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  1. Private customers
  2. C cards
  3. Bring a friend!

Bring a friend!

Bring a friend and enjoy your C card benefits for free!

Bring a friend and use C card without a monthly fee!

  • Tell your friends, family and acquaintances about the C card and give them your special code. Anyone who is not yet a Citadele customer can take part.
  • Receive six months with no fee for each friend who applies for C card with your code.
  • Your C card fee discount period begins when the code is activated.
  • See your code: 1) in the online bank section under Basic information > Invite friends, 2) in the mobile app by pressing the profile icon in the upper right corner > Invite a friend.
  • Use your offer code for an unlimited number of friends, because everyone you recommend will receive a 100% discount on their monthly C card fee for six months.
Go to mobile app Go to online bank

The offer does not apply to customers and friends with a temporary residence permit, work visa, or foreign students and friends who have been Citadele customers in the last 6 months.

Become a customer remotely

Become a customer through the Citadele mobile app wherever and whenever is convenient

  • Takes just 7 minutes.
  • Receive your card by post within 3–5 business days.
  • Activate card through the app.
Download app Scan and download the app

If you want to apply for C card using a code

Step one.

Download the Citadele mobile app

and become a client of the bank, select your C card, take a selfie and fill in an application form.
Step two.

Enter friend’s code

in the mobile app, when becoming a customer. You can use the code once.
Step three.

Receive your C card within 3 working days

and use it for free for six months from the time the code is activated.
Step four.

Continue using your C card for free

recommend to people you know and bring an unlimited number of friends!
Step one.

Download the Citadele mobile app

and become a client of the bank, select your C card, take a selfie and fill in an application form.
Step two.

Enter friend’s code

in the mobile app, when becoming a customer. You can use the code once.
Step three.

Receive your C card within 3 working days

and use it for free for six months from the time the code is activated.
Step four.

Continue using your C card for free

recommend to people you know and bring an unlimited number of friends!

General terms

  • Citadele reserves the rights to change the terms of the offer.
  • When you exchange your existing card for a new one, but keep the same account, the discount will also apply to your new card. The offer is valid for C smart, C supreme, C prime, X smart, X supreme, X prime cards.
  • Offer only applies to one card.
  • If the client has several cards, the offer will apply to the card with the lowest monthly fee.
  • Discounts on the monthly card fee cannot be combined. The largest discount available for the card applies.
  • The offer can not be applied for clients with temporary residence permit, foreigner work visa or foreigner students (valid from 01.05.2021).
General Terms of offer

Need help?

Get instant answers to your questions 24/7 from our website help tool: our virtual financial consultant, Adele.

You can use your unique code to an unlimited number of friends.

Give your code to a bank employee via the app chat, at a branch, or on the phone call once you have successfully completed your application via the app. You can use the code once.

You can recommend that a friend becomes a Citadele customer regardless of their age. The most suitable card for children and young people is C smart. However, C smart cards are already free for children and young people aged between 7 and 21, so these two discounts cannot be combined. Regardless, you as a recommender will receive six months with no fee for your friend’s C smart card.

Your C card discount period starts when your offer code is activated. If you recommended a friend, you will receive a confirmation SMS stating your discount period as soon as your friend has applied for an C card using the offer code. If you have applied for an C code using a friend’s code, your discount will apply as soon as the code is activated.

No, the discount on the monthly C cards fee is only given to friends who are not yet Citadele clients.

If you exchange your existing C card for a different C card, keeping the same bank account, your remaining discount period will automatically continue for your new C card.

Bring your friends and get more!

  • Bring your friends and get a 6 month free period for your card for each friend you bring.
  • Bring 2 friends, you'll get 2 Apollo Kino tickets from us in addition.
  • Bringing 4 friends will get you a payment ring with no application fee (standard: 1500 C REWARDS points) and no monthly fees for a year!
  • Your friends will also get to use their C card for free for 6 months.
  • The number of friends brought and free periods granted for them is unlimited!
  • The offer is valid for C card and X card users from April 1 to December 31, 2024.* Discounts do not add up.

* The offer can not be applied for clients with temporary residence permit, foreigner work visa or foreigner students.

Rules

You can use your unique code to an unlimited number of friends.

Give your code to a bank employee via the app chat, at a branch, or on the phone call once you have successfully completed your application via the app. You can use the code once.

You can recommend that a friend becomes a Citadele customer regardless of their age. The most suitable card for children and young people is C smart. However, C smart cards are already free for children and young people aged between 7 and 21, so these two discounts cannot be combined. Regardless, you as a recommender will receive six months with no fee for your friend’s C smart card.

Your C card discount period starts when your offer code is activated. If you recommended a friend, you will receive a confirmation SMS stating your discount period as soon as your friend has applied for an C card using the offer code. If you have applied for an C code using a friend’s code, your discount will apply as soon as the code is activated.

No, the discount on the monthly C cards fee is only given to friends who are not yet Citadele clients.

If you exchange your existing C card for a different C card, keeping the same bank account, your remaining discount period will automatically continue for your new C card.

Bring your friends and get more!

  • Bring your friends and get a 6 month free period for your card for each friend you bring.
  • Bring 2 friends, you'll get 2 Apollo Kino tickets from us in addition.
  • Bringing 4 friends will get you a payment ring with no application fee (standard: 1500 C REWARDS points) and no monthly fees for a year!
  • Your friends will also get to use their C card for free for 6 months.
  • The number of friends brought and free periods granted for them is unlimited!
  • The offer is valid for C card and X card users from April 1 to December 31, 2024.* Discounts do not add up.

* The offer can not be applied for clients with temporary residence permit, foreigner work visa or foreigner students.

Rules