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  1. Private customers
  2. Invest with C Trade

Invest with C Trade

Special offer! No minimum monthly holding fee for financial instruments until 30.11.2025.

New!
Open a financial instrument account Become a customer

No commission for purchases

We don’t charge a brokerage commission for buying shares and funds through our online bank.

A simple digital tool

Easy way to access a wide range of securities.

No minimum investment sum

Start investing with any amount.

We remind you that investing involves risk and may result not only in profit but also in financial losses. AS Citadele banka provides a tool for transactions with financial instruments but does not provide investment portfolio management services, fund and asset management services, or individual investment advice on financial instruments or capital market recommendations. Such services are provided by the Citadele Group company IPAS CBL Asset Management.

C Trade benefits

  • Access local and global markets at any time.
  • View your transaction history and portfolio online.
  • Discover the most popular financial instruments.
Open a financial instrument account

A brief look at our price list

Buy without brokerage fees

Shares, ETFs and investment funds have no purchasing fees. They may be subject to a financial transaction tax and third-party fees.

Invest in CBL funds for free

CBL Asset Management’s funds have no custody, purchase or sale fees.

Pay less on Baltic transactions

There is no fixed commission fee for financial instruments traded on the Baltic exchanges.

Buy and sell bonds in the Baltics with no fixed commission fee

Outside of the Baltics: from 20 EUR per transaction.

See full price list

Types of investment

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Investment funds

When you invest in a fund, you buy a certain amount of shares in a fund (or a fund certificate) and become a co-owner of the fund.
Find out more
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Stocks

When you buy stocks, you become a co-owner of the business with certain rights — in Latvia, Europe, the USA, and elsewhere worldwide.
Find out more
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Bonds

When you buy bonds, you lend money, and in return you can save and earn interest.
Find out more
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Life insurance with savings in funds

When you choose this product, you combine financial protection and the opportunity to grow your savings to fulfil various goals.
Find out more

Don’t know where to start?

Fill in an online test about your financial habits at finoterapija.lv and get a plan on smarter ways to manage your income, spending and investments.

Take the test

Finoterapija is provided by IPAS “CBL Asset Management”, an AS “Citadele banka” group business.

How do I start investing?

Simply step-by-step.
If you’re not a Citadele customer, join us remotely.

  • Log into the online bank and open a financial instrument account. Sign the agreement digitally in just a few minutes.

    • Citadele online bank: Investment > New order > Application for conclusion of the Contract on Financial Instruments Accounts and Transactions. Watch video.

  • Transfer the money you would like to invest. 

    • Citadele online bank: Investment > Deposit funds.

  • You can start trading securities. 

    • Citadele online bank: Investment > Trade. Watch video.

Open a financial instrument account

Financial instruments accounts administration

Service Fee
Financial instruments safekeeping fee (per month) 0.02% (min. 2 EUR), free of charge for all CBL Asset Management funds
External free of payment outgoing transfer of financial instruments (all markets) 100 EUR
External free of payment inward transfer of financial instruments (all markets) Free of charge
Internal transfer between two Citadele bank financial instruments accounts, (commission charged from transferor) 10 EUR
Receipt / transfer of financial instruments against payment (RVP/ DVP), Deregistration of financial instruments 50 EUR
Processing of financial instruments corporate actions orders and tax certification documents 35 EUR + actual expenses
Commission fee for negative balance of customer’s money financial instruments funds accounts (percent per annum) 24%
See full price list

More opportunities

3rd pension pillar savings

Set up a regular payment, save time and grow your pension savings without even trying. Service provided by Citadele subsidiary AS CBL Atklātais pensiju fonds.
Find out more

Leasing

Financing of up to 90% for the purchase of a vehicle. Great terms even if you are not a Citadele customer. Apply and receive a reply within 2 hours.
Find out more

Short terms savings

A way of saving for your goals using the benefits of the Krājkonts account and Term Deposits. Apply through the online bank and achieve your dreams.
Find out more
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