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Retail price list

Daily services

Cards

C smart1

Service Fee
Maintenance of the card and / or supplementary card 2.70 EUR per month / Free of charge for Youth Aged 7-21
New card issue (instead of existing) Free of charge
Opening and maintenance of current account Free of charge
Fee for renewed/replaced payment card received at the branch 10 EUR
Fee for renewed payment card received by post 2 EUR
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR per month, 1.5% from amount above (min. 2 EUR)2
Cash withdrawal in other banks ATMs 50 EUR max per month - free of charge, above limit 3% (min. 3.50 EUR) 2
Payments within Citadele group, initiated electronically from C card account, bill payment in ATM 1, 34 Free of charge
SEPA, SEPA Instant payments initiated electronically from C card account 1, 34 Free of charge
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0,50 EUR
SMS sent by Citadele bank about incoming transactions Free of charge
Currency exchange mark-up fee 3 %
Electronic currency exchange In accordance with Citadele bank rate
Credit limit interest (per annum) 28 %
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Late Payment Interest 36 % gadā
Interest for unauthorised negative balance (per day) 0,175 %
Priority Pass Not offered
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered
Concierge service Not offered

1 Until 2 April 2024 the card was called X card.

2 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

3 Payments initiated in Internetbank, MobileApp, regular payments, eInvoice regular payments.

4 Payments initiated from other accounts are subject to a commission fee specified in paragraph "Payments"

Learn more about C smart

C supreme 1

Service Fee
Maintenance of the card and / or supplementary card 3.99 EUR per month
New card issue (instead of existing) Free of charge
Opening and maintenance of current account Free of charge
Fee for renewed/replaced payment card received at the branch 10 EUR
Fee for renewed payment card received by post 2 EUR
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 1000 EUR per month, 1.5% from amount above (min. 2 EUR) 1
Cash withdrawal in other banks ATMs 1000 EUR max per month - free of charge, above limit 3% (min. 3.50 EUR) 1
Payments within Citadele group, initiated electronically from C card account, bill payment in ATM 1, 11 Free of charge
SEPA, SEPA Instant payments initiated electronically from C card account 1, 11 Free of charge
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0.50 EUR
SMS sent by Citadele bank about incoming transactions Free of charge
Currency exchange mark-up fee 3 %
Electronic currency exchange In accordance with Citadele bank rate
Credit limit interest (per annum) Individually
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Late Payment Interest 36 % gadā
Interest for unauthorised negative balance (per day) 0.175 %
Priority Pass Not offered
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered
Concierge service Not offered

1 Until 2 April 2024 the card was called X card.

2 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

3 Payments initiated in Internetbank, MobileApp, regular payments, eInvoice regular payments.

4 Payments initiated from other accounts are subject to a commission fee specified in paragraph "Payments".

Learn more about C supreme

C prime 1

Service Fee
Maintenance of the card and / or supplementary card 6.99 EUR per month/ 7.99 EUR per month, if allocated credit limit amount is from 5001 EUR to 10000 EUR 8.99 EUR per month, if allocated credit limit amount is from 10001 EUR to 15000 EUR
New card issue (instead of existing) Free of charge
Opening and maintenance of current account Free of charge
Fee for renewed/replaced payment card received at the branch 10 EUR
Fee for renewed payment card received by post 2 EUR
Cash withdrawal in Citadele bank ATMs in Latvia LFree of charge up to 1500 EUR per month, 1.5% from amount above (min. 2 EUR)
Cash withdrawal in other banks ATMs 1500 EUR max per month - free of charge, above limit 3% (min. 3.50 EUR) 1
Payments within Citadele group, initiated electronically from C card account, bill payment in ATM 1, 11 Free of charge
SEPA, SEPA Instant payments initiated electronically from C card account 1, 11 Free of charge
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0.50 EUR
SMS sent by Citadele bank about incoming transactions Free of charge
Currency exchange mark-up fee 3%
Electronic currency exchange In accordance with Citadele bank rate
Credit limit interest (per annum) Individually
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Late Payment Interest 36% per annum
Interest for unauthorised negative balance (per day) 0.175%
Priority Pas Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)
Concierge service Not offered

