https://www.citadele.lv/en/business/cards

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PRIVATE BUSINESS PRIVATE BANKING ABOUT THE BANK X REWARDS
PRIVATE
BUSINESS
PRIVATE BANKING
ABOUT THE BANK
X REWARDS
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https://www.citadele.lv/en/business/cards
  1. Business customers
  2. Cards for businesses

CARDS FOR BUSINESSES

Additional funds and various benefits for everyday business.

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Oversee employee card transactions

Set a daily limit for each card for purchases and ATM withdrawals.

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Travel insurance and purchase protection

Remain worry-free on business trips.

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Additional financing for the needs of your business

Select the most convenient financing and repayment type.

X Business


  • Receive up to 20 000 EUR in financing in your business account within two business days.
  • Financing with no security or collateral for various business needs.
  • Travel and purchase insurance for the card user.
  • X REWARDS special offers throughout the Baltics.
  • Opportunity to use your card for free for the first year when you apply for the most suitable Citadele payment plan.
  • Payments with Google Pay, Apple Pay.
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  • Travel insurance for the card holder both in Latvia and abroad.
  • Medical insurance during your trip of up to 100 000 EUR.
  • Travel inconvenience insurance: trip cancellation and interruption, flight delays.
  • CASCO deductible insurance on rental cars, car key theft insurance.
  • Purchase protection for 180 days from the time of purchase for a sum of up to 20 000 EUR.

form-fill Terms and conditions of travel and purchase insurance

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X Business Plus


  • Option of adding a credit limit.
  • Up to 45 days interest free.
  • Travel insurance and purchase protection for the card user and two accompanying colleagues.
  • Travel privileges: Priority Pass card and the option of purchasing the use of our Concierge Service.
  • X REWARDS special offers throughout the Baltics.
  • Payments with Google Pay, Apple Pay.
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  • Travel insurance for the card user and two accompanying colleagues both in Latvia and abroad.
  • Medical insurance during your trip of up to 125 000 EUR.
  • COVID-19 insurance: if you fall ill, your medical expenses and trip cancellation expenses will be compensated.
  • Travel inconvenience insurance: trip cancellation and interruption, missed flights.
  • CASCO deductible insurance on rental cars, car key theft insurance.
  • Purchase protection for 180 days from the time of purchase for a sum of up to 20 000 EUR.

form-fill Terms and conditions of travel and purchase insurance

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Mastercard Business Debit


  • Convenient payments for company purchases in Latvia and abroad.
  • Payments for online purchases.
  • Easily trackable company's cash flow through online bank or mobile app.
  • Payments with Apple Pay.
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  • You can have a Mastercard Business Debit card as a cash deposit card.
  • The card is intended only for depositing the cash in Citadele ATMs and getting receipt for said deposit.
  • You can't make payments in POS terminals or online with Cash deposit card, withdraw cash and view balance at ATMs.
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Get your X Business without visiting a branch

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Fill out the application

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Choose the most suitable payment plan

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Receive your X Business card by mail within 3 working days

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Fill out the application

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Choose the most suitable payment plan

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Receive your X Business card by mail within 3 working days

Ready to apply?

Authorize with the most convenient method for you - Qualified Smart-ID, eID, eSignature MOBILE
Become a customer remotely
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More opportunities

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Microloan

Financing of up to 70 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
Learn more
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Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more
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Business financing

Choose the most suitable financing method for your business needs and growth.
Learn more