Who can be insured? 

Adults aged 18 to 74 can be insured against the following risks: 

• Life insurance – a lump-sum payment in the event of death.
• Accident insurance, with the option to choose the following coverages:
  • Death as a result of an accident.
  • Permanent disability.
  • Injuries and bodily harm (such as fractures or dislocations). 
  • Coverage of medical expenses resulting from an accident.
  • Daily hospital allowance for inpatient treatment following an accident. 

Children aged 1 to 17 can be insured against the following risks: 

• Accident insurance, which includes: 
  • Death as a result of an accident.
  • Disability.
  • Injuries and bodily harm.
  • Coverage of medical expenses.
  • Daily hospital allowance for inpatient treatment following an accident. 

The insurance contract can be concluded only by a Citadele Bank client; however, it is possible to insure family members or other individuals who are not bank clients themselves.