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  1. Business customers
  2. Payment card acceptance at retail locations

Accept Payments With a POS Terminal

A wide range of POS terminals for any business – choose the one that suits you best!

A hand holding a PAX payment terminal in a café, with a dessert plate and cappuccino in the background.
Apply Apply for a consultation

Money on the next day

Even at weekends and holidays.

POS terminal

Special deal for new businesses.

Great rates

Pay from 0.85% per transaction.

Animated graphic of a gray stone on a dark background, with touchscreen and keypad POS terminals sliding into view
Special offer!

POS terminal – 6 months rent free

Choose one of A8900 Worldline PAX terminal that best suits your business and enjoy 0 EUR rental fee for the first 6 months.* Whether you're running a shop, café, beauty salon, or providing services on the go, there's a payment terminal designed for your needs.

  • Mobile or stationary terminal options.
  • Touchscreen or keypad options on mobile terminals.
  • All major card payment methods accepted (contactless, Chip&PIN and magnetic stripe payments).
  • Android-based and easy to use.
Apply Get a consultation

* The offer is valid until 01.11.2026 for clients who have not had an active agreement for this service with Citadele within the last 12 months. The discount is granted for up to 3 POS terminals per merchant.

Animated GIF showing two compact smart cash registers with touchscreen, integrated payment card terminal, barcode scanner, and receipt printer. Next to them are a C card, coins, and printed receipts.
New!

Replace your old cash register with a smart register

In cooperation with LMT and CHD, we have created a powerful solution that combines everything you need for transactions in one compact and mobile device — cash register, payment card terminal, barcode scanner, and receipt printer.

  • Everything in one small device.
  • Automatically filled-in cash register journal.
  • Convenient product assortment and discount management.
  • Great rates for accepting payment cards.
Learn more

Citadele provides payment card acceptance. You can apply for the service or learn more about types of cash registers and their functions at LMT.

Mobile POS terminal types

Mobile app that allows you to accept contactless payments from cards or other payment devices on your Android phone or tablet

  • Only 0.99% + 0.02 EUR per transaction
  • No monthly rental fee
  • Accept payments at any time or place, no additional device needed
  • Suitable for retailers, craftspeople, beauty specialists, medical practices, couriers, restaurants and food delivery services, taxi and public transport drivers and many others
Apply Apply for a consultation Find out more
A smartphone with the homepage of the Citadele Phone POS app displayed on the screen.
  • Suitable for all businesses, as it can be used on site as well as on portable sales locations.
  • The POS terminal works both with a SIM card and by connecting to WiFi
  • Provides fast 4G connection
  • Monthly fee 14.50 EUR + VAT
Apply Apply for a consultation
Sunmi P2 Android mobile POS terminal with black screen.
  • Suitable for all businesses including those who sell off-site, restaurants with tables, delivery of goods and services to customers, etc.
  • Terminal can be used anywhere with mobile internet coverage
  • Monthly fee 14.50 EUR + VAT
Apply Apply for a consultation
PAX mobile payment terminal in a white casing with a colorful screen.

Stationary POS terminal types

  • Suitable for small and medium businesses with a permanent retail location
  • Internet connection is necessary
  • Monthly fee 12.99 EUR + VAT
Apply Apply for a consultation
Black POS terminal with a keypad and contactless payment symbol.
  • Suitable for businesses with a large number of customers which use cash register systems which can integrate with a POS terminal
  • Give the option of speeding up the payment process, no need to enter the amount twice
  • Individual monthly fee
Apply Apply for a consultation
Two payment terminals – a black terminal with a keypad and a black touchscreen terminal with a keypad.
  • Suitable for car parks, parcel machines, petrol stations and similar locations where customers are offered self-service options
  • Card payments are processed without the need for an employee
  • Monthly fee 27 EUR + VAT
Apply Apply for a consultation
Black Worldline Valina payment terminal with a built-in printer.

Choose what fits you best!

