X credit card bundle

X credit card bundle
Service Fee
X Platinum bundle X Infinite bundle
Maintainance of the basic card (with up to 3 additional current accounts) per month 40 EUR 60 EUR
Maintainance of the supplementary card per month 20 EUR 30 EUR
New card issue (instead of existing) Free of charge 50 EUR
SEPA, SEPA Instant payments initiated electronically Free of charge
Payments within Citadele bank, initiated electronically1, bill payment in ATM Free of charge
Payments outside SEPA (available only to beneficiary’s account in other bank) 75 EUR
Commission fee for goods and services purchase 0.5% (min 0.15 EUR)
Cash withdrawal in ATM 1.5% (min. 5 EUR)
Credit limit Individually
Credit limit interest (per annum) 24% 18%
Credit limit repayment (at the end of the month) 5 % of the used credit limit amount + 100% of the fees and interest
Interest for unauthorised negative balance (per day) 0.175 %
Currency exchange mark-up fee 4.3%
Electronic currency exchange In accordance with Citadele bank rate
Priority Pass issue Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)2
Fast track visit in RIX airport Not offered EUR 10 (VAT included) 3
Concierge service Not offered Free of charge
Closure of account Free of charge4
  • 1 Internetbank, MobileApp, regular payment, eInvoice regular payment processed as internal payment
  • 2 For Priority Pass cards, issued before 11.02.2019. within a calendar year, 3 (three) visits to airport’s VIP lounge to X Infinite main card user is offered free of charge. For Priority Pass cards, issued after 11.02.2019. within a calendar year, 5 (five) visits to airport’s VIP lounge to X Infinite main card user is offered free of charge.
  • 3 Within a calendar year, 8 (eight) visits for basic card user are offered free of charge.
  • 4 If account balance exceeds zero at the moment of the closure of the account, commission fee is charged for the amount of the balance of the account, but not exceeding EUR 100.