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Changes to the terms of the offer as of January 25, 2021

What are the changes to the Bring a Friend offer?
The offer now also applies to X supreme and X prime card holders. From now on, an offer code for a monthly fee discount will also apply for these cards.

Will my existing offer code still apply after the terms of the offer change?
Your unique offer code will still be valid and remains the same after the terms of the offer change. Use it to recommend a friend who applies for any X card and becomes a Citadele client. If you have forgotten your code, write to us in the mobile app chat, the online bank, or call 67010000. You will receive your code by SMS.

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