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More opportunities for business

  • Business cards

    Business credit cards with X REWARDS programme - rewarding and insuring you.

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  • Accept payment cards

    Five types of terminal for different retail spaces.

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  • Accept cards over the internet

    E-commerce solution - we’ll help develop your business online.

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  • Loans

    Financing from 7,000 to several million Euro to develop your business.

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  • Microloan

    Financing of up to 30,000 Euro for your day-to-day needs.

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  • Leasing

    Buy a new or used car, commercial vehicle or industrial equipment by leasing.

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Offer for new clients

It’s the right time to open a Citadele account.

  • Free transfers for the first 6 months when you choose the best payment plan for you.
  • Use the X Business card for 12 months for free.
  • Choose a payment card terminal and use it for free for the first 6 months.
  • A personal transaction manager will take care of you.

Become our client

Choose the best starting plan for you at Citadele

Our payment plans are so beneficial that 9 out of 10 new clients choose one of them.

  • Open an account for free.
  • Your choice of payment plan with no fees for the first 6 months.*
  • One fee for multiple transactions.
  • X Business card free for 12 months.
  • Great mobile app for business clients too.

Choose the one for you

*Offer applies to new clients. Offer valid until 31.07.2019.

X Business — a credit card that facilitates the daily business of your company

  • Select a payment plan and use X Business card free of charge for the first year.
  • Receive discounts at over 450 retail outlets throughout Latvia.
  • Travel and purchase insurance.
  • Cash deposits in Citadele ATMs free of charge.

Find out more

Need money to grow?

Credit rating - find out how much your business can get.

  • Save time. Find out instantly through our website.
  • Come as you are, even if you use a different bank.
  • Decide for yourself where to invest the money
  • Only pay interest on the money you use.

Find out now

Are you retailer?

Accept money from all clients using the most suitable payment card terminal.

  • Free  all POS-terminal subscription for the first six months.
  • Low commissions, no hidden costs.
  • News - currency exchange via the payment card terminal. Offer tourists the chance to pay in their own currency and earn more business. Your customers will appreciate it.
  • 24/7 support over phone.


Services for big businesses

  • Get to know your personal consultant now through our website.
  • Business solution centre - all the bank’s experts at your service.
  • Credit line, financing for investment, guarantees, co-financing from European funds, syndicated loans, factoring - and more. Your consultant will tell you all about them.
  • Consultations by Mārtiņš Āboliņš, bank economist.

Apply for a consultation

Leasing for the purchase of transport or industrial equipment

  • Quick reply. We will process your application within 2 hours.
  • From a tractor to an assembly line.

Ask a consultant


  • Bank Economist Mārtiņš Āboliņš on current issues

    Read comments and analysis on what’s new in economics

    Read more

  • Citadele Index - the opinion of Latvian business owners

    Find out the views of Latvian businessmen on current business and future forecasts.

    Read more

  • Goodbye, cheap labour! Hello, productivity!

    Citadele Bank Board Member Santa Purgaile on business challenges in 2019.

    Read more

Press releases

All press releases

  • • Citadele Bank (Latvia)

    AS “Citadele banka” continues to expand its core business segments and provide innovative banking solutions in 1st quarter 2019

    Read more

  • • Citadele Bank (Latvia)

    Citadele Opens New Concept Branch in Daugavpils

    Read more

  • • Citadele Bank (Latvia)

    First Pension Plan Created in Latvia Which Invests in Industries’ Most Sustainable Businesses

    Read more

  • • Citadele Bank (Latvia)

    Citadele Index: For the First Time Business Owners Have a Positive View on Taxes

    Read more