|Payment Plan"Citadele 15"||Payment Plan"Citadele 55"||Payment Plan"Citadele 120"|
|Commission fee for the Payment Plan per month||7 EUR||17 EUR||37 EUR|
|Electronic payments within Citadele Bank incl. to Estonian and Lithuanian branches (without limitations)||Free of charge||Free of charge||Free of charge|
|Standard electronic EUR payments and SEPA Instant payments within EU||15 payments - free of charge||55 payments - free of charge||120 payments - free of charge|
|Opening and maintenance of current account||1 account - free of charge||3 accounts - free of charge||3 accounts - free of charge|
|Fee for X Business card (EUR), Visa Business card (EUR), Mastercard Business card1 (EUR) within 12 months from the moment of drawing up of the Payment Plan||1 card - free of charge||2 cards - free of charge||3 cards - free of charge|
|Connection to Citadele Online Banking and activation of MobileScan or issue of Digipass GO3 to one user||Free of charge||Free of charge||Free of charge|
|Connection to Citadele SMS Bank||Free of charge||Free of charge||Free of charge|
|For new corporate clients||Payment plan for the first 6 months - free of charge||Payment plan for the first 6 months - free of charge||Payment plan for the first 6 months - free of charge|
Effective from 10.10.2019.
|Opening of current account||15 EUR|
|First verification of company documents upon account opening, where the owners or beneficiaries have their identity document issued outside Latvia, Lithuania, Estonia or do not have a permanent residency permit issued in Latvia.||Individually (min. EUR 500)2|
|Maintainance of current account:|
|if account’s average monthly balance is equal to or exceeds EUR 150 000||Free of charge|
|if account’s average monthly balance is less than EUR 150 000||3.60 EUR per month|
|if current account with payment card(-s) attached is (are) the only account (-s) at Citadele Bank||3.60 EUR per month|
|if there have not been customer’s initiated transactions performed on the current account for more than 12 months and customer has no other contracts concluded with Citadele Bank||6 EUR per month|
|if there is negative balance on the account and the account is not used for credit repayment||4.30 EUR per month|
|Remuneration to Citadele banka for the balance of money in the current account of a client or a group of related clients exceeding3:||Annual interest rate:|
|CHF 100 000||1%|
|EUR 1 000 0004||0.25%|
|SEK 1 000 000||1%|
|Closure of account||Free of charge|
Effective from 10.10.2019.
|Processing of escrow account||0.4% of transaction amount (min. 100 EUR)|
|Processing of amendments in escrow account agreement||35 EUR|
|Processing of agreement of escrow account with non- standard provisions||Individually|
|Processing of escrow account agreement, if escrow account is used within the lending transaction6||0.5% of transaction amount (min. EUR 150)|
Effective from 15.05.2019.
1 Visa Business, Mastercard Business - only for existing contracts.
2 Fee is payable upon submitting account opening application
3 It is calculated from the balance in the current account for each calendar day when the account balance at the end of the day is equal to or exceeds the amounts specified in the Shedule of Fees and Charges, and the total amount calculated in a calendar month is deducted from the account on the last day of the same month. Citadele bank shall individualy notify the Client about the application of remuneration 14 calendar days in advance, except for cases when the Client fails to meet the conditions set forth in Clause 1.below as a result of which the remuneration shall be applied without separate notice. 1.The remuneration shall be applied to all clients which are: -insurance or reinsurance companies and financial institutions (including branches thereof) controlled by FCMC or other financial market supervisory authorities whose main activity is related to the providing of financial services; - other providers of lendingand leasing services.
4 If currency of the account is not EUR, fee is charged in equivalent.
5 The customer who wants to open a transaction account (lending excluded) is serviced only at Corporate Clients Service Division , branch ‘Citadele’, and at customer service centers and branches outside Riga.
6 Commission fee can be increased in specific instances.