1 Until 2 April 2024 the card was called X card.

2 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

3 Payments initiated in Internetbank, MobileApp, regular payments, eInvoice regular payments.

4 Payments initiated from other accounts are subject to a commission fee specified in paragraph "Payments".

Learn more about C prime

Mastercard Debit

Service Fee
Maintenance of the card and / or supplementary card 2.70 EUR per month
Opening and maintenance of current account Free of charge
Fee for renewed/replaced payment card received at the branch 10 EUR
Fee for renewed payment card received by post 2 EUR
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR per month, 1.5% from amount above (min. 2 EUR) 1
Cash withdrawal in ATMs of other bank 5 transactions or up to 750 EUR per month - free of charge, above limit 3% (min. EUR 3.50) 1
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0.50 EUR
SMS sent by Citadele bank about incoming transactions 0.15 EUR/Free of charge for Seniors aged over 60
Currency exchange mark-up fee 4.3%
Electronic currency exchange In accordance with Citadele bank rate
Credit limit interest (per annum) 28%
Credit limit repayment (at the end of the month) 5% of the used credit limit amount + 100% of the fees and interest
Late payment interest (per annum) 36%
Interest for unauthorised negative balance (per day) 0.175%

1 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

Learn more about Mastercard Debit

C Infinite1

Service Fee
Maintenance of the card and / or supplementary card 35 EUR per month (supplementary card - 20 EUR per month)
New card issue (instead of existing) 50 EUR
Opening and maintenance of current account Free of charge
Fee for renewed/replaced payment card received at the Privatbanking Free of charge
Fee for renewed payment card received by post 2 EUR
Cash withdrawal in Citadele bank ATMs in Latvia 1 Free of charge up to 2000 EUR per month, 1.5% from amount above (min. 2 EUR)
Cash withdrawal in other banks ATMs 1 2000 EUR max per month - free of charge, above limit 3% (min. 3.50 EUR)
Payments within Citadele group, initiated electronically from C card account, bill payment in ATM 1, 11 Free of charge
SEPA, SEPA Instant payments initiated electronically from C card account 1, 11 Free of charge
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0.50 EUR
SMS sent by Citadele bank about incoming transactions Free of charge
Currency exchange mark-up fee 3%
Electronic currency exchange In accordance with Citadele bank rate
Credit limit interest (per annum) Individually
Late Payment Interest 36% per annum
Interest for unauthorised negative balance (per day) 0.175%
Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)1
Fast track visit in RIX airport 10 EUR (VAT included)1
Concierge service Free of charge

1 Until 2 April 2024 the card was called X card.

2 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

3 Payments initiated in Internetbank, MobileApp, regular payments, eInvoice regular payments.

4 Payments initiated from other accounts are subject to a commission fee specified in paragraph "Payments".

5 During the calendar year, 15 visits to the airport Priority Pass VIP lounge are free of charge.

6 For C Infinite within a calendar year, 8 visits to main card user are offered free of charge.

Learn more about C Infinite

Sticker, bracelet, ring

Service Fee
Fee for sticker, bracelet 0.50 EUR per month 1
New sticker, bracelet issue (instead of existing) 5 EUR
Fee for ring 3 EUR per month
Currency exchange mark-up fee 3%
Cash withdrawal in other banks ATMs 1000 EUR max per month - free of charge, above limit 3% (min. 3.50 EUR) 1
Other services According to the price list of the card linked to the sticker, bracelet or ring

1 Free of charge for X Infinite card holders with C Infinite card account.

2 Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

Learn more about Payment Ring

C cards (USD)

