Check your credit

What is the amount of Consumer Loans you can receive? What will your interest rate be?

Check now

  • Quickly
  • Withoutcollateral
  • Not a Citadele customer?That's not a problem

What is a credit rating?

A credit rating is an assessment of borrowing ability. The credit raiting will determine both the maximum loan amount and loan interest rate, taking into account your:

  • Credit history - delayed payments have a negative impact on credit rating
  • Existing liabilities – the larger your amount of existing liabilities, the smaller your amount of available loans
  1. Check your credit rating

    If you have received a loan offer from another lender or if you already have a loan elsewhere, compare your loan conditions with our offer

  2. Compare the conditions

    If you have received a loan offer from another lender or if you already have a loan elsewhere, compare the conditions with our offer

  3. Make use of the offer

    If you are interested, apply for a loan

Check your credit rating

More than 130 000 people have already found out their credit rating

The better the credit rating, the better the loan conditions!

  • Very good - We offer loans on the best termas to customers with the lowest credit risk
  • Good - We offer loans on good terms to customers with low credit risk
  • Average - We offer loans on nonstandard terms to customers with average credit risk
  • Improvable  - We cannot offer a loan to customers with high credit risk

Advice on how to improve a credit rating

Do you already have a consumer loan?

Check your credit rating to make sure your conditions are favourable.

Check your credit rating

Consumer loan

  • Loan up to 15 000 EUR 10 minutes
  • Rate from 11.9% gadā
  • For any bank's customer
  • No collateral or guarantor and no hidden costs
  • A fixed monthly payment with a repayment term up to 5 years

Saņem piedāvājumu

X credit cards

  • Use without a monthly fee for the first six months
  • Get personally calculated credit limit and up to 45 days interest-free
  • Earn points for each purchase and redeem them to valuable prizes, also receive discounts at our partners throughout Latvia
  • Earn extra points in your first 6 months of using the card, even up to 4x more with some of our loyalty programme partners
  • When buying from Circle K stations get a hot drink and Gold car wash for free, and fill up your car with a better discount on fuel
  • Travel safely! The X credit card provides insurance when travelling and shopping abroad and in Latvia

Learn more

Want to find out more?

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