Business loans

A loan for different needs, from small repairs to stocking your warehouse before the active season.

• Borrow between 1000 EUR and 70 000 EUR with an ALTUM guarantee, depending on your turnover.
• Repayment term of up to 5 years.
• Fixed annual interest rate from 9%. Until 15.09.2025 fixed annual interest rate 7%.
• No collateral or immovable property pledge.
• EIB support for financing is currently unavailable.

The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

• Financing of up to 90% of the value of the vehicle or equipment.
• Farmers can access a leasing or loan with European Union co-financing.
• Receive an offer within one business day.
• You can add EIB support.

This loan is intended to improve the energy- efficiency of residential buildings, resulting in lower bills and an improved building condition and value.

• The loan application can be submitted by a legal person (association or building manager) with power of attorney for the homeowners.
• Our partner ALTUM covers up to 49% of eligible project expenses.
• You will need an energy audit Altum's preliminary opinion on the reservation of the capital discount and other documents by the bank’s request.
• The total amount owed on services linked with using the apartment (building management, waste removal, heating, water and plumbing) in the past year must amount to less than 10% of the total bills for these services.
• Real estate collateral not needed.
• More information about the Altum programme here and about the loan granting process here.