Service
Service C supreme C prime C infinite
Maintenance of the card (with up to 3 additional current accounts) and / or supplementary card
Maintenance of the card (with up to 3 additional current accounts) and / or supplementary card 50 USD per year 100 USD per year 650 USD per year
Cash withdrawal in ATM
Cash withdrawal in ATM 3% (min. USD 6) 3% (min. USD 6) 3% (min. USD 6)
Payment from account
Payment from account Standard payment fee + 3% 1 Standard payment fee + 3% 1 Standard payment fee + 3% 1
Minimum instalment
Minimum instalment 5% of the used credit limit amount + 100% of the fees and interest 5% of the used credit limit amount + 100% of the fees and interest 5% of the used credit limit amount + 100% of the fees and interest
Electronic currency exchange
Electronic currency exchange In accordance with Citadele bank rate In accordance with Citadele bank rate In accordance with Citadele bank rate
Late payment interest (per annum)
Late payment interest (per annum) 36% 36% 36%
Interest for unauthorised negative balance (per day)
Interest for unauthorised negative balance (per day) 0.175% 0.175% 0.175%
Commission fee for goods and services purchase
Commission fee for goods and services purchase 0.5% 0.5% 0.5%
Fee for renewed payment card received by post
Fee for renewed payment card received by post 2 EUR 2 EUR 2 EUR
Fee for renewed/replaced payment card received at the branch
Fee for renewed/replaced payment card received at the branch 10 EUR 10 EUR 10 EUR
Priority Pass
Priority Pass Not offered Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered 30 EUR (VAT included) 1 30 EUR (VAT included) 1
Fast track visit in RIX airport
Fast track visit in RIX airport Not offered Not offered 10 EUR (VAT included) 1
Concierge service
Concierge service Not offered Not offered Free of charge
Currency exchange mark-up fee
Currency exchange mark-up fee 4.3% 4.3% 4.3%
Balance review in Citadele bank (Latvia) ATMs
Balance review in Citadele bank (Latvia) ATMs Free of charge Free of charge Free of charge
Balance review in ATMs of other banks
Balance review in ATMs of other banks 1.20 USD 1.20 USD 1.20 USD

1 The additional commission of 3% is not applied, if payment is executed within the terms of “Concierge service”.

2 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account. For Priority Pass cards within a calendar year, 15 visits to airport’s VIP lounge is offered free of charge.

3 For X Infinite within a calendar year, 8 visits to main card user is offered free of charge.

Basic account with Mastercard Debit

Basic account with Mastercard Debit

Service Fee
Opening the basic account Free of charge
Maintenance of the card and / or supplementary card 2.20 EUR per month
Cash withdrawal in Citadele bank ATMs in Latvia Free of charge up to 750 EUR per month, 1.5% from amount above (min 2 EUR) 1
Cash withdrawal in ATMs of other banks 5 transaction or up to 750 EUR per month - free of charge , above limit 3% (min. 3.50 EUR) 1
Balance review in Citadele bank (Latvia) ATMs Free of charge
Balance review in other bank ATMs 0.50 EUR
SMS sent to customer about card transactions 0.15 EUR
Currency exchange mark-up fee 4.3 %
Electronic currency exchange In accordance with Citadele bank rate
Interest for unauthorised negative balance (per day) 0.175%
Fee for renewed/replaced payment card received at the branch 10 EUR
Fee for renewed payment card received by post 2 EUR

1 The indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

Learn more about Basic account

Accounts

Account opening

Service Fee
Basic account opening and servicing See the service 'Basic account with Mastercard Debit' 1
Fee for opening the first current account and verifying the documents of individuals who have a personal identity document issued outside of Latvia and do not hold a permanent residence permit issued in Latvia 2, 3 350 EUR

1 A basic account is a bank account with basic features. In accordance with Directive 2014/92/EU of the European Parliament and of the Council of 23 July 2014 on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features, and the Law on Payment Services and Electronic Money of the Republic of Latvia, any European Union resident-consumer has the right to this kind of account, as long as they do not have any other account open with a bank in Latvia. The basic account is not intended for economic or professional activities. At Citadele, basic consumer payment accounts are opened with a Mastercard Debit card.

