X Credit cards

X Credit cards
Service Fee
X hero X Platinum X Infinite
Maintainance of the card (with up to 3 additional current accounts) and / or supplementary card 2.20 EUR per month 6 EUR per month 350 EUR per year (supplementary card free of charge)
New card issue (instead of existing) Free of charge 50 EUR
Cash withdrawal 3%(min. EUR 3.50)
Payment from account As from Mastercard Debit bundle + 3%2
Minimum instalment 5% of the used credit limit amount + 100% of the fees and interest
Interest for unauthorised negative balance (per day) 0.175%
Priority Pass Not offered Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered 30 EUR (VAT included) 30 EUR (VAT included)3
Fast track visit in RIX airport Not offered EUR 10 (VAT included)4
Concierge service Not offered EUR 200 per year per each card Free of charge
Currency exchange mark-up fee 3%
  • 1 Commission fees for current accounts the same as from Mastercard Debit Bundle.
  • 2 The additional commission of 3% is not applied, if payment is executed within the terms of “Concierge service”.
  • 3 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account. For Priority Pass cards, issued before 11.02.2019. within a calendar year, three visits to airport’s VIP lounge to main card user is offered free of charge. For Priority Pass cards, issued after 11.02.2019. within a calendar year,five visits to airport’s VIP lounge to main card user is offered free of charge.
  • 4 For X Infinite within a calendar year, 8 visits to main user is offered free of charge.