Apply for X Business and use for free for the first year*

  • Up to 20,000 EUR financingReceive the loan in your business account within 2 working days
  • X REWARDS discountsMake use of valuable discounts and offers throughout the Baltics
  • InsuranceBe worry-free and insured when you travel and shop

Receive financing

  • Financing of up to 20,000 EUR without additional securities or collateral
  • For different needs—from small repair jobs to filling your warehouse before the active season
  • Pay interest only on the portion of the credit limit you use


Convenient shopping and traveling

  • Purchase protection for 180 days after purchase for up to 20 000 EUR
  • Travel insurance for the card user both in Latvia and abroad
  • New insured risks included: trip cancellation or suspension, CASCO deductible insurance on rental cars, theft of car keys
  • All advantages of your card are available also when paying with Apple Pay


X REWARDS discounts on purchases

  • Receive discounts from our partners throughout the Baltics
  • Special monthly offers on shopping, restaurants, leisure, travel and cultural events