Cards for businesses

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Additional funds and various benefits for everyday business.

Oversee employee card transactions

Set a daily limit for each card for purchases and ATM withdrawals.

Travel insurance and purchase protection

Remain worry-free on business trips.

Additional financing for the needs of your business

Select the most convenient financing and repayment type.

X Business

Receive up to 20 000 EUR in financing in your business account within two business days.
Financing with no security or collateral for various business needs.
Travel and purchase insurance for the card user.
X REWARDS special offers throughout the Baltics.
Opportunity to use your card for free for the first year when you apply for the most suitable Citadele payment plan.
Payments with Google Pay, Apple Pay.

Travel insurance for the card holder both in Latvia and abroad.
Medical insurance during your trip of up to 100 000 EUR.
Travel inconvenience insurance: trip cancellation and interruption, flight delays.
CASCO deductible insurance on rental cars, car key theft insurance.
Purchase protection for 180 days from the time of purchase for a sum of up to 20 000 EUR.

Terms and conditions of travel and purchase insurance

X Business Plus

Option of adding a credit limit.
Up to 45 days interest free.
Travel insurance and purchase protection for the card user and two accompanying colleagues.
Travel privileges: Priority Pass card and the option of purchasing the use of our Concierge Service.
X REWARDS special offers throughout the Baltics.
Payments with Google Pay, Apple Pay.

Travel insurance for the card user and two accompanying colleagues both in Latvia and abroad.
Medical insurance during your trip of up to 125 000 EUR.
COVID-19 insurance: if you fall ill, your medical expenses and trip cancellation expenses will be compensated.
Travel inconvenience insurance: trip cancellation and interruption, missed flights.
CASCO deductible insurance on rental cars, car key theft insurance.
Purchase protection for 180 days from the time of purchase for a sum of up to 20 000 EUR.

Terms and conditions of travel and purchase insurance

Mastercard Business Debit

Convenient payments for company purchases in Latvia and abroad.
Payments for online purchases.
Easily trackable company's cash flow through online bank or mobile app.
Payments with Apple Pay.

You can have a Mastercard Business Debit card as a cash deposit card.
The card is intended only for depositing the cash in Citadele ATMs and getting receipt for said deposit.
You can't make payments in POS terminals or online with Cash deposit card, withdraw cash and view balance at ATMs.

Get your X Business without visiting a branch

Fill out the application

Choose the most suitable payment plan

Receive your X Business card by mail within 3 working days

Fill out the application

Choose the most suitable payment plan

Receive your X Business card by mail within 3 working days

Ready to apply?

Authorize with the most convenient method for you - Qualified Smart-ID, eID, eSignature MOBILE

Become a customer remotely

More opportunities

Microloan

Financing of up to 70 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.

Learn more

Payment acceptance

Various solutions for accepting payments in retail locations and online.

Learn more

Business financing

Choose the most suitable financing method for your business needs and growth.

Learn more

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