Innovative payment solution for e-commerce

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VISA, Mastercard card payments

Serve card users worldwide

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Fast payment with Klix

Provide fast, convenient payments for purchases with a phone number

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MultiLink online bank payments

Allow shoppers to pay directly from their bank account

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Apple Pay

Together with card payments, you can add Apple Pay, enabling clients to make online purchases quickly, conveniently and securely. More satisfied customers and fewer abandoned baskets!

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Pay less – receive more

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  • The e-commerce tool is available for no registration or subscription fee
  • Low rate: just 1.30 % per transaction (minimum fee 0.10 EUR)
  • To receive a personalised offer, contact us
  • The MultiLink tool allows clients of Citadele and the largest Baltic banks to pay for their purchases conveniently and securely from their bank account, using the online bank or mobile app
  • Improve your customer service – receive a status update on successful payments straight away and fulfil your order sooner
  • You do not need to sign a contract or complete technical integration with every bank
  • Receive payments to your business account straight away or the next day
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  • Accept cards from around the world and receive your money the next day
  • Together with card payments, you can add Apple Pay
  • Use secure tools and reduce risks – payments are confirmed using Face ID, Touch ID, fingerprint or a phone PIN code (3DSecure)
  • The simplified shopping process helps reduce the number of abandoned baskets and improve sales figures
  • Join over 1000 online stores throughout the Baltics
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  • Allow your customers to pay for their purchases later at no commission fee, or split their purchase into several payments
  • This function and its updates are activated almost automatically
  • You will receive the full purchase amount immediately, regardless of what option the customer chooses
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Installing an e-commerce tool is easy

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If your online store uses one of the larger e-commerce platforms—Shopify, Mozello, Magento, Woocommerce, OpenCart, PrestaShop—installation is easy using the existing plugins


Citadele’s e-commerce tools can also be installed on websites with different e-commerce platforms in accordance with unified API documentation.

Citadele’s e-commerce tool price list

Installation and registration fee free
Monthly subscription fee free
Payment processing for Citadele and other banks’ (SEB, Swedbank, Luminor) online bank payments 1.3 % min. 0.10 EUR*
Payment processing with payment cards and KLIX fast phone payments 1.3 % min. 0.10 EUR*
Fee for transaction processing with the Business’ payment cards from 2 % min. 0.20 EUR
Commission fee for claims processing 14.23 EUR
Installation and registration fee free
Monthly subscription fee free
Payment processing for Citadele and other banks’ (SEB, Swedbank, Luminor) online bank payments 1.3 % min. 0.10 EUR*
Payment processing with payment cards and KLIX fast phone payments 1.3 % min. 0.10 EUR*
Fee for transaction processing with the Business’ payment cards from 2 % min. 0.20 EUR
Commission fee for claims processing 14.23 EUR

If your online turnover exceeds 100 000 EUR per month, we suggest you apply for a personalised price offer.

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More opportunities

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Citadele Business portal

A simple business tool to manage transactions and issue e-invoices in one place for free.
Find out more
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Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more
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Microloan

Financing of up to 70 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
Learn more