest for unauthorised negative balance (per day) 0.175%
Currency exchange mark-up fee 4.3%
Mastercard Debit payment card for youth2
Service Fee
Maintainance of the card Free of charge
SMS sent to customer about incoming sum to account Free of charge
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 800 EUR per month, 0.29% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or up to 800 EUR per month - free of charge , above limit 2% (min. EUR 3.50)
Interest for unauthorised negative balance (per day) 0.175%
Currency exchange mark-up fee 4.3%
Electronic currency exchange In accordance with Citadele bank rate
Maestro
Service EUR USD
Maintainance of the card (with up to 3 additional current accounts) and / or supplementary card 1.30 EUR per month / 1 EUR per month for Seniors Aged over 60 20 USD per year
Commission fee for goods and services purchase Free of charge 0.5%
Payments from account As from Mastercard bundle
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 800 EUR1 per month, 0.29% from amount above 2% (min. 6 USD)
Cash withdrawal in ATMs of other banks 1 transaction or up to 800 EUR1 per month - free of charge , above limit 2% (min. EUR 3.50) 2% (min. 6 USD)
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum) 28%
Currency exchange mark-up fee 0.175%
Electronic currency exchange 4.3%
Mastercard credit card
Service EUR USD
Fee for card and/or supplementary card 22 EUR per year3 / 2.20 EUR per month4 50 USD per year
Commission fee for goods and services purchase Free of charge 0.5%
Cash withdrawal in ATMs 3% (min. 3.50 EUR) 3% (min. 6 USD)
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Interest for unauthorised negative balance (per day) 0.175%
Currency exchange mark-up fee 4.3%
VISA Electron
Service Fee
Fee for card/supplementary card 1.30 EUR monthly
Payment from account As from Mastercard bundle
Cash withdrawal in Citadele Bank (Latvia) ATMs Free of charge up to 800 EUR per month, 0.2% from amount above
Cash withdrawal in other banks, in ATMs of other banks 2% (min. 3.50 EUR)
Amount of credit limit Not offered
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Interest for unauthorised negative balance (per day) 0.175 %
Studies/Student Credit
Service Fee
Consideration of an application for amendments to provisions of the agreement Free of charge
Change of the pledge; Execution of amendments to provisions of the agreement; Issuing of credit, warranty agreement’s copy; Reiterative issue of schedule at the customer’s (int. al. pledgor) request 50 EUR
  • 1 EUR 800 is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.
  • 2 Aged 7 till 21.
  • 3 Fee for card issued before 21.09.2016.
  • 4 Fee for card issued after 21.09.2016.