Fixed-term deposit

Deposit your spare funds and receive guaranteed return

Deposit through the online bank

  • Fixed interest rateBe assured of an unchangeable rate for your whole deposit term
  • Secure depositReceive a guaranteed profit when the deposit matures
  • High interestChoose a longer term deposit if you want the best rates

Your money earns for you in a term deposit

Keeping money in a sock or current account doesn’t make it grow. In contrast, money deposited in a term deposit will grow slowly and steadily. And it’s nice to know that your money is safe with careful managers.

Term deposit basic conditions

  • We will open and maintain your term deposit account for free.
  • Choose how to receive your interest. Monthly or at the end of the deposit term for the whole deposit period.
  • You can choose the currency of your deposit - Euro (EUR) and US (USD).
  • The longer the deposit term, the higher the interest rate.
  • Choose a deposit term from 1 month to 5 years.
  • The state guarantees repayment of your deposit at Citadele up to 100,000 Euro.


How much can I save? Let’s calculate together!

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150 EUR

150 000 EUR


Sorry, we do not offer term deposit with standard terms for chosen currency and period

The calculation is initial and approximate. The exact sum depends on details of the deposit agreement.

How to apply

  • Online bank

    If you are a Citadele client


  • At a branch

    If you are not yet a Citadele client, apply for a consultation (for signing an agreement on a deposit in USD currency)

    Draw up

How to earn more

  • Choose to automatically extend your term deposit at the end of the term and increase your standard rate by 0.05%.
  • If your deposit is more than 35,000 Euro, ask us if we can offer a higher interest rate.

Apply through the online bank

How to earn even more

Receive one of these bonuses when you extend your term deposit two weeks before the end of the term:

  • 0.05% added to the standard rate if you extend the deposit contract for the same sum and term.
  • 0.07% added to the standard rate if you extend the deposit contract for the same term as before, but increase the deposit amount.**
  • 0.10% added to the standard rate if you extend the contract for the same deposit amount, but increase the term.

Renew your term deposit through the online bank