How is the total sum to be paid by the customer (consumer) determined?

The total sum is comprised of the financing sum plus the total cost of the finance lease (all costs including interest payments and commission fees). The total amount to be paid by the customer (consumer) is calculated on the day the lease agreement is drawn up in accordance with Cabinet Regulation No. 691, Regulations Regarding Consumer Credit, adopted 25.10.2016. 

The total amount is calculated on behalf of the consumer and is for their information only. This amount is not re-calculated while the agreement is active, even in cases when the amounts therein change, meaning that the total amount paid may differ.