2 The fee shall be payable before the verification carried out by the bank and before the bank's decision on starting business relationship with the customer.

3 Requisites for the processing fee: Beneficiary: Citadele banka AS; Account No.: LV73PARX000000PL52521; Amount: 350; Currency: EUR; SWIFT Code:PARXLV22; Reg. Nr. 40103303559.

Escrow account

Service Fee
Fee for verification of private person documents upon escrow account opening for customers who have a personal identity document issued outside Latvia and do not hold a permanent residence permit issued in Latvia 350 EUR
Processing of standard agreement of escrow account or amendments 0.4% of transaction amount (min. 100 EUR) Non standard case fee is set individually
Learn more about Escrow account

Account servicing

Service Fee
Minimum bank service fee 1 2.70 EUR
Minimum bank service fee for the customers who have a personal identity document issued outside the EEA and do not have permanent residence permit issued in Latvia 1 15 EUR
Preparation of an account statement at the bank's branch 10 EUR for one month (min. 20 EUR)
Maintenance of inactive customer’s account or account without active card attached 1 10 EUR
Maintenance of inactive customer’s account or account without active card attached: 1, 1
if there have not been customer’s initiated transactions performed on the current account for more than 12 months and customer has no other contracts concluded with Citadele Bank 75 EUR per month
if there have not been customer’s initiated transactions performed on current account for more than 2 years and customer has no other contracts concluded with Citadele Bank 150 EUR per month
Monthly administration commission of funds of the client with whom cooperation has been terminated 50 EUR per month
Monthly fund administration fee for international clients if cooperation with the client is terminated at the Bank's initiative, and the client has not made a money transfer/withdrawal from the account within the period specified in the notice 1 300 EUR per month
SMS sent by Citadele bank about incoming/outgoing transactions 0.15 EUR 8.9. Cash and POS operations’ daily or monthly limit increase above limit 0.15 EUR

1 One fee is applied for all accounts held by the customer. The fee is not applicable in case customer has any of Citadele cards, Green Savings Account, Savings Account, term deposits, investment products or any type of Citadele lending products. The exception is not applicable for Piggybank.

2 One fee is applied for all accounts held by the customer. The fee is not applicable in case customer has Green Savings Account, Savings Account, term deposits, investment products or any type of Citadele lending products. The exception is not applicable for Piggybank.

3 Payments initiated in Internetbank, MobileApp, regular payments, eInvoice regular payments

4 If there have not been customer’s initiated transactions performed on the current account for more than 12 months. The fee is not applied in case the customer has any of Citadele cards, term deposits, other saving or investment products or any type of Citadele lending products. The fee is applied until the account balance is zero.

5 The fee is applied if new card is not issued and activated, starting from the second year.

6 International customers - All private individuals who don't have permanent or temporary residence permit issued by Office of Citizenship and Migration Affairs Republic of Latvia, who are employees of legal entitity registered in the Register of Enterprises of the Republic of Latvia based on working visa or who are studying in the educational institution registered in Latvia.

Customer servicing

Service Fee
Commission fee for processing and verification of the received document 1 25 EUR per document
Preparation of standard reference 1 20 EUR (VAT included)
Preparation of non-standard reference 1 As agreed, min. 45 EUR (VAT included)
Additional fee for preparation of the documents in English or Russian 10 EUR (VAT included)
Drawing up of the bank's internal power of attorney 10 EUR
Processing of each received document for acceptance, inspection and execution of sworn judicial executor’s orders and State Revenue Service’s collection orders 1 15 EUR
Usage of courier deliveries and postal services upon customer's request for document and other values sending 25 EUR + actual expenses (VAT included)
Cash and POS operations’ daily or monthly limit increase above limit set in Pricelist, for one payment card 7 EUR or equivalent which is deducted from customer’s account upon receipt of customer’s application and limit increase
Other fees not mentioned in the price list Based on mutual agreement between the customer and the Citadele bank

1 Fee is applied to the following type of documents: attorneys, references, certificates of inheritance. If the document must be notarized, the customer additionally pays the actual expenses of notary services.

