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Private Business Private Banking About the bank C REWARDS
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  1. Business customers
  2. Payment card acceptance at retail locations

Payment card acceptance

Use any POS terminal for the first 6 months without rental fee.*

Making a payment with a card using a contactless payment terminal.
Apply Apply for a consultation

Money on the next day

Receive money on the next day, even at weekends and holidays.

POS terminal

First 6 months rental free.*

Great rates

Pay from 0.85% per transaction.

Mobile POS terminal types


Mobile app that allows you to accept contactless payments from cards or other payment devices on your Android phone or tablet

  • Only 0.99% + 0.02 EUR per transaction
  • No monthly rental fee
  • Accept payments at any time or place, no additional device needed
  • Suitable for retailers, craftspeople, beauty specialists, medical practices, couriers, restaurants and food delivery services, taxi and public transport drivers and many others
Apply Apply for a consultation
Find out more
A smartphone with the homepage of the Citadele Phone POS app displayed on the screen.
  • Suitable for all businesses, as it can be used on site as well as on portable sales locations.
  • Integrated camera can be used to scan goods and certificates
  • The POS terminal works both with a SIM card and by connecting to WiFi
  • Provides fast 4G connection
  • Monthly fee 14.50 EUR + VAT
Apply Apply for a consultation
A black Android mobile payment terminal with a green accent at the top, featuring a contactless symbol, and a touchscreen below with sequentially arranged digits to enter the amount.
  • Suitable for all businesses including those who sell off-site, restaurants with tables, delivery of goods and services to customers, etc.
  • Terminal can be used anywhere with mobile internet coverage
  • Monthly fee 14.50 EUR + VAT
Apply Apply for a consultation
A black mobile payment terminal with a screen and buttons, depicted at a slight angle.

Stationary POS terminal types


  • Suitable for small and medium businesses with a permanent retail location
  • Internet connection is necessary
  • Monthly fee 12.99 EUR + VAT
Apply Apply for a consultation
Two black stationary payment terminals with screens and three colorful buttons (red, yellow, green), displayed side by side.
  • Suitable for businesses with a large number of customers which use cash register systems which can integrate with a POS terminal
  • Give the option of speeding up the payment process, no need to enter the amount twice
  • Individual monthly fee
Apply Apply for a consultation
A payment terminal with a screen and buttons, designed for an integrated point-of-sale system and payment processing.
  • Suitable for car parks, parcel machines, petrol stations and similar locations where customers are offered self-service options
  • Card payments are processed without the need for an employee
  • Monthly fee 27 EUR + VAT
Apply Apply for a consultation
A built-in payment terminal with a silver finish, featuring a card insertion slot.

No monthly rental fee for the first 6 months*

S offer

M offer

L offer
Planned turnover for one terminal up to 5000 EUR between 5000 and 10 000 EUR over 10 000 EUR
Card acceptance commission rate 0.90 % + 0.02 EUR 0.90 % + 0.02 EUR 0.85% + 0.01 EUR
Terminal rental fee Free for the first 6 months*
Terminal rental fee after 6 months* From 12.99 EUR + VAT Free for stationary POS terminal**
Receipt rolls Free

S offer

Planned turnover for one terminal up to 5000 EUR
Card acceptance commission rate 0.90 % + 0.02 EUR
Terminal rental fee Free for the first 6 months*
Terminal rental fee after 6 months* From 12.99 EUR + VAT
Receipt rolls Free

M offer

Planned turnover for one terminal up to 5000 EUR
Card acceptance commission rate 0.90 % + 0.02 EUR
Terminal rental fee
Terminal rental fee after 6 months* Free for stationary POS terminal**
Receipt rolls

L offer

Planned turnover for one terminal over 10 000 EUR
Card acceptance commission rate 0.85% + 0.01 EUR
Terminal rental fee
Terminal rental fee after 6 months*
Receipt rolls

The bank reserves the right to change or cancel existing conditions at any time.
* The offer is valid for new and existing customers who sign the contract by 01.12.2025, and is applicable only if the customer has not had an active contract for this service with Citadele in the last 12 months. The discount is granted for a maximum of 3 POS terminals per merchant.
** Other types of terminals according to the price list.

Full service

Everything you need to start accepting payments will be included at no extra cost:

  • POS set-up and technical support
  • POS receipt paper which we will deliver to your retail location
Apply Apply for a consultation

Business portal

A simple business tool to manage transactions and issue e-invoices in one place for free. Using the Business portal, you will be able to:

  • Find out about your customers' shopping habits.
  • Create e-invoices and send them to your customers by email.
  • View and manage your e-invoice payment status.
  • Conveniently view and create financial reports.
Find out more Video instructions

Need help?

Get instant answers to your questions 24/7 from our website help tool: our virtual financial consultant, Adele.

What types of card terminals are available?

A wide range of POS terminal types is available – mobile, stationary, built-in terminals, integrated cash register systems, as well as Citadele Phone POS – a terminal on your phone.

How much does a bank card terminal cost?

The monthly cost depends on your planned turnover and the rental fee for the selected terminal. You can find more detailed information in the "Card payments" section of our website.

Do I always have to pay a rental fee for the card terminal?

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

Which types of payment cards can I accept?

Visa, MasterCard, and Maestro.

How quickly are funds transferred to my account after accepting a payment via payment card terminal?

Funds are typically transferred to your account the next day, including weekends and public holidays.

More questions
What types of card terminals are available?

A wide range of POS terminal types is available – mobile, stationary, built-in terminals, integrated cash register systems, as well as Citadele Phone POS – a terminal on your phone.

How much does a bank card terminal cost?

The monthly cost depends on your planned turnover and the rental fee for the selected terminal. You can find more detailed information in the "Card payments" section of our website.

Do I always have to pay a rental fee for the card terminal?

If you already own a card terminal or decide to purchase one, you'll only need to pay transaction processing fees.

Which types of payment cards can I accept?

Visa, MasterCard, and Maestro.

How quickly are funds transferred to my account after accepting a payment via payment card terminal?

Funds are typically transferred to your account the next day, including weekends and public holidays.

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Service plans

One payment for all the most important everyday services for your business.
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Microloan

Financing of up to 70 000 EUR to develop your business or for various everyday needs. Apply, receive an approval and sign the agreement online.
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C Business card

A card with travel insurance and purchase protection included, and the option of receiving up to 20 000 EUR in financing for various business needs without additional collateral.
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