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On changes to the terms and conditions of the promotion on August 3, 2020

If, before the terms changed (August 3rd, 2020), I had recommended at least 2 friends to become Citadele clients, can I receive a discount on my monthly card fee for recommending them as well?
No, there will be no discount for friends recommended previously, as this is not covered by the terms of the offer in force until August 3rd, 2020.

If I had already recommended at least one friend before the terms of the offer changed, can I recommend new friends to receive a discount on my monthly card fee?
Yes, you can use your unique promo code for an unlimited amount of friends. For the next 4 friends who apply for an X smart card and become Citadele clients, you will be able to use your X smart card for an additional 24 months for free in addition to the existing 12 month discount you received for your first friend.

If I receive my code before August 3rd, 2020, do the new terms of the Bring a Friend offer apply?
The new offer terms are valid as of August 3rd, 2020. If you receive a code between June 1st, 2020 and August 3rd, 2020, and you have not yet been able to recommend a friend, you can still do this before August 31st. In this case, you will receive a 12 month discount for the first friend you recommend. As of September 1st, for each friend you recommend, you will receive a 6 month discount on the X smart monthly card fee. If you receive a code untill May 31st, 2020, new offer terms are valid (as from August 3rd, 2020).

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