2 The following types of references are considered as standard references: reference about account balance, account existence/credit limit applied to account/active payment cards linked to account, positive account balance, term deposit agreement, account closure (undated), equity capital payment (or increase), outstanding consumer loan balance (private individuals), outstanding balance of a particular debt in accordance with a debt repayment agreement, credit card balance. This fee also applies for preparation of a SWIFT copy of the sent payment order. If the document must be notarized, the customer additionally pays the actual expenses of notary services.

3 Following types of references are considered as non-standard references: reference stating that customer does not have consumer lending obligations, references about terms of a payment account attached to an account (active/closed), non-existence of credit obligations, account balance and ID document information, information for controllers/auditors, confirmation of auditor requests and reconciliation statements and issuance of a copy of documents from the archive and other references with additional information, that are not mentioned as standard references. If the document must be notarized, the customer additionally pays the actual expenses of notary services.

4 The commission fee for the payment made in accordance with the sworn judicial executor’s orders and State Revenue Service’s collection orders is applied as for a standard payment.

Payments

Payments

Service
Service Fee
Type of payment
Type of payment From C cards account , electronically 1, 2 From the current account, the MC Debit account, and other accountss, electronically 2 In branch or SkyBranch 3 International customers, electronically
Payments to own account within Citadele group
Payments to own account within Citadele group Free of charge Free of charge 10 EUR As for residents
Payment to another account within Citadele group
Payment to another account within Citadele group Free of charge 0.10 EUR 10 EUR As for residents
Standard EUR payments within the EU (SEPA, SEPA Instant payments)
Standard EUR payments within the EU (SEPA, SEPA Instant payments) Free of charge 0.38 EUR 10 EUR As for residents
Payments outside SEPA in any currency 4
Payments outside SEPA in any currency 4 18 EUR 18 EUR Not offered 75 EUR
Urgent payments outside SEPA in any currency 4
Urgent payments outside SEPA in any currency 4 35 EUR 35 EUR Not offered 100 EUR
Non-SEPA incoming transfers with commission type BEN and SHA 4
Non-SEPA incoming transfers with commission type BEN and SHA 4 5 EUR 5 EUR Not offered 10 EUR

1 Special conditions apply to payments initiated from C smart, C Supreme, C Prime, C Infinite accounts.

2 Payments initiated in the Internetbank, MobileApp and bill payments made at ATMs, regular payments and e-invoice payments.

3 SEPA instant payment not available at Branch, Sky Branch. Information on the maximum amount limit of the payment initiated in Sky Branch is available on the Bank's website and in the customer service units.

4 Detailed information about currencies available for payments and information on payment submission and execution cut-off times, can be found on webpage https://www.citadele.lv/en/private/payments/execution/ .

Learn more about Payments

Other payment services

Service
Service Fee
Regular payment service or e-invoice regular payment service implementation/agreement amendment
Regular payment service or e-invoice regular payment service implementation/agreement amendment Free of charge (Electronically) Free of charge (Electronically) 10 EUR (In branch or SkyBranch) 10 EUR (In branch or SkyBranch)
Additional fee for processing payment made from/to countries with sanction risk of and/or countries where payment processing requires enhanced due diligence t1
Additional fee for processing payment made from/to countries with sanction risk of and/or countries where payment processing requires enhanced due diligence t1 30 EUR 30 EUR 30 EUR 30 EUR
Investigation, amendment of payment or sending of cancellation’s request
Investigation, amendment of payment or sending of cancellation’s request 50 EUR 50 EUR 50 EUR 50 EUR

1 The fee is taken in addition to the standard fee for outgoing payments and the fee is charged from the Customer account regardless of payment commission type. List of countries to which additional fee is applied is published in https://www.citadele.lv/en/private/payments/special-conditions/ .

