Become a customer remotely

This is the best time to open a Citadele account - fully remotely, quickly and at any time of the day.

Become a client

  • Commission-free for the first six months*When you become a customer remotely
  • X Business cardUse your card for free for a year when you select one of our plans
  • Remote servicesApply and join our clients without coming to the bank!

The bank of opportunities for your business

We believe that all business owners deserve fast and convenient financial processes in their day-to-day business life. Meanwhile, business owners’ dreams have earned the support that will turn them into actions. If you want to spend time on helping your business to grow and blossom, rather than worrying about the practical side, you are in the right place. We have solutions for those who take chances and do things.

Become a client without visiting the branch

Time is money, so no one likes to spend time on things that can be done quickly. We understand the value of time in Citadele, so we also offer an opportunity to open a company account remotely – in any time and place convenient for you.

  • Fill out the application and the questionnaire remotely if you can represent your company alone. All that is needed – Qualified SmartID, eID or e-Paraksts MOBILE identification to sign the application
  • Wait for confirmation from the bank and start using your account on the Online bank
  • Receive your X Business card by mail
  • Enjoy the benefits of your business account in Citadele!

Become a client

As a new client, you can:

  • Open an account for free
  • When you apply remotely, select the best payment plan for you and make transfers for free for the first six months
  • Use your X Business card for free for the first 12 months
  • Choose a payment card terminal and you can also use this for free for the first 6 months
  • Receive a personal approach: a personal transaction manager will take care of you

Become a client

Temporary accounts for new businesses

Taken the first steps in launching a business and now need a business account? Congratulations! We have worked to ensure that opening one is as simple as possible. Open a temporary account remotely*:

  • Fill in an application to open a temporary account
  • Sign your completed form and business founding agreement using e-Paraksts and send to
  • Once your temporary account is open, you will receive an electronically-signed letter from the bank by email, in which we will give you your temporary account number
  • Pay in your base capital
  • Once you have founded your business**, transfer your temporary account into a permanent account remotely

Apply for a consultation

* Only newly-founded businesses with a single founder can open a temporary account remotely.
** Before founding your business, check whether you have selected a unique name:

X Business - a credit card for daily business

  • Use your X Business card for free for the first year when you select one of our payment plans
  • Receive great discounts at more than 450 retail locations throughout Latvia
  • Receive travel insurance and purchase protection
  • Deposit cash at Citadele ATMs for free

Find out more

Microloans for businesses

Loans for various needs, from small repairs to filling your warehouse before your active season.

  • Loan of between 1000 and 70 000 EUR (with ALTUM guarantee) depending on the turnover of your business
  • Convenient repayment timetable of up to 5 years
  • Fixed interest rate from 9 % per year
  • No need for collateral—you can receive a microloan without collateral or using your property as security

Receive an offer

Are you a retailer?

  • Accept money from all your customers with our most suitable card terminal
  • Use all card terminals for free for the first 6 months
  • Offer your customers cashback from your retail location
  • Use currency exchange payments in your card terminal. Offer tourists the chance to pay in their own currency and earn interest! Customers will appreciate that the amount on their account statement will be the same sum as on the card terminal