| Contract costs (from the first insurance premium) |
free of charge |
free of charge |
free of charge |
Commission for contract administration
incl. payments prescribed by the laws and regulations of the Republic of Latvia (from each insurance premium) |
3.5% to 99
2.5% from 100 to 249
2% from 250 to 9,999
1% from 10,000 |
0.164% |
included in the insurance payment |
| Fee for administration of the amount of the savings (from the amount of the savings) |
1%, min. 2 EUR / USD per calendar month |
0.75% |
- |
| Extension of the duration of the contract |
- |
free of charge |
free of charge |
| Extension of the duration of the contract - for 3 years or more |
free of charge |
- |
- |
| Extension of the duration of the contract - for a period of less than 3 years |
50 EUR/USD |
- |
- |
| Change of beneficiary |
free of charge |
free of charge |
free of charge |
| Change of insurance amount |
free of charge |
free of charge |
free of charge |
|
Change of Investment Plan
|
|
|
|
| - IPAS „CBL Asset Management” Funds1
|
4 times a year free of charge |
- |
- |
| - In other cases of change of investment plans |
1% |
- |
- |
| Contract currency change (from the amount of the savings) |
1%; min. 10 EUR / USD |
- |
free of charge |
| Fee for issuing a duplicate policy |
7 EUR/USD |
- |
- |
Fee for early termination of the contract or payment of part of the savings
(from the amount of the savings) |
|
|
|
| - in the first and second year of insurance |
1%; min. 20 EUR / USD |
1%; min. 20 EUR / USD |
- |
| - in the third and subsequent years of insurance |
0% |
0% |
- |
| Minimum payout amount when making a partial payment of the savings |
1 000 EUR / USD |
1 000 EUR / USD |
- |
| Guaranteed interest rate for the savings2
|
From 19.07.2019 is not offered for new contracts |
0% |
- |
| Payment for life and accident insurance |
Calculated individually for each insured person |
Calculated individually for each insured person |
Calculated individually for each insured person |