Cash operations

Cash operations 1

Service Fee
Cash deposit to account in Citadele bank per each deposit (incl. payment in EUR up to EUR 15 000 to State Treasury without using current account) 1% of amount (min. 30 EUR)
Cash withdrawal from account in Citadele bank 1 3% of amount (min. 30 EUR)
Additional commission for coin processing for EUR coins 10% of amount (min. 40 EUR)
EUR cash deposits through Citadele bank’s ATMs to accounts of payment cards issued by Citadele bank for international customers 2 3% of amount (min. 10 EUR)
EUR cash deposits through Citadele bank’s ATMs to accounts of payment cards issued by Citadele bank (including stickers, bracelets, rings) Up to 10 000.00 EUR per month free of charge / exceeding 10 000.00 - 0.2%

1 Information on cash limits of “Citadele” branch can be found on the Bank's website "Payments and Transactions". https://www.citadele.lv/en/private/payments/cash-li mits/ .

2 International private customers are all private individuals without Temporary / permanent residence permit, working or study VISA issued by Latvian state authorities.

Authorization Devices

Authorization Devices

Service Fee
Issuing of MobileSCAN Free of charge
Issuing of DIGIPASS 780 35 EUR
Issuing of DIGIPASS GO3 12 EUR
Unlocking of DIGIPASS GO3, if it is locked for use in Online banking Free of charge
Replacement of DIGIPASS GO3 due to technical reasons (within 2 years from the moment of connection) Free of charge
Learn more about Authorization Devices

Loans & Leasing

Loans & Leasing

Consumer loan

Service Fee
Execution of credit 2% from credit amount (min. 100 EUR)
Execution of amendments:
Change of loan repayment date, repayment account, processing loan grace period, extension of loan issuance Bank’s approvals, permissions and consents related to the property encumbered in favour of the bank 25 EUR per each document
Execution of amendments to the other provisions of the agreement 25 EUR per each document
Learn more about Consumer loan

Car loan

Service Fee
Execution of credit  2% from credit amount (min. 100 EUR)
Execution of amendments:
Change of loan repayment date, repayment account, processing loan grace period, extension of loan issuance Bank’s approvals, permissions and consents related to the property encumbered in favour of the bank 25 EUR per each document
Execution of amendments to the other provisions of the agreement 25 EUR per each document
Learn more about Car loan

Small consumer loan

Service Fee
Execution of credit  5% from credit amount
Execution of amendments:
Change of loan repayment date, repayment account, processing loan grace period, extension of loan issuance Bank’s approvals, permissions and consents related to the property encumbered in favour of the bank 25 EUR per each document
Execution of amendments to the other provisions of the agreement 25 EUR per each document
Learn more about Small consumer loan

Mortgage loan, Green mortgage loan, Loan for the purchase of building land

Service Fee
Execution of credit and additional loan amount up to 1% of credit amount (min. 200 EUR)
Execution of amendments:
Change of loan repayment date and repayment account 0 EUR once in a calendar year; for the next change in the same calendar year, 75 EUR per each document
Processing loan grace period, extension of loan issuance, Bank’s approvals, permissions and consents related to the property encumbered in favour of the bank, permissions and consents related to the property encumbered in favour of the bank 75 EUR per each document
Execution of amendments to the other provisions of the agreement 0.75 % of credit amount (min 200 EUR) regarding which amendments are made to
Processing the documents if the real estate mortgaged to Citadele is being sold and the transaction is financed by another creditor, or for refinancing the loan to another creditor if the loan is related to the client's economic or professional activity 500 EUR
Learn more about Mortgage loan

Contract on dept repayment

Service Fee
Review of the application upon customer’s initiative Free of charge
Execution of Contract on Debt Repayment Free of charge
Execution of amendments:
Credit payment date change 25 EUR
Execution of amendments to the other provisions of the agreement 1.5% of the amount of the contract regarding which amendments are made to (min. 25 EUR)

