Car financing

Buy your car right away and repay it gradually

  • Car loan
  • Financial leasing
  • Operating lease

Loan or leasing?

  Car loan Leasing
Financing between 3 000 and 15 000 Euro from 5 000 Euro and more
Interest rate from 7% from 2.49%
Commission fee 1% (min. 125 Euro) 1.5% (min. 90 Euro)
Repayment period from 12 months to 7 years from 6 months to 6 years
Deposit not needed from 10%
Car age no age restrictions not older than 15 years at the end of the leasing contract
Car valuation not needed needed
Collateral not needed vehicle
KASKO not needed needed

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* 7% - lowest possible loan interest rate for clients who have their wages paid into a Citadele account and who register the car they buy with CSDD within 30 days of signing the loan contract. Assuming the loan interest rate is 7% per year, the total loan sum is 5 000 EUR, the contract is valid for 84 months, the application cost is 125 EUR, the Annual Percentage Rate (APR) is 8.17%, the total amount payable by the client is 6479.60 EUR, and the monthly repayment sum is 75.65 EUR.

Credit and leasing calculator

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EUR

3 000 EUR

15 000 EUR

months
%

7 %

18 %

Maximum monthly payment exceeded

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EUR
EUR

250 EUR

4 750 EUR

%

5 %

95 %

%

2.49 %

7 %

months
EUR

250 EUR

4 750 EUR

%

5 %

95 %

Minimum leasing amount is 2000 eur

Payment schedule

Number Payment date Remaining amount Principal amount Interest amount Payment amount

How can you receive a car loan?

  • Fill in a credit rating application online or in-branch
  • Apply for the loan through the online bank or mobile app and receive the money straight away
  • If you are not a Citadele client, sign the contract at a Citadele branch, and we will pay you your money as soon as you sign
  • After receiving your financing, find your dream car and register it to your name with CSDD within 30 days of applying for your car loan

Apply

How can you receive leasing?

  • Apply for a consultation on our website, by e-mail or call us. We'll be in contact with you soon
  • Complete the application form on the online bank, home page or in a branch. You can also do this at our partners car dealers
  • Sign the contract and make the first downpayment
  • Register the new vehicle in CSDD and purchase OCTA and KASKO. Good luck on the road ahead!

Apply

Even more opportunities

  • Car loan

    Car loan - up to 15 000 Euro with no limit on the age of the car.

    Find out more

  • Leasing

    Auto leasing - up to 90% of the value of your vehicle.

    Find out more

  • Consumer loan

    Financing of up to 15 000 Euro. Interest rate from 9.9% per year.

    Find out more