Business loans

A loan for different needs, from small repairs to stocking your warehouse before the active season.

• Borrow between 1000 EUR and 70 000 EUR with an ALTUM guarantee, depending on your turnover.
• Repayment term of up to 5 years.
• Interest rate from 9 % per year.
• No collateral or immovable property pledge.
• EIB support for financing is currently unavailable.

The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

• Financing of up to 90 % of the value of the vehicle or equipment.
• Farmers can access a leasing loan or leasing with European Union co-financing.
• Receive an offer within one business day.
• You can add EIB support.

This loan is intended to improve the energy- efficiency of residential buildings, resulting in lower bills and an improved building condition and value.

• The loan application can be submitted by a legal person, association or building manager with power of attorney for the homeowners.
• Our partner ALTUM covers up to 49 % of eligible project expenses not including VAT.
• You will need an energy audit, a statement from ALTUM on the compliance of technical documents with the Energy Efficiency in Multi-Apartment Buildings program, and other documents by the bank’s request.
• The total amount owed on services linked with using the apartment (building management, waste removal, heating, water and plumbing) in the past year must amount to less than 10 % of the total bills for these services.
• Real estate collateral not needed.
• You can read more on how this loan is issued here.
• You can add EIB support.