Leasing

Leasing

Service Price1
Review of application Free of charge
Preparation of documents for a leasing/rental transaction 1.50% - 1.85%2 of the purchase price of the object, but not less than 150 EUR3
Preparation of documents for refinancing liabilities in another financial institution as agreed
Renewal of agreement on client’s initiative4 90 EUR

1 The price is indicated with VAT.

2 Depending on the type of transaction.

3 Ja darījuma dokumenti tiek parakstīti papīra formātā, tad papildus tiek piemēroti EUR 50.

4 Ja nav uzsākts līzinga/nomas priekšmeta atsavināšanas process.

Find out more about leasing

Amendments to the agreement

Service Price1
Preparation of amendments to the agreement, payment schedule and other documents 95 EUR
Cancellation of documents and amendments to the agreement, prepared on the basis of the client's application 35 EUR

1 The price is indicated with VAT.

Find out more about leasing

Other Services

Service Price1
Preparation of sublease agreement 75 EUR
Preparation of contracts and other documents based on client's application 150 EUR
Preparation of a statement on the absence of debts 25 EUR
Preparation of all types of statements, consents, certificates, reports and other documents at the client's request 45 EUR
Preparation of statements, powers of attorney and other documents requested by the client in an expedited manner 75 EUR
Production of a copy, duplicate, transcript, extract and resending the electronically signed document at the customer's request 25 EUR
Verification of power of attorney 15 EUR
Preparation of a power of attorney (including the preparation of a trade transfer permit) 25 EUR
Preparation of documents in a foreign language upon client’s request As agreed
Final invoicing to a third party 95 EUR
Sending documents by post 25 EUR + actual costs
Inspection of lease/rental object before the conclusion of the transaction1 at the client's/cooperation partners place or at AS "Citadele banka" branch1 and inspection of the object of lease/rental object during the term of the contract 50 EUR + actual costs
Preparation of debt repayment agreement 50 EUR
Cancellation of the requested final invoice (if the final invoice has not been paid in full within the specified deadline) 35 EUR
Invoicing to the client for any payments made in place of the leasing company's client (including penalties) 25 EUR
Marking of marks in the Road Traffic Safety Directorate/State Technical Supervision Agency registry up to 15 EUR
Administration of OCTA insurance1 3 EUR monthly

1 The price is indicated with VAT.

2 The commission fee for the inspection of the lease/rental object is applied regardless of whether the financing is granted and the transaction is completed. The inspection report is intended for internal use only and is not issued to the client. It is necessary to agree on the inspection possibilities in advance with the representative of the leasing company

3 For the lease/rental object with purchase price up to 100 000 EUR.

4 Not applicable for Citadele Factoring leasing services.

Find out more about leasing

Uzkrājumi un ieguldījumi

Uzkrājumi

CBL Indeksu

Līguma valūta EUR
Maksājums Latvijas Bankai (no katras iemaksas)1 0 %
Pensiju fonda atskaitījumi par pensiju plāna administrēšanu (gadā no uzkrātā papildpensijas kapitāla vērtības)2 0.25 %
Atlīdzība līdzekļu pārvaldītājam (gadā no uzkrātā papildpensijas kapitāla vērtības)2 0.20%
Atlīdzība līdzekļu turētājam (gadā no uzkrātā papildpensijas kapitāla vērtības)2 0.08%
Neaktīva komisija (ietur reizi mēnesī, pēdējā mēneša kalendāra dienā)3 5 EUR

1 Maksājums tiek noteikts atbilstoši LR tiesību aktos noteiktajai aktuālajai likmei un līguma darbības laikā var tikt gan samazināts, gan palielināts.

