Decision tree

Interest rate
The credit limit interest rate is set individually and can be seen in your loan offer under “My Applications”.

Up to 45 days interest free for C supreme and C prime cards
The period for which interest is not calculated on balance spent. If you repay the amount spent in full by the 15th of the following month, pay zero interest. The interest-free period applies to the C supreme and C prime cards.

Minimum repayment amount: just 5 % per month
You can plan your credit repayment however is most convenient:

• you can repay your balance gradually, by making the minimum payment of 5 % of what you have spent by the 15th of each month, and further interest will be calculated only from your remaining balance;
• if you plan on repaying your balance within a specific period of time, you may find payments of the same amount every month to be more convenient;
• if you repay your entire balance by the 15th of the following month, there will be no interest to pay for the use of the credit limit.

Apply for a credit limit

To apply for a credit limit, you must be at least 18 years of age with a positive credit history and a stable monthly income.