Skip to page content
Private Business Private Banking About the bank C REWARDS
English
menu ×
  1. Business customers
  2. Innovative payment solution for e-commerce

Innovative payment solution for e-commerce

A smartphone with displayed logo of Klix by Citadele.
Apply for a consultation

VISA, Mastercard card payments

Serve card users worldwide.

Buy now, pay later

Klix offers the best approval rates by aggregating multiple lenders.

All the banks, one integration

Allow shoppers to pay directly from their bank account.

A smartphone that displays all the most popular payment methods - Apple Pay and Google Pay, online banking and card payments, as well as Klix Pay Later.
A smartphone that displays all the most popular payment methods - Apple Pay and Google Pay, online banking and card payments, as well as Klix Pay Later.

Apple Pay

Together with card payments, you can add Apple Pay, enabling clients to make online purchases quickly, conveniently and securely. More satisfied customers and fewer abandoned baskets!

Apply for a consultation

Pay less – receive more

  • The e-commerce tool is available for no registration or subscription fee.
  • Low rate: just 1.30 % per transaction (minimum fee 0.10 EUR).
  • To receive a personalised offer, contact us.
  • The MultiLink tool allows clients of Citadele and the largest Baltic banks to pay for their purchases conveniently and securely from their bank account, using the online bank or mobile app.
  • Improve your customer service – receive a status update on successful payments straight away and fulfil your order sooner.
  • You do not need to sign a contract or complete technical integration with every bank.
  • Receive payments to your business account straight away or the next day.
Apply for a consultation
A smartphone showing a checkout step with several payment options, highlighting online banking.
  • Accept cards from around the world and receive your money the next day.
  • Together with card payments, you can add Apple Pay.
  • Use secure tools and reduce risks – payments are confirmed using Face ID, Touch ID, fingerprint or a phone PIN code (3DSecure).
  • The simplified shopping process helps reduce the number of abandoned baskets and improve sales figures.
  • Join over 1000 online stores throughout the Baltics.
Apply for a consultation
A smartphone showing a checkout step with several payment options, highlighting card payments.
  • Allow your customers to pay for their purchases later at no commission fee, or split their purchase into several payments.
  • This function and its updates are activated almost automatically.
  • You will receive the full purchase amount immediately, regardless of what option the customer chooses.
Apply for a consultation
A smartphone showing a checkout step with multiple payment options, highlighting instalment payments with Klix Pay Later.
A woman in front of a computer displaying the main logos of the platforms, which Klix makes easy and convenient to integrate with.

Installing an e-commerce tool is easy

If your online store uses one of the larger e-commerce platforms—Shopify, Mozello, Magento, Woocommerce, OpenCart, PrestaShop—installation is easy using the existing plugins.


Citadele’s e-commerce tools can also be installed on websites with different e-commerce platforms in accordance with unified API documentation.

How do I install a Citadele e-commerce tool?

Citadele’s e-commerce tool with no subscription fee

With one integration, you get the most popular payment methods and let your customers pay how they want - with online banking, card, Apple Pay or Google Pay, or split the payment without commission with Klix Pay Later.

Installation and registration fee free
Monthly subscription fee free
Payment processing for Online bank payments of major Baltic banks 1.3% min. 0.10 EUR*
Payments with EU/EEA bank cards, Apple Pay, and Google Pay 1.3% min. 0.10 EUR*
Payments with business cards and cards issued by non-EU/EEA banks, including Apple Pay and Google Pay from 2% min. 0.20 EUR
Commission fee for claims processing 14.23 EUR
Installation and registration fee free
Monthly subscription fee free
Payment processing for Online bank payments of major Baltic banks 1.3% min. 0.10 EUR*
Payments with EU/EEA bank cards, Apple Pay, and Google Pay 1.3% min. 0.10 EUR*
Payments with business cards and cards issued by non-EU/EEA banks, including Apple Pay and Google Pay from 2% min. 0.20 EUR
Commission fee for claims processing 14.23 EUR

* If your online turnover exceeds 5000 EUR per month, we suggest you apply for a personalised price offer.

Apply for a consultation

Our Partner's Offer: Financing for the trade sector

Businesses that use or plan to use Citadele's payment solutions – POS terminals, smart cash registers, or the Klix by Citadele e-commerce payment solution – may submit an application for financing provided by Softloans.

  • Financing for businesses from 1000 to 100 000 EUR, based on the company's turnover.
  • Repayment adapts to your sales volume. Repayment consists of a fixed percentage of sales revenue and is automatically deducted from each transaction. If sales decrease, so do your payments.
  • One-time fee, no interest. Only a single service fee applies, which is deducted from the financing amount.
  • No collateral required. Any additional requirements are determined solely by Softloans.
  • Offer within one business day. Softloans aims to prepare a financing offer within one business day.
Apply

Financing services are provided by Citadele's partner Softloans. If you accept the offer, the agreement will be concluded directly with Softloans, and Softloans or the relevant lender (its partner) will assess your application and decide on granting financing. Citadele only refers clients to Softloans and does not assess applications or grant financing.
If you are not yet a Citadele customer, you can apply to open a business account and to receive a POS terminal, smart cash register, or e-commerce payment solution so you can take advantage of this offer.

Useful

More opportunities

A laptop with the Citadele Business portal data analysis dashboard open.

Citadele Business portal

A simple business tool to manage transactions and issue e-invoices in one place for free.
Find out more
Making a payment with a payment card using a contactless payment terminal.

Payment acceptance

Various solutions for accepting payments in retail locations and online.
Find out more

Microloan

Financing of up to 70 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
Find out more