Bring a friend!

Bring a friend, and enjoy the benefits of the X smart card at no monthly cost for up to 24 months! Moreover, each friend will receive a six-month free period. 

If you want to recommend an X smart card to a friend:

  • Tell your friends, family and acquaintances about the X smart card and give them your promo code. You can refer those who are not Citadele customers yet.
  • For each friend who applies for an X smart card using a promo code, you will receive 100% discount on your monthly X smart card fee for 6 months. The maximum discount period is 24 months.
  • You will receive a confirmation SMS as soon as your friend has received their X smart card using your code.
  • If you don't have the code yet, you can ask for it in mobile app chat, online bank message or by calling 67010000. You will receive your unique promo code via SMS.
  • You can use promo code for an unlimited number of friends, because each friend you recommend will receive a 100% discount on their monthly card fee for 6 months.

If you want to apply for an X smart card

  • Submit an application for X smart card using Citadele mobile app or on the website. We will contact you – via phone or mobile app chat – to enquire about promo code. New clients can use code only once. 
  • Get your X smart card in mail by submitting an application in Citadele app. If you apply on the website, you can pick up your X smart card at the branch.
  • Use X smart for the next 6 months with no monthly fee.
  • Only new Citadele clients can receive the discount.
  • Take the opportunity to use the X smart card for free in the future as well. All you have to do is ask for your unique promo code in the mobile app chat, online bank message or by calling 67010000. For each friend you bring, you will be able to use your X smart card for 6 more months free of charge.

Apply on the website

General terms:

  • Citadele reserves the rights to change the terms of the offer.
  • The Bring a Friend! offer cannot be combined with other Bank offers.
  • Bringing friends, the discount only applies to one X smart card for a total period of 24 months.