From mundane to modern

Your new lifestyle - pay by phone or bracelet. 

Become a client

  • Pay instantly
  • Pay securely and conveniently
  • The most stylish way to pay

What will be your new contactless payment method?

When card payments have become mundane, is there anything more convenient? When a grandma beeps her card in a shop, could she pay in a more modern way? Our clients have more opportunities - contactless payments via telephone, bracelet and sticker.

Bracelet for contactless payments

You can tap your bracelet just like a contactless card. Why are the bracelet popular?

  • Have you ever left your arm at home or in your coat? You’ve left your wallet. But if you have this bracelet, your wallet can stay in your house or car.
  • You’ll be surprised at how convenient the bracelet is. Paying is as simple and fast as stretching out a hand. And it’s durable - wear it when working out or even swimming.
  • The bracelet is attractive and available in four colours. Match your outfit or personality. 
  • The bracelet is secure. Change the bracelet’s PIN code on the Citadele app. Use it to block the bracelet if it gets lost. If you find it - you can unblock it. Make purchases of up to 25 Euro with no PIN.
  • The cost of a bracelet and microcard is pleasantly low - 50 cents per month. Pick one up at one of our branches.

Phone payments

Why look for your wallet if you can use your phone?

  • If you have an Android phone and you’re a Citadele client with a Visa, Mastercard or Maestro card, then you can turn your phone into a wallet.
  • Activate mobile payments with the app and pay with your phone just like with a contactless payment card. You don’t have to visit a branch.
  • It’s secure. You can only pay after unlocking your phone. You can determine the payment limit for paying without a PIN code. Purchases above 50 Euro must be confirmed with a PIN code.
  • Phone payments are free. Just like with a card.

Paying with a sticker

What if you have an iPhone and want to use ApplePay? We are currently negotiating this and will be sure to inform you when this option is available to Citadele clients. In the meantime you have another possibility - use our partner Visa’s contactless payment sticker. It works the same as a contactless card - tap to pay

  • For sticking on your phone. It’s also thin enough to keep behind your phone case without sticking it down. When you get a new phone, you won’t have to come to the bank for a new one.
  • Paying with a sticker is secure. Change the sticker’s PIN code on the Citadele mobile app, block and unblock. Payments up to 25 Euro can be made without entering your PIN.
  • The cost for a VISA payment sticker is pleasantly low - 50 cents per month. Pick one up at one of our branches.

How do I start using them?

It’s easy

  • Pick up a bracelet or sticker in any of our branches. Bring your ID card or passport. The sticker or bracelet will be added as a separate card to your account.
  • If you aren’t our client yet, apply for an X Smart card and bracelet or sticker. You can apply for a card by submitting a selfie through the mobile app.
  • You need a MasterCard or Visa card to pay with an Android phone. Activate the Phone Payment function in the Citadele app.

More opportunities

  • X Smart card for everyday

    X REWARDS prizes and discounts. Earn on your account balance. Free Euro transfers to all of Europe.

    Apply conveniently and easily

  • Consumer loans

    Financing of up to 15,000 Euro. Interest rates from 9% per year.

    Find out more

  • Mobile app

    Pay with a look or touch. 100% card security. Contact the bank online.

    Find out more