S offer

M offer

L offer
Planned turnover for one terminal up to 5000 EUR between 5000 and 10 000 EUR over 10 000 EUR
Card acceptance commission rate 0.90 % + 0.02 EUR 0.90 % + 0.02 EUR 0.85% + 0.01 EUR
Terminal rental fee From 12.99 EUR + VAT Free for stationary POS terminal*
Receipt rolls Free

S offer

Planned turnover for one terminal up to 5000 EUR
Card acceptance commission rate 0.90 % + 0.02 EUR
Terminal rental fee From 12.99 EUR + VAT
Receipt rolls Free

M offer

Planned turnover for one terminal up to 5000 EUR
Card acceptance commission rate 0.90 % + 0.02 EUR
Terminal rental fee Free for stationary POS terminal*
Receipt rolls Free

L offer

Planned turnover for one terminal over 10 000 EUR
Card acceptance commission rate 0.85% + 0.01 EUR
Terminal rental fee Free for stationary POS terminal**
Receipt rolls Free

The bank reserves the right to change or cancel existing conditions at any time.
* Other types of terminals according to the price list.

Our Partner's Offer: Financing for the trade sector

Businesses that use or plan to use Citadele's payment solutions – POS terminals, smart cash registers, or the Klix by Citadele e-commerce payment solution – may submit an application for financing provided by Softloans.

  • Financing for businesses from 1000 to 100 000 EUR, based on the company's turnover.
  • Repayment adapts to your sales volume. Repayment consists of a fixed percentage of sales revenue and is automatically deducted from each transaction. If sales decrease, so do your payments.
  • One-time fee, no interest. Only a single service fee applies, which is deducted from the financing amount.
  • No collateral required. Any additional requirements are determined solely by Softloans.
  • Offer within one business day. Softloans aims to prepare a financing offer within one business day.
Apply

Financing services are provided by Citadele's partner Softloans. If you accept the offer, the agreement will be concluded directly with Softloans, and Softloans or the relevant lender (its partner) will assess your application and decide on granting financing. Citadele only refers clients to Softloans and does not assess applications or grant financing.
If you are not yet a Citadele customer, you can apply to open a business account and to receive a POS terminal, smart cash register, or e-commerce payment solution so you can take advantage of this offer.

Full service

Everything you need to start accepting payments will be included at no extra cost:

  • POS set-up and technical support
  • POS receipt paper which we will deliver to your retail location
Apply Apply for a consultation

Business portal

A simple business tool to manage transactions and issue e-invoices in one place for free. Using the Business portal, you will be able to:

  • Find out about your customers' shopping habits.
  • Create e-invoices and send them to your customers by email.
  • View and manage your e-invoice payment status.
  • Conveniently view and create financial reports.
Find out more Video instructions

Need help?

Get instant answers to your questions 24/7 from our website help tool: our virtual financial consultant, Adele.

Visa, MasterCard, and Maestro.

The monthly cost depends on your planned turnover and the rental fee for the selected terminal. You can find more detailed information in the "Card payments" section of our website.

A wide range of POS terminal types is available – mobile, stationary, built-in terminals, integrated cash register systems, as well as Citadele Phone POS – a terminal on your phone.

Funds are typically transferred to your account the next day, including weekends and public holidays.

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

Visa, MasterCard, and Maestro.

The monthly cost depends on your planned turnover and the rental fee for the selected terminal. You can find more detailed information in the "Card payments" section of our website.

A wide range of POS terminal types is available – mobile, stationary, built-in terminals, integrated cash register systems, as well as Citadele Phone POS – a terminal on your phone.

Funds are typically transferred to your account the next day, including weekends and public holidays.

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

More opportunities

Service plans

One payment for all the most important everyday services for your business.
Find out more

Microloan

Financing of up to 70 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
Find out more
A gray business payment card with the text 'C Business' and the 'Visa' logo

C Business card

A card with travel insurance included, and the option of receiving up to 20 000 EUR in financing for various business needs without additional collateral.
Find out more