2 Aprēķina katru dienu no uzkrātā papildpensijas kapitāla vērtības, ieturējumu veicot reizi mēnesī.

3 Komisija tiek piemērota, ja vairāk kā 12 mēnešus līguma atlikums ir mazāks par 30 EUR un pēdējā iemaksa līgumā veikta vairāk kā pirms 60 mēnešiem. Ja Dalībnieka individuālā konta atlikums ir 0 EUR, komisija netiek ieturēta.

CBL Aktīvais, CBL Sabalansētais

Līguma valūta EUR
Maksājums Latvijas Bankai (no katras iemaksas)1 0,245 % vai 0 %1
Pensiju fonda atskaitījumi par pensiju plāna administrēšanu (gadā no uzkrātā papildpensijas kapitāla vērtības):
Ja uzkrājums ir vienāds vai mazāks par 99 999,99 EUR 0.75 % vai 0.2 %1, 1
lielāks vai vienāds ar 100 000.00 EUR 0.2 %
Atlīdzība līdzekļu pārvaldītājam (gadā no uzkrātā papildpensijas kapitāla vērtības)1 0.45 % vai 0.3 %1, 1
Atlīdzība līdzekļu turētājam (gadā no uzkrātā papildpensijas kapitāla vērtības)1 0.10 %
Neaktīva komisija (ietur reizi mēnesī, pēdējā mēneša kalendāra dienā)1 5 EUR

1 Maksājums tiek noteikts atbilstoši LR tiesību aktos noteiktajai aktuālajai likmei un līguma darbības laikā var tikt gan samazināts, gan palielināts.

2 No 2021. gada 1. janvāra līdz 2024. gada 31. decembrim noformētajiem līgumiem, neatkarīgi no līgumā uzkrātās pensijas kapitāla summas, visā tā darbības laikā maksājums Latvijas Bankai - 0 %.

3 Akcijas laikā no 2021. gada 1. janvāra līdz 2022. gada 30.jūnijam noformētajiem līgumiem, kuros uzkrājums* ir 3 000 EUR (3 500 USD) vai vairāk, kā arī esošajiem līgumiem, kuros no 2021. gada 1. novembra līdz 2021. gada 31. decembrim ir veikta iemaksa 3 000 EUR (3 500 USD) vai vairāk, visā tā darbības laikā tiek piemērots šāds cenrādis: maksājums Latvijas Bankai – 0%, Pensiju fonda atskaitījums par pensiju plānu administrēšanu2 - 0.2%, atlīdzība līdzekļu pārvaldītājam2 – 0.3%, atlīdzība līdzekļu turētājam2 – 0.1% un Atlīdzības līdzekļu pārvaldītājam mainīgā daļa3 – 0%. *Ja uzkrājuma vērtība nokrīt zem 3 000 EUR (3 500 USD), tiek piemērots standarta cenrādis, izņemot maksājumu Latvijas Bankai, kas ir 0%.

4 Akcijas laikā no 2022. gada 1. jūlija līdz 2024. gada 31. decembrim noformētajiem līgumiem, kuros uzkrājums** ir 500 EUR (550 USD) vai vairāk, visā tā darbības laikā tiek piemērots šāds cenrādis: maksājums Latvijas Bankai – 0%, Pensiju fonda atskaitījums par pensiju plānu administrēšanu – 0.2%, atlīdzība līdzekļu pārvaldītājam – 0.3%, atlīdzība līdzekļu turētājam – 0.1%. **Ja uzkrātā kapitāla vērtība nokrīt zem 500 EUR (550 USD), tiek piemērots standarta cenrādis, izņemot maksājumu Latvijas Bankai, kas ir 0%.

5 Aprēķina katru dienu no uzkrātā papildpensijas kapitāla vērtības, ieturējumu veicot reizi mēnesī.

6 Komisija tiek piemērota, ja vairāk kā 12 mēnešus līguma atlikums ir mazāks par 30 EUR un pēdējā iemaksa līgumā veikta vairāk kā pirms 60 mēnešiem. Ja Dalībnieka individuālā konta atlikums ir 0 EUR, komisija netiek ieturēta.

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