Annual Percentage Rate on Deposits

for Private Customers and Legal Persons

Term Deposit

With % disbursement in the end of term, applying in Online Banking or Branch

Min. deposit sum 6 m. 9. m. 1 y. 1.5 y. 2 y. 3 y. 5 y.
150 EUR 0.15 % 0.15 % 0.20 % 0.20 % 0.20 % 0.20 % 0.20 %
200 USD 0.10 % 0.30 % 0.50 % 0.50 % 0.80 % 1.00 % 1.00 %

Rates valid from 01.08.2022.

With % disbursement every month, applying in Online Banking or Branch

Min. deposit sum 6 m. 9. m. 1 y. 1.5 y. 2 y. 3 y. 5 y.
150 EUR 0.15 % 0.15 % 0.20 % 0.20 % 0.20 % 0.20 % 0.20 %
200 USD 0.10 % 0.30 % 0.50 % 0.50 % 0.79 % 0.99 % 0.98 %

Rates valid from 01.08.2022.

Commission fee for premature cancellation of the term deposit agreement 1 % of principal amount of term deposit*

 

Savings Account+

Deposits over €15,000 in a Savings account+ savings account have an annual percentage rate of 0.40%! Offer applies from 18.07.2022.

Service Fee
Annual interest rates: For Private Customers: EUR 0.40%**, EUR 0.00%, USD 0.05%
Annual interest rates: For Legal Persons: EUR 0.00%, USD 0.05%
Opening, closure of Savings Account+ Free of charge
Funds transfer from customer’s Savings Account with prior 35 calendar days notice to Citadele Bank As for payment from current account
Funds transfer from customer’s Savings Account without prior 35 calendar days notice to Citadele Bank 1% + as for payment from current account

Rates valid from 18.07.2022.

 

Child savings accounts (the opening of new Child Savings Accounts will no longer be offered as of 02.12.2019.)

  • Annual interest rates: EUR 0.05%, USD 0.05%, GBP 0.05%.

 


Rates apply up to 5 000 000 EUR or the equivalent of this amount in another currency. Rates for deposits over the aforementioned sum are set individually. 5 000 000 EUR or the equivalent applies to the client or client group’s total balance in term deposits and savings accounts.

Interest rates may change.

* Withdrawing term deposit prematurely, the calculated interest shall not be paid and already paid interest shall be withheld from disbursable principal amount of the term deposit.
** The increased EUR rate applied only to the amount exceeding EUR 15,000. Rates valid from 18.07.2022.