Important information for GO3 code calculator users

If you use GO3 with mobile app, please update it! Starting September 14, GO3 will be complemented by SMS authentication, so please verify your registered phone number. We will start testing on 13.09.

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More opportunities for business

  • Business cards

    Business credit cards with X REWARDS programme - rewarding and insuring you.

    Find out more

  • Accept payment cards

    Five types of terminal for different retail spaces.

    Find out more

  • Accept cards over the internet

    E-commerce solution - we’ll help develop your business online.

    Find out more

  • Loans

    Financing from 7,000 to several million Euro to develop your business.

    Find out more

  • Microloan

    Financing of up to 30,000 Euro for your day-to-day needs.

    Find out more

  • Leasing

    Buy a new or used car, commercial vehicle or industrial equipment by leasing.

    Find out more

Offer for new clients

It’s the right time to open a Citadele account.

  • Free transfers for the first 6 months when you choose the best payment plan for you.
  • Use the X Business card for 12 months for free.
  • Choose a payment card terminal and use it for free for the first 6 months.
  • A personal transaction manager will take care of you.

Become our client

Choose the best starting plan for you at Citadele

Our payment plans are so beneficial that 9 out of 10 new clients choose one of them.

  • Open an account for free.
  • Your choice of payment plan with no fees for the first 6 months.*
  • One fee for multiple transactions.
  • X Business card free for 12 months.
  • Great mobile app for business clients too.

Choose the one for you

*Offer applies to new clients. Offer valid until 30.09.2019.

X Business — a credit card that facilitates the daily business of your company

  • Select a payment plan and use X Business card free of charge for the first year.
  • Receive discounts at over 450 retail outlets throughout Latvia.
  • Travel and purchase insurance.
  • Cash deposits in Citadele ATMs free of charge.

Find out more

Need money to grow?

Credit rating - find out how much your business can get.

  • Save time. Find out instantly through our website.
  • Come as you are, even if you use a different bank.
  • Decide for yourself where to invest the money
  • Only pay interest on the money you use.

Find out now

Are you retailer?

Accept money from all clients using the most suitable payment card terminal.

  • Free  all POS-terminal subscription for the first six months.
  • Low commissions, no hidden costs.
  • News - currency exchange via the payment card terminal. Offer tourists the chance to pay in their own currency and earn more business. Your customers will appreciate it.
  • 24/7 support over phone.


Services for big businesses

  • Get to know your personal consultant now through our website.
  • Business solution centre - all the bank’s experts at your service.
  • Credit line, financing for investment, guarantees, co-financing from European funds, syndicated loans, factoring - and more. Your consultant will tell you all about them.
  • Consultations by Mārtiņš Āboliņš, bank economist.

Apply for a consultation

Leasing for the purchase of transport or industrial equipment

  • Quick reply. We will process your application within 2 hours.
  • From a tractor to an assembly line.

Ask a consultant


  • Bank Economist Mārtiņš Āboliņš on current issues

    Read comments and analysis on what’s new in economics

    Read more

  • Citadele Index - the opinion of Latvian business owners

    Find out the views of Latvian businessmen on current business and future forecasts.

    Read more

  • Goodbye, cheap labour! Hello, productivity!

    Citadele Bank Board Member Santa Purgaile on business challenges in 2019.

    Read more

Press releases

All press releases

  • • Citadele Bank (Latvia)

    Secure client authentication standards come into force on September 14th

    Read more

  • • Citadele Bank

    Citadele remains focused on building its presence across the Baltic countries and offering excellent products and service

    Read more

  • • Citadele Bank (Latvia)

    PNB Banka Opening Hours to Change From September 2nd

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  • • Citadele Bank (Latvia)

    Citadele Bank: GO3 Code Calculators Become Even More Secure

    Read more