Offer for new clients

This is the best time to open a Citadele account!

Become a client

  • Useful payment plansReceive a range of everyday services for one monthly fee
  • X Business cardUse your card for free for a year when you select one of our plans
  • Remote servicesApply for and receive both microloans and POS terminals remotely

The bank of opportunities for your business

We believe that all business owners deserve fast and convenient financial processes in their day-to-day business life. Meanwhile, business owners’ dreams have earned the support that will turn them into actions. If you want to spend time on helping your business to grow and blossom, rather than worrying about the practical side, you are in the right place. We have solutions for those who take chances and do things.

As a new client, you can:

  • Open an account for free
  • Select the best payment plan for you and enjoy free transfers for the first 6 months
  • Use your X Business card for free for the first 12 months
  • Choose a payment card terminal and you can also use this for free for the first 6 months
  • Receive a personal approach: a personal transaction manager will take care of you
  • Contact client support at any time of the day or night

Become a client

X Business - a credit card for daily business

  • Use your X Business card for free for the first year when you select one of our payment plans
  • Receive great discounts at more than 450 retail locations throughout Latvia
  • Receive travel insurance and purchase protection
  • Deposit and withdraw cash from Citadele ATMs for free

Find out more

Microloans of up to €70,000 against your turnover

  • Find out your company’s credit rating and find out how much your business can borrow
  • Save time! Apply and receive an answer immediately via our website
  • Apply even if you currently use a different bank
  • Set your own use for investment—there are no limits on the microloan
  • Only pay interest on the amount you spend

Receive an offer

Are you a retailer?

  • Accept money from all your customers with our most suitable card terminal
  • Use all card terminals for free for the first 6 months
  • Offer your customers cashback from your retail location
  • Use currency exchange payments in your card terminal. Offer tourists the chance to pay in their own currency and earn interest! Customers will appreciate that the amount on their account statement will be the same sum as on the card terminal