Lending

Lending
Service Credits for Private Consumptions Mortgage credit
Execution of credit 2% from credit amount (min. 100 EUR) for Auto loan, Consumer loan and refinancing; 5% from credit amount for Small loan 1% of credit amount (min. 250 EUR); 0.5% of credit amount (min. 250 EUR) for purchasing real estate using ALTUM guarantee
Execution of amendments:
Change of loan repayment date, repayment account, processing loan grace period, extension of loan issuance Bank’s approvals, permissions and consents related to the property encumbered in favour of the bank 25 EUR per each document 75 EUR per each document 8
execution of amendments to the other provisions of the agreement n/a 1% of credit amount (min 150 EUR) regarding which amendments are made to
Processing of the documents in case of the refinancing from other creditor or in case of the sale of a real estate that is mortgaged in favor of Citadele bank in case the transaction will be financed by other creditor n/a 600 EUR
Credit resources reservation n/a 1% annual for unused but reserved credit sum
Contract on dept repayment
Service Fee
Review of the application upon customer’s initiative Free of charge
Execution of Contract on Debt Repayment Free of charge
Execution of amendments:
credit payment date change 25 EUR
execution of amendments to the other provisions of the agreement 1.5% of the amount of the contract regarding which amendments are made to (min. 25 EUR)