Discount on monthly card fee

When you apply for an X prime card, the first 6 months of use are free. The 100% discount on the monthly card fee for your main card is applied from the 1st of the month following your main card being issued.

When you actively use your X prime card, you can receive a 50% or 100% discount on your monthly main card fee.

Total amount spent on main and additional cards within first six months of use*: Discount on monthly main card fee for the following 6 (six) months from six moths after the card is issued:
6 000 EUR (inclusive) 100% discount on monthly fee for main card
4 500 EUR (inclusive) 50% discount on monthly fee for main card

Example: if your card was issued in December 2020, the period of 6 full months ends on June 30th, 2021. If, during this time, the amount spent with the X prime card is 6161,12 EUR, the X prime card will not have a monthly fee from July 2021.

For more information on the monthly fee for a card, see the Price List.

* A half year of card usage is counted as each 6 month period from the 1st of the month after the card is issued.


The bank reserves the right to change the terms and purchase amount criteria every six months. You can receive information on your card usage within a period of a year by calling our free 24 hour information line at +37167010000.

Priority Pass

The Priority Pass Lounge is a great place to relax or work while enjoying free appetisers and refreshing drinks before your flight. Regardless of whether you are travelling for work or pleasure, you can recover from the bustle of the airport and revive your energy.

You can receive a free Priority Pass card which gives you the chance to visit more than 1,300 VIP lounges in more than 500 cities and 143 countries.

Apply for Priority Pass card in Citadele website or in any Citadele branch and get it for free!

Price per lounge visit can be